SIC

SJS Investment Consulting Portfolio holdings

AUM $630M

This Quarter Return

-2.09%

1 Year Return

+12.23%

3 Year Return

+53.65%

5 Year Return

–

10 Year Return

–

AUM

$586M

AUM Growth

+$7.27M (+1%)

Cap. Flow

+$20.6M

Cap. Flow % of AUM

3.51%

Top 10 Holdings %Top 10 Hldgs %

78.89%

Holding

1,696

New

Increased

454

Reduced

323

Closed

Top Buys

1	Dimensional Ultrashort Fixed Income ETF DUSB	$6.67M
2	UMB Financial UMBF	$4.78M
3	Dimensional US Core Equity 2 ETF DFAC	$2.98M
4	WesBanco WSBC	$2.46M
5	VCRM Vanguard Core Tax-Exempt Bond ETF VCRM	$2.29M

Top Sells

1	PFC Premier Financial Corp. Common Stock PFC	$2.55M
2	Grayscale Bitcoin Trust GBTC	$1.96M
3	Vanguard Tax-Exempt Bond Index Fund VTEB	$1.94M
4	SHF Holdings SHFS	$922K
5	Avantis US Equity ETF AVUS	$584K

Sector Composition

1	Technology	4.33%
2	Consumer Staples	3.8%
3	Healthcare	3.35%
4	Financials	2.61%
5	Consumer Discretionary	1.47%

#	Name	Market Value	Portfolio Weight	Shares or Principal	Shares Change %	Capital Flow
1	1 Dimensional US Core Equity 2 ETF DFAC $35.9B	$304M	51.86%	9,218,618 +90,276	+1%	+$2.98M
2	2 Dimensional International Core Equity 2 ETF DFIC $9.96B	$49.3M	8.41%	1,775,942 +5,114	+0.3%	+$142K
3	3 Dimensional Ultrashort Fixed Income ETF DUSB $1.4B	$19.3M	3.29%	380,648 +131,573	+53%	+$6.67M
4	4 Dimensional Short-Duration Fixed Income ETF DFSD $4.98B	$17.2M	2.93%	361,113 +10,230	+3%	+$486K
5	5 Eli Lilly LLY $562B	$15.5M	2.64%	18,759 +10	+0.1%	+$8.26K
6	6 Hormel Foods HRL $15.7B	$14.6M	2.48%	470,878 +5,988	+1%	+$185K
7	7 Apple AAPL $3.4T	$13.1M	2.24%	59,030 +359	+0.6%	+$79.7K
8	8 Vanguard Core Bond ETF VCRB $3.12B	$12.7M	2.17%	164,620 +19,089	+13%	+$1.48M
9	9 Dimensional World ex US Core Equity 2 ETF DFAX $9.08B	$8.52M	1.45%	325,255 -5,729	-2%	-$150K
10	10 Dimensional Core Fixed Income ETF DFCF $7.27B	$8.28M	1.41%	196,940 -4,137	-2%	-$174K
11	11 Vanguard Short-Term Inflation-Protected Securities Index Fund VTIP $15.3B	$8.12M	1.39%	162,814 +18,966	+13%	+$946K
12	12 Avantis Emerging Markets Equity ETF AVEM $11.6B	$8.1M	1.38%	134,561 +9,834	+8%	+$592K
13	13 Dimensional US Sustainability Core 1 ETF DFSU $1.56B	$6.83M	1.16%	190,766 +14,379	+8%	+$515K
14	14 NVIDIA NVDA $4.46T	$5.47M	0.93%	50,452 +3,951	+9%	+$428K
15	15 Dimensional Global Real Estate ETF DFGR $2.57B	$5.28M	0.9%	201,070 +8,673	+5%	+$228K
16	16 UMB Financial UMBF $8.37B	$4.78M	0.81%	47,261 +47,249	+393,742%	+$4.78M
17	17 Visa V $654B	$3.8M	0.65%	10,852 +190	+2%	+$66.6K
18	18 Dimensional Emerging Markets Core Equity 2 ETF DFEM $5.78B	$3.42M	0.58%	129,241 -3,101	-2%	-$82.1K
19	19 Microsoft MSFT $3.88T	$3.35M	0.57%	8,911 +1,412	+19%	+$530K
20	20 McDonald's MCD $218B	$3.13M	0.53%	10,033 +4	+0%	+$1.25K
21	21 WesBanco WSBC $2.83B	$2.46M	0.42%	79,543 +79,528	+530,187%	+$2.46M
22	22 Vanguard International High Dividend Yield ETF VYMI $11.3B	$2.33M	0.4%	31,649	–	–
23	23 Avantis International Equity ETF AVDE $8.17B	$2.32M	0.4%	35,004 -175	-0.5%	-$11.6K
24	VCRM 24 Vanguard Core Tax-Exempt Bond ETF VCRM $293M	$2.29M	0.39%	+30,871	New	+$2.29M
25	25 Amazon AMZN $2.37T	$2.24M	0.38%	11,748 +1,566	+15%	+$298K