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VFS

Valpey Financial Services Portfolio holdings

AUM $154M
1-Year Est. Return 13.26%
This Fund
S&P 500
This Quarter Est. Return
+5.13%
1 Year Est. Return
+13.26%
3 Year Est. Return
–
5 Year Est. Return
–
10 Year Est. Return
–
AUM
$153M
AUM Growth
+$8.18M
Cap. Flow
+$903K
Cap. Flow %
0.59%
Top 10 Hldgs %
41.79%
Holding
72
New
5
Increased
28
Reduced
37
Closed
–

Top Buys

Rank Stock Value
1
BNDX icon
Vanguard Total International Bond ETF
BNDX
+$330K
2
SCHO icon
Schwab Short-Term US Treasury ETF
SCHO
+$313K
3
AAPL icon
Apple
AAPL
+$280K
4
SCHR
Schwab Intermediately-Term US Treasury ETF
SCHR
+$257K
5
GOOGL icon
Alphabet (Google) Class A
GOOGL
+$203K

Top Sells

Rank Stock Value
1
SCHG icon
Schwab US Large-Cap Growth ETF
SCHG
+$416K
2
VUG icon
Vanguard Growth ETF
VUG
+$289K
3
IUSG icon
iShares Core S&P US Growth ETF
IUSG
+$199K
4
VBR icon
Vanguard Small-Cap Value ETF
VBR
+$163K
5
SCHA icon
Schwab U.S Small- Cap ETF
SCHA
+$160K

Sector Composition

Rank Sector Weight
1 Technology 1.88%
2 Energy 0.29%
3 Financials 0.28%
4 Communication Services 0.15%
5 Industrials 0.15%
Name Market Value Portfolio Weight Shares or Principal Change
in Stake 		Capital Flow
VUG icon
1
Vanguard Growth ETF
VUG
$217B
$8.36M 5.47%
104,532
-3,780
-3% -$289K
VTV icon
2
Vanguard Value ETF
VTV
$188B
$8.19M 5.36%
43,904
+356
+0.8% +$64.5K
SCHG icon
3
Schwab US Large-Cap Growth ETF
SCHG
$58.6B
$8.02M 5.25%
251,275
-13,648
-5% -$416K
BNDX icon
4
Vanguard Total International Bond ETF
BNDX
$81.9B
$6.52M 4.27%
131,887
+6,683
+5% +$330K
SCHV
5
Schwab US Large-Cap Value ETF
SCHV
$15.8B
$6.04M 3.95%
207,445
+516
+0.2% +$14.7K
VXUS icon
6
Vanguard Total International Stock ETF
VXUS
$153B
$5.83M 3.81%
79,337
-577
-0.7% -$41K
VEU icon
7
Vanguard FTSE All-World ex-US ETF
VEU
$65.8B
$5.41M 3.54%
75,789
-2,146
-3% -$148K
SPDW icon
8
State Street SPDR Portfolio Developed World ex-US ETF
SPDW
$39.7B
$5.29M 3.46%
123,662
-1,270
-1% -$52.6K
SCHF icon
9
Schwab International Equity ETF
SCHF
$65.7B
$5.21M 3.41%
223,656
-3,970
-2% -$89.7K
BND icon
10
Vanguard Total Bond Market
BND
$157B
$4.99M 3.26%
67,069
+1,961
+3% +$144K
SCHO icon
11
Schwab Short-Term US Treasury ETF
SCHO
$12.7B
$4.92M 3.22%
201,812
+12,853
+7% +$313K
BSV icon
12
Vanguard Short-Term Bond ETF
BSV
$44.6B
$4.72M 3.09%
59,850
+2,551
+4% +$201K
VO icon
13
Vanguard Mid-Cap ETF
VO
$106B
$4.39M 2.87%
59,812
-1,432
-2% -$103K
SCHM icon
14
Schwab US Mid-Cap ETF
SCHM
$14.7B
$4.21M 2.75%
141,937
-376
-0.3% -$10.9K
VBR icon
15
Vanguard Small-Cap Value ETF
VBR
$36.9B
$4.2M 2.75%
20,118
-796
-4% -$163K
SCHZ icon
16
Schwab US Aggregate Bond ETF
SCHZ
$10.5B
$3.67M 2.4%
156,521
+6,765
+5% +$157K
SCHA icon
17
Schwab U.S Small- Cap ETF
SCHA
$22.7B
$3.64M 2.38%
130,463
-5,978
-4% -$160K
IUSG icon
18
iShares Core S&P US Growth ETF
IUSG
$31.3B
$3.47M 2.27%
21,059
-1,270
-6% -$199K
VONV icon
19
Vanguard Russell 1000 Value ETF
VONV
$20.3B
$3.33M 2.18%
37,220
-1,004
-3% -$87.7K
IUSV icon
20
iShares Core S&P US Value ETF
IUSV
$27B
$2.91M 1.91%
29,153
-1,021
-3% -$99.4K
AGG icon
21
iShares Core US Aggregate Bond ETF
AGG
$138B
$2.87M 1.88%
28,608
+624
+2% +$61.9K
VTC icon
22
Vanguard Total Corporate Bond ETF
VTC
$1.72B
$2.83M 1.85%
36,071
+1,491
+4% +$116K
TIP icon
23
iShares TIPS Bond ETF
TIP
$14.5B
$2.43M 1.59%
21,888
+811
+4% +$89.6K
BKLN icon
24
Invesco Senior Loan ETF
BKLN
$7.09B
$2.35M 1.54%
112,080
+5,419
+5% +$113K
IVOO icon
25
Vanguard S&P Mid-Cap 400 ETF
IVOO
$3.73B
$2.18M 1.43%
19,778
-817
-4% -$88.9K
1
2 3

Similar funds

MDP
Millbank Dartmoor Portsmouth Asheville, North Carolina $154M AUM
HPM
H. Partners Management New York $154M AUM 19.94% 1-Year Est. Return
CCA
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CPCP
Cedar Point Capital Partners Cedar Rapids, Iowa $154M AUM 16.57% 1-Year Est. Return
SOWAS
Silver Oak Wealth Advisors Services Los Angeles, California $154M AUM 13.96% 1-Year Est. Return
AFC
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SHU
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BVC
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Valpey Financial Services's Q3 2025 Portfolio in Review

As of Q3 2025, Valpey Financial Services held 72 positions worth $153M, up 5.7% from $145M the previous quarter. Its ten largest holdings account for 42% of the portfolio.

Valpey Financial Services's Q3 2025 filing shows 5 new, 28 increased and 37 reduced positions. Its largest new stake was Schwab Intermediately-Term US Treasury ETF: 10,284 shares worth $258K. The largest sale was Schwab US Large-Cap Growth ETF, an estimated $416K.

By sector, the portfolio is most concentrated in Technology at 1.9% of assets, up from 1.7% a quarter earlier, followed by Energy and Financials.

  • Valpey Financial Services's largest Q3 2025 buy was Schwab Intermediately-Term US Treasury ETF: 10,284 shares worth $258K.
  • Valpey Financial Services added most to Vanguard Total International Bond ETF in Q3 2025, an estimated $330K increase.
  • Valpey Financial Services's biggest Q3 2025 reduction was Schwab US Large-Cap Growth ETF, cutting an estimated $416K.
  • Valpey Financial Services's ten largest holdings make up 42% of its $153M portfolio in Q3 2025.
  • Valpey Financial Services opened 5 new positions and closed 0 in Q3 2025.
  • Valpey Financial Services's portfolio value rose 5.7% quarter-over-quarter to $153M.

Based on Valpey Financial Services's 13F filing for Q3 2025, filed 7 Nov 2025.