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WA

Waterford Advisors Portfolio holdings

AUM $315M
1-Year Est. Return 15.21%
This Fund
S&P 500
This Quarter Est. Return
+6.32%
1 Year Est. Return
+15.21%
3 Year Est. Return
+40.47%
5 Year Est. Return
–
10 Year Est. Return
–
AUM
$289M
AUM Growth
+$18.4M
Cap. Flow
-$385B
Cap. Flow %
-133,212.55%
Top 10 Hldgs %
78.26%
Holding
58
New
5
Increased
25
Reduced
24
Closed
4

Top Buys

Rank Stock Value
1
IVV icon
iShares Core S&P 500 ETF
IVV
+$56.8M
2
VUG icon
Vanguard Growth ETF
VUG
+$29.1M
3
VTV icon
Vanguard Value ETF
VTV
+$26.3M
4
VEA icon
Vanguard FTSE Developed Markets ETF
VEA
+$22.7M
5
BNDX icon
Vanguard Total International Bond ETF
BNDX
+$17.4M

Top Sells

Rank Stock Value
1
BRK.A icon
Berkshire Hathaway Class A
BRK.A
+$385B
2
RTX icon
RTX Corp
RTX
+$102M
3
VB icon
Vanguard Small-Cap ETF
VB
+$94M
4
META icon
Meta Platforms (Facebook)
META
+$66.3M
5
AAPL icon
Apple
AAPL
+$60.6M

Sector Composition

Rank Sector Weight
1 Technology 1.63%
2 Industrials 1.51%
3 Financials 1%
4 Consumer Discretionary 0.39%
5 Healthcare 0.34%
Name Market Value Portfolio Weight Shares or Principal Change
in Stake 		Capital Flow
IVV icon
1
iShares Core S&P 500 ETF
IVV
$865B
$61.2M 21.16%
91,443
+88,235
+2,750% +$56.8M
VUG icon
2
Vanguard Growth ETF
VUG
$214B
$31.1M 10.74%
388,704
+381,024
+4,961% +$29.1M
VTV icon
3
Vanguard Value ETF
VTV
$190B
$27.8M 9.61%
149,000
+145,291
+3,917% +$26.3M
VEA icon
4
Vanguard FTSE Developed Markets ETF
VEA
$224B
$23.4M 8.1%
391,029
+390,156
+44,691% +$22.7M
SCHA icon
5
Schwab U.S Small- Cap ETF
SCHA
$22B
$19.1M 6.61%
684,943
+644,140
+1,579% +$17.2M
BNDX icon
6
Vanguard Total International Bond ETF
BNDX
$82.1B
$17.6M 6.09%
356,207
+353,536
+13,236% +$17.4M
BSV icon
7
Vanguard Short-Term Bond ETF
BSV
$44.6B
$14.2M 4.92%
180,361
+175,394
+3,531% +$13.8M
VWO icon
8
Vanguard FTSE Emerging Markets ETF
VWO
$117B
$11.1M 3.83%
204,520
+203,163
+14,971% +$10.5M
BLV icon
9
Vanguard Long-Term Bond ETF
BLV
$5.8B
$10.5M 3.64%
148,409
+103,546
+231% +$7.19M
FNDE icon
10
Schwab Fundamental Emerging Markets Large Company Index ETF
FNDE
$9.47B
$10.3M 3.56%
284,343
+71,263
+33% +$2.46M
SCHZ icon
11
Schwab US Aggregate Bond ETF
SCHZ
$10.5B
$9.02M 3.12%
384,326
+370,945
+2,772% +$8.62M
REET icon
12
iShares Global REIT ETF
REET
$5.15B
$8.02M 2.77%
313,620
+279,209
+811% +$7.01M
MGC icon
13
Vanguard Mega Cap 300 Index ETF
MGC
$9.79B
$5.85M 2.02%
23,949
+23,072
+2,631% +$5.4M
SCHF icon
14
Schwab International Equity ETF
SCHF
$65.2B
$4.93M 1.7%
211,808
+43,857
+26% +$991K
SCHV
15
Schwab US Large-Cap Value ETF
SCHV
$15.8B
$4.35M 1.5%
149,374
-186,827
-56% -$5.31M
MUB icon
16
iShares National Muni Bond ETF
MUB
$45.3B
$3.52M 1.22%
33,098
+32,054
+3,070% +$3.35M
RSP icon
17
Invesco S&P 500 Equal Weight ETF
RSP
$98B
$2.64M 0.91%
13,928
+13,166
+1,728% +$2.45M
RTX icon
18
RTX Corp
RTX
$293B
$2.53M 0.87%
15,105
-654,158
-98% -$102M
AAPL icon
19
Apple
AAPL
$5.02T
$2.12M 0.73%
8,343
-268,148
-97% -$60.6M
VNQ icon
20
Vanguard Real Estate ETF
VNQ
$39.9B
$1.63M 0.56%
17,832
+14,144
+384% +$1.28M
BRK.A icon
21
Berkshire Hathaway Class A
BRK.A
$1.1T
$1.51M 0.52%
2
-529,662
-100% -$385B
MSFT icon
22
Microsoft
MSFT
$2.91T
$1.46M 0.5%
2,814
+1,546
+122% +$789K
SCHE icon
23
Schwab Emerging Markets Equity ETF
SCHE
$12.2B
$1.31M 0.45%
39,160
+39,157
+1,305,233% +$1.23M
NVDA icon
24
NVIDIA
NVDA
$4.65T
$1.12M 0.39%
6,012
-8,006
-57% -$1.4M
VB icon
25
Vanguard Small-Cap ETF
VB
$79.4B
$948K 0.33%
3,729
-378,992
-99% -$94M
1
2 3

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KHCM
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KC
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MJFG
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MIM
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NTCM
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GBFG
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SAMC
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Waterford Advisors's Q3 2025 Portfolio in Review

As of Q3 2025, Waterford Advisors held 58 positions worth $289M, up 6.8% from $271M the previous quarter. Its ten largest holdings account for 78% of the portfolio.

Waterford Advisors withdrew a net $385B in Q3 2025, closing 4 positions and reducing 24 holdings. Its most notable exit was Community Bank, an estimated $2.55M position sold in full.

By sector, the portfolio is most concentrated in Technology at 1.6% of assets, down from 1.7% a quarter earlier, followed by Industrials and Financials.

Against the trend, Waterford Advisors opened a new position in iShares iBonds Dec 2028 Term Corporate ETF worth $246K.

  • Waterford Advisors's largest Q3 2025 buy was iShares iBonds Dec 2028 Term Corporate ETF: 9,656 shares worth $246K.
  • Waterford Advisors added most to iShares Core S&P 500 ETF in Q3 2025, an estimated $56.8M increase.
  • Waterford Advisors's biggest Q3 2025 reduction was Berkshire Hathaway Class A, cutting an estimated $385B.
  • Waterford Advisors fully exited Community Bank in Q3 2025, selling an estimated $2.55M.
  • Waterford Advisors's ten largest holdings make up 78% of its $289M portfolio in Q3 2025.
  • Waterford Advisors opened 5 new positions and closed 4 in Q3 2025.
  • Waterford Advisors's portfolio value rose 6.8% quarter-over-quarter to $289M.

Based on Waterford Advisors's 13F filing for Q3 2025, filed 14 Nov 2025.