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SV

Stilwell Value Portfolio holdings

AUM $167M
1-Year Est. Return 3.79%
This Fund
S&P 500
This Quarter Est. Return
-5.26%
1 Year Est. Return
-3.79%
3 Year Est. Return
+93.8%
5 Year Est. Return
+159.1%
10 Year Est. Return
+446.85%
AUM
$226M
AUM Growth
+$20.8M
Cap. Flow
+$15.9M
Cap. Flow %
7.02%
Top 10 Hldgs %
94.17%
Holding
33
New
3
Increased
4
Reduced
4
Closed
2

Top Buys

Rank Stock Value
1
LSBK icon
Lake Shore Bancorp
LSBK
+$8.28M
2
AVBC
Avidia Bancorp
AVBC
+$605K
3
CLST icon
Catalyst Bancorp
CLST
+$502K
4
AGQ icon
ProShares Ultra Silver
AGQ
+$282K
5
IROQ
IF Bancorp
IROQ
+$100K

Top Sells

Rank Stock Value
1
KWY
Kingsway Corp
KWY
+$3.43M
2
PVBC
Provident Bancorp
PVBC
+$2.22M
3
FSFG
First Savings Financial Group
FSFG
+$552K
4
ESSA
ESSA Bancorp
ESSA
+$485K
5
WHLRL
Wheeler Real Estate Investment Trust 7.00% Senior Subordinated Convertible Notes Due 2031
WHLRL
+$65.1K

Sector Composition

Rank Sector Weight
1 Financials 60.64%
2 Real Estate 31.82%
Name Market Value Portfolio Weight Shares or Principal Change
in Stake 		Capital Flow
KWY
1
Kingsway Corp
KWY
$249M
$77.5M 34.26%
5,299,877
-239,429
-4% -$3.43M
WHLRL
2
Wheeler Real Estate Investment Trust 7.00% Senior Subordinated Convertible Notes Due 2031
WHLRL
$71.3M 31.53%
950,721
-469
-0% -$65.1K
SFBC
3
Sound Financial Bancorp
SFBC
$107M
$18.9M 8.35%
410,019
– –
SPY icon
4
PUT
State Street SPDR S&P 500 ETF Trust
SPY
$778B
$13.3M 5.89%
+20,000
New +$12.8M
LSBK icon
5
Lake Shore Bancorp
LSBK
$135M
$9.6M 4.25%
738,675
+616,782
+506% +$8.28M
IROQ
6
DELISTED
IF Bancorp
IROQ
$7.7M 3.4%
297,399
+3,974
+1% +$100K
CPBI icon
7
Central Plains Bancshares
CPBI
$82.8M
$5.98M 2.64%
366,901
+4,426
+1% +$68.3K
WHLRP
8
Wheeler Real Estate Investment Trust Preferred Stock
WHLRP
$8.73M
$3.34M 1.48%
789,466
-3,866
-0.5% -$15.4K
FSBW icon
9
FS Bancorp
FSBW
$324M
$3.11M 1.38%
78,000
– –
NECB icon
10
Northeast Community Bancorp
NECB
$368M
$2.26M 1%
110,000
– –
BVFL icon
11
BV Financial
BVFL
$177M
$1.61M 0.71%
100,000
– –
CLST icon
12
Catalyst Bancorp
CLST
$67.3M
$1.55M 0.69%
117,547
+39,610
+51% +$502K
NBBK icon
13
NB Bancorp
NBBK
$983M
$1.41M 0.62%
80,000
– –
FDSB
14
Fifth District Bancorp
FDSB
$90.8M
$1.11M 0.49%
80,000
– –
HFBL icon
15
Home Federal Bancorp
HFBL
$67M
$1.1M 0.49%
80,000
– –
FSFG
16
DELISTED
First Savings Financial Group
FSFG
$1M 0.44%
31,973
-20,527
-39% -$552K
MGYR icon
17
Magyar Bancorp
MGYR
$118M
$691K 0.31%
40,000
– –
WHLR
18
Wheeler Real Estate Investment Trust
WHLR
$1.15M
$673K 0.3%
1,493
– –
SRBK icon
19
SR Bancorp
SRBK
$142M
$604K 0.27%
40,000
– –
AVBC
20
Avidia Bancorp
AVBC
$400M
$598K 0.26%
+40,000
New +$605K
PBBK
21
DELISTED
PB Bankshares
PBBK
$526K 0.23%
27,431
– –
RMBI icon
22
Richmond Mutual Bancorp
RMBI
$249M
$426K 0.19%
30,000
– –
AGQ icon
23
ProShares Ultra Silver
AGQ
$1.16B
$381K 0.17%
+5,000
New +$282K
ECBK icon
24
ECB Bancorp
ECBK
$174M
$317K 0.14%
20,000
– –
PDLB icon
25
Ponce Financial Group
PDLB
$489M
$294K 0.13%
20,000
– –
1
2

Similar funds

MSF
Mustard Seed Financial Magnolia, Arkansas $167M AUM 16.37% 1-Year Est. Return
HWA
Hilltop Wealth Advisors Chapel Hill, North Carolina $167M AUM 18.27% 1-Year Est. Return
CJ
Caitlin John Brighton, Michigan $167M AUM 23.74% 1-Year Est. Return
MEG
Millstone Evans Group Boulder, Colorado $167M AUM 24.68% 1-Year Est. Return
ANC
Ames National Corp Ames, Iowa $167M AUM 13.46% 1-Year Est. Return
JAM
Jacobs Asset Management New York $167M AUM 22.68% 1-Year Est. Return
DSCM
Del-Sette Capital Management Schenectady, New York $167M AUM 38.06% 1-Year Est. Return
ASG
Ariston Services Group San Diego, California $167M AUM 24.06% 1-Year Est. Return

Stilwell Value's Q3 2025 Portfolio in Review

As of Q3 2025, Stilwell Value held 33 positions worth $226M, up 10% from $205M the previous quarter. Its ten largest holdings account for 94% of the portfolio.

Stilwell Value deployed $15.9M of net new capital in Q3 2025, opening 3 new positions and adding to 4 existing holdings. Its largest new stake was Avidia Bancorp: 40,000 shares worth $598K.

By sector, the portfolio is most concentrated in Financials at 61% of assets, down from 62% a quarter earlier, followed by Real Estate.

On the sell side, the largest reduction was Kingsway Corp, an estimated $3.43M trimmed.

  • Stilwell Value's largest Q3 2025 buy was Avidia Bancorp: 40,000 shares worth $598K.
  • Stilwell Value added most to Lake Shore Bancorp in Q3 2025, an estimated $8.28M increase.
  • Stilwell Value's biggest Q3 2025 reduction was Kingsway Corp, cutting an estimated $3.43M.
  • Stilwell Value fully exited Provident Bancorp in Q3 2025, selling an estimated $2.22M.
  • Stilwell Value's ten largest holdings make up 94% of its $226M portfolio in Q3 2025.
  • Stilwell Value opened 3 new positions and closed 2 in Q3 2025.
  • Stilwell Value's portfolio value rose 10% quarter-over-quarter to $226M.

Based on Stilwell Value's 13F filing for Q3 2025, filed 14 Nov 2025.