Root Financial Partners Portfolio holdings
Root Financial Partners is a financial planning and investment firm focused on retirement, started by its founder and chief executive, James Conole. Portfolios are built mainly from low-cost, broadly diversified index and systematic strategies, and the firm avoids stock picking and tactical bets on sectors, themes or countries. Each household also gets Root Reserves, a funded runway of high-quality, shorter-term assets set aside to cover roughly five years of spending from the portfolio. Its planning process is called the Sequoia System, and it works with clients mostly remotely across the United States.
Top Buys
| Rank | Stock | Value |
|---|---|---|
| 1 |
Dimensional US Equity ETF
DFUS
|
+$27.8M |
| 2 |
U.S. Small Cap Portfolio ETF Class Shares
DFAS
|
+$22.9M |
| 3 |
Vanguard Short-Term Bond ETF
BSV
|
+$22.3M |
| 4 |
SpaceX
SPCX
|
+$22.3M |
| 5 |
Dimensional Global Core Plus Fixed Income ETF
DFGP
|
+$22.2M |
Top Sells
| Rank | Stock | Value |
|---|---|---|
| 1 |
Vanguard Total International Stock ETF
VXUS
|
+$3.39M |
| 2 |
PGIM Ultra Short Bond ETF
PULS
|
+$3.02M |
| 3 |
Franklin Massachusetts Municipal Income ETF
FTMA
|
+$2.04M |
| 4 |
Eaton Vance Short Duration Municipal Income ETF
EVSM
|
+$1.89M |
| 5 |
Dimensional US Marketwide Value ETF
DFUV
|
+$1.86M |
Sector Composition
| Rank | Sector | Weight |
|---|---|---|
| 1 | Miscellaneous | 85.11% |
| 2 | Technology | 6.58% |
| 3 | Industrials | 1.92% |
| 4 | Financials | 1.43% |
| 5 | Consumer Discretionary | 1.23% |
| Name | Market Value | Portfolio Weight | Shares or Principal |
Change in Stake | Capital Flow | Held Since | |
|---|---|---|---|---|---|---|---|
51
State Street SPDR S&P 500 ETF Trust
SPY
$802B
| $4.73M | 0.16% |
6,200
+1,818
| +41% | +$1.38M |
2024 Q2
9 quarters
|
|
52
Micron Technology
MU
$993B
| $4.53M | 0.15% |
4,257
+339
| +9% | +$322K |
2025 Q3
4 quarters
|
|
53
Vanguard California Tax-Exempt Bond ETF
VTEC
$3.73B
| $4.49M | 0.15% |
47,591
+15,977
| +51% | +$1.57M |
2024 Q3
8 quarters
|
|
54
Caterpillar
CAT
$288B
| $4.41M | 0.15% |
5,435
+255
| +5% | +$216K |
2024 Q2
9 quarters
|
|
55
JPMorgan Ultra-Short Municipal Income ETF
JMST
$8.09B
| $3.56M | 0.12% |
70,463
+17,713
| +34% | +$901K |
2024 Q3
8 quarters
|
|
56
Dimensional International Core Equity 2 ETF
DFIC
$15.2B
| $3.52M | 0.12% |
93,546
+2,676
| +3% | +$103K |
2023 Q1
14 quarters
|
|
57
JPMorgan Chase
JPM
$900B
| $3.42M | 0.11% |
10,347
+2,042
| +25% | +$714K |
2024 Q1
10 quarters
|
|
58
iShares Core S&P 500 ETF
IVV
$869B
| $3.3M | 0.11% |
4,304
+849
| +25% | +$648K |
2023 Q4
11 quarters
|
|
59
Johnson & Johnson
JNJ
$664B
| $3.27M | 0.11% |
12,364
+3,063
| +33% | +$808K |
2024 Q2
9 quarters
|
|
60
AbbVie
ABBV
$523B
| $3.22M | 0.11% |
12,318
+5,115
| +71% | +$1.31M |
2024 Q2
9 quarters
|
|
61
Home Depot
HD
$329B
| $3.14M | 0.11% |
11,046
+110
| +1% | +$36.1K |
2024 Q1
10 quarters
|
|
62
Dimensional Emerging Markets Core Equity 2 ETF
DFEM
$8.84B
| $3.07M | 0.1% |
77,188
