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WA

Waterford Advisors Portfolio holdings

AUM $315M
1-Year Est. Return 15.21%
This Fund
S&P 500
This Quarter Est. Return
+1.91%
1 Year Est. Return
+15.21%
3 Year Est. Return
+40.47%
5 Year Est. Return
–
10 Year Est. Return
–
AUM
$256M
AUM Growth
-$33.2M
Cap. Flow
-$37.2M
Cap. Flow %
-14.52%
Top 10 Hldgs %
85.75%
Holding
63
New
9
Increased
10
Reduced
15
Closed
15

Top Buys

Rank Stock Value
1
DFNM icon
Dimensional National Municipal Bond ETF
DFNM
+$25.4M
2
DFSV
Dimensional US Small Cap Value ETF
DFSV
+$8.98M
3
VOT icon
Vanguard Morningstar Mid-Cap Growth ETF
VOT
+$6.58M
4
SCHG icon
Schwab US Large-Cap Growth ETF
SCHG
+$4.39M
5
CBSH icon
Commerce Bancshares
CBSH
+$2.35M

Top Sells

Rank Stock Value
1
BNDX icon
Vanguard Total International Bond ETF
BNDX
+$17.6M
2
BSV icon
Vanguard Short-Term Bond ETF
BSV
+$14.2M
3
BLV icon
Vanguard Long-Term Bond ETF
BLV
+$10.5M
4
FNDE icon
Schwab Fundamental Emerging Markets Large Company Index ETF
FNDE
+$10.3M
5
SCHZ icon
Schwab US Aggregate Bond ETF
SCHZ
+$9.02M

Sector Composition

Rank Sector Weight
1 Financials 3.74%
2 Technology 2.2%
3 Industrials 1.78%
4 Consumer Discretionary 0.41%
5 Healthcare 0.34%
Name Market Value Portfolio Weight Shares or Principal Change
in Stake 		Capital Flow
BNDX icon
51
Vanguard Total International Bond ETF
BNDX
$82B
– –
-356,207
Closed -$17.6M
BSV icon
52
Vanguard Short-Term Bond ETF
BSV
$44.7B
– –
-180,361
Closed -$14.2M
FNDE icon
53
Schwab Fundamental Emerging Markets Large Company Index ETF
FNDE
$9.46B
– –
-284,343
Closed -$10.3M
IBDQ
54
DELISTED
iShares iBonds Dec 2025 Term Corporate ETF
IBDQ
– –
-17,172
Closed -$433K
IBDT icon
55
iShares iBonds Dec 2028 Term Corporate ETF
IBDT
$4.06B
– –
-9,656
Closed -$246K
MGC icon
56
Vanguard Morningstar Mega Cap ETF
MGC
$9.71B
– –
-23,949
Closed -$5.85M
MUB icon
57
iShares National Muni Bond ETF
MUB
$45.2B
– –
-33,098
Closed -$3.52M
NFG icon
58
National Fuel Gas
NFG
$7.69B
– –
-3,131
Closed -$289K
REET icon
59
iShares Global REIT ETF
REET
$5.14B
– –
-313,620
Closed -$8.02M
SCHD icon
60
Schwab US Dividend Equity ETF
SCHD
$104B
– –
-9,987
Closed -$273K
SCHZ icon
61
Schwab US Aggregate Bond ETF
SCHZ
$10.5B
– –
-384,326
Closed -$9.02M
URTH icon
62
iShares MSCI World ETF
URTH
$7.83B
– –
-3,688
Closed -$670K
VNQ icon
63
Vanguard Real Estate ETF
VNQ
$39.9B
– –
-17,832
Closed -$1.63M
1 2
3

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MIM
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Waterford Advisors's Q4 2025 Portfolio in Review

As of Q4 2025, Waterford Advisors held 63 positions worth $256M, down 11% from $289M the previous quarter. Its ten largest holdings account for 86% of the portfolio.

Waterford Advisors withdrew a net $37.2M in Q4 2025, closing 15 positions and reducing 15 holdings. Its most notable exit was Vanguard Total International Bond ETF, an estimated $17.6M position sold in full.

By sector, the portfolio is most concentrated in Financials at 3.7% of assets, up from 1% a quarter earlier, followed by Technology and Industrials.

Against the trend, Waterford Advisors opened a new position in Dimensional National Municipal Bond ETF worth $23.8M.

  • Waterford Advisors's largest Q4 2025 buy was Dimensional National Municipal Bond ETF: 527,277 shares worth $23.8M.
  • Waterford Advisors added most to Schwab US Large-Cap Growth ETF in Q4 2025, an estimated $4.39M increase.
  • Waterford Advisors's biggest Q4 2025 reduction was Schwab US Large-Cap Value ETF, cutting an estimated $3.35M.
  • Waterford Advisors fully exited Vanguard Total International Bond ETF in Q4 2025, selling an estimated $17.6M.
  • Waterford Advisors's ten largest holdings make up 86% of its $256M portfolio in Q4 2025.
  • Waterford Advisors opened 9 new positions and closed 15 in Q4 2025.
  • Waterford Advisors's portfolio value fell 11% quarter-over-quarter to $256M.

Based on Waterford Advisors's 13F filing for Q4 2025, filed 20 Feb 2026.