+5,876
| +8% | +$232K |
2023 Q1
14 quarters
|
|
63
iShares ESG Aware 1-5 Year USD Corporate Bond ETF
SUSB
$1.32B
| $3M | 0.1% |
+122,803
| New | +$3.04M |
2026 Q3
0 quarters
|
|
64
Schwab International Equity ETF
SCHF
$67.1B
| $2.85M | 0.1% |
103,584
+29,419
| +40% | +$818K |
2024 Q4
7 quarters
|
|
65
Qualcomm
QCOM
$175B
| $2.73M | 0.09% |
14,830
+633
| +4% | +$110K |
2024 Q3
8 quarters
|
|
66
Invesco NASDAQ 100 ETF
QQQM
$105B
| $2.69M | 0.09% |
8,822
-1,297
| -13% | -$382K |
2023 Q2
13 quarters
|
|
67
ExxonMobil
XOM
$768B
| $2.65M | 0.09% |
16,278
+4,840
| +42% | +$757K |
2023 Q3
12 quarters
|
|
68
Vanguard Real Estate ETF
VNQ
$37.8B
| $2.53M | 0.08% |
28,195
-1,133
| -4% | -$110K |
2023 Q1
14 quarters
|
|
69
Schwab US Large- Cap ETF
SCHX
$73.1B
| $2.52M | 0.08% |
84,151
-365
| -0.4% | -$10.9K |
2023 Q2
13 quarters
|
|
70
Invesco S&P 500 Equal Weight ETF
RSP
$100B
| $2.49M | 0.08% |
11,963
-159
| -1% | -$34.4K |
2023 Q4
11 quarters
|
|
71
Eli Lilly
LLY
$1.27T
| $2.48M | 0.08% |
2,146
+350
| +19% | +$413K |
2024 Q1
10 quarters
|
|
72
Lam Research
LRCX
$296B
| $2.48M | 0.08% |
7,537
+534
| +8% | +$167K |
2024 Q4
7 quarters
|
|
73
Costco
COST
$452B
| $2.45M | 0.08% |
2,687
-185
| -6% | -$173K |
2024 Q1
10 quarters
|
|
74
iShares Semiconductor ETF
SOXX
$42.7B
| $2.44M | 0.08% |
4,297
-59
| -1% | -$31.6K |
2025 Q3
4 quarters
|
|
75
Merck
MRK
$371B
| $2.3M | 0.08% |
15,805
+3,703
| +31% | +$512K |
2024 Q1
10 quarters
|
|
Similar funds
Root Financial Partners's Q3 2026 Portfolio in Review
As of Q3 2026, Root Financial Partners held 3,839 positions worth $2.98B, up 16% from $2.57B the previous quarter. Its ten largest holdings account for 61% of the portfolio.
Root Financial Partners deployed $407M of net new capital in Q3 2026, opening 3,425 new positions and adding to 241 existing holdings. Its largest new stake was iShares ESG Aware 1-5 Year USD Corporate Bond ETF: 122,803 shares worth $3M.
By sector, the portfolio is most concentrated in Miscellaneous at 85% of assets, down from 89% a quarter earlier, followed by Technology and Industrials.
On the sell side, the largest reduction was Vanguard Total International Stock ETF, an estimated $3.39M trimmed.
- Root Financial Partners's largest Q3 2026 buy was iShares ESG Aware 1-5 Year USD Corporate Bond ETF: 122,803 shares worth $3M.
- Root Financial Partners added most to Dimensional US Equity ETF in Q3 2026, an estimated $27.8M increase.
- Root Financial Partners's biggest Q3 2026 reduction was Vanguard Total International Stock ETF, cutting an estimated $3.39M.
- Root Financial Partners fully exited PGIM Ultra Short Bond ETF in Q3 2026, selling an estimated $3.02M.
- Root Financial Partners's ten largest holdings make up 61% of its $2.98B portfolio in Q3 2026.
- Root Financial Partners opened 3,425 new positions and closed 11 in Q3 2026.
- Root Financial Partners's portfolio value rose 16% quarter-over-quarter to $2.98B.
Based on Root Financial Partners's 13F filing for Q3 2026, filed 21 Oct 2026.