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RLWM

RF&L Wealth Management Portfolio holdings

AUM $134M
1-Year Est. Return 20.46%
This Fund
S&P 500
This Quarter Est. Return
+7.39%
1 Year Est. Return
+20.46%
3 Year Est. Return
+62.32%
5 Year Est. Return
–
10 Year Est. Return
–
AUM
$170M
AUM Growth
+$15.2M
Cap. Flow
+$4M
Cap. Flow %
2.35%
Top 10 Hldgs %
50.9%
Holding
61
New
2
Increased
28
Reduced
12
Closed
1

Top Buys

Rank Stock Value
1
COST icon
Costco
COST
+$1.92M
2
BSV icon
Vanguard Short-Term Bond ETF
BSV
+$409K
3
BIL icon
State Street SPDR Bloomberg 1-3 Month T-Bill ETF
BIL
+$408K
4
DFIV icon
Dimensional International Value ETF
DFIV
+$233K
5
ITOT icon
iShares Core S&P Total US Stock Market ETF
ITOT
+$221K

Top Sells

Rank Stock Value
1
BSX icon
Boston Scientific
BSX
+$215K
2
ABBV icon
AbbVie
ABBV
+$83.5K
3
JPM icon
JPMorgan Chase
JPM
+$67.2K
4
DFAC icon
Dimensional US Core Equity 2 ETF
DFAC
+$49.6K
5
CVX icon
Chevron
CVX
+$31K

Sector Composition

Rank Sector Weight
1 Technology 12.08%
2 Healthcare 5.78%
3 Consumer Staples 4.67%
4 Consumer Discretionary 3.62%
5 Communication Services 3.05%
Name Market Value Portfolio Weight Shares or Principal Change
in Stake 		Capital Flow
DFAT icon
1
Dimensional US Targeted Value ETF
DFAT
$14.3B
$16.9M 9.93%
290,556
+681
+0.2% +$38.8K
DFAC icon
2
Dimensional US Core Equity 2 ETF
DFAC
$47.4B
$11M 6.48%
286,245
-1,330
-0.5% -$49.6K
DFUS
3
Dimensional US Equity ETF
DFUS
$20.8B
$10.6M 6.22%
146,368
-380
-0.3% -$26.5K
DFUV icon
4
Dimensional US Marketwide Value ETF
DFUV
$15.2B
$9.28M 5.44%
207,556
+1,560
+0.8% +$67.9K
BSV icon
5
Vanguard Short-Term Bond ETF
BSV
$44.7B
$8.38M 4.92%
106,160
+5,205
+5% +$409K
AAPL icon
6
Apple
AAPL
$4.8T
$7.2M 4.23%
28,279
-10
-0% -$2.26K
DFAS icon
7
Dimensional US Small Cap ETF
DFAS
$15.1B
$6.38M 3.74%
93,163
+1,438
+2% +$96K
DFIV icon
8
Dimensional International Value ETF
DFIV
$20.4B
$5.9M 3.46%
127,854
+5,200
+4% +$233K
AMZN icon
9
Amazon
AMZN
$2.69T
$5.65M 3.32%
25,728
+116
+0.5% +$26.3K
MSFT icon
10
Microsoft
MSFT
$2.99T
$5.38M 3.16%
10,395
+45
+0.4% +$23K
VOO icon
11
Vanguard S&P 500 ETF
VOO
$973B
$5.24M 3.08%
8,561
+238
+3% +$140K
VTI icon
12
Vanguard Total Stock Market ETF
VTI
$657B
$5.14M 3.01%
15,650
+35
+0.2% +$11.1K
FNDC icon
13
Schwab Fundamental International Small Company Index ETF
FNDC
$2.98B
$4.87M 2.86%
109,462
+255
+0.2% +$11.1K
META icon
14
Meta Platforms (Facebook)
META
$1.64T
$4.84M 2.84%
6,595
– –
VBR icon
15
Vanguard Small-Cap Value ETF
VBR
$36.8B
$4.73M 2.78%
22,677
-120
-0.5% -$24.5K
NVDA icon
16
NVIDIA
NVDA
$4.92T
$4.72M 2.77%
25,313
+273
+1% +$47.6K
ABBV icon
17
AbbVie
ABBV
$448B
$3.97M 2.33%
17,150
-410
-2% -$83.5K
ITOT icon
18
iShares Core S&P Total US Stock Market ETF
ITOT
$93.6B
$3.83M 2.25%
26,299
+1,575
+6% +$221K
COST icon
19
Costco
COST
$415B
$3.58M 2.1%
3,871
+2,006
+108% +$1.92M
IEMG icon
20
iShares Core MSCI Emerging Markets ETF
IEMG
$149B
$3.39M 1.99%
51,352
+1,745
+4% +$109K
WMT icon
21
Walmart Inc
WMT
$893B
$3.04M 1.78%
29,454
+54
+0.2% +$5.38K
LLY icon
22
Eli Lilly
LLY
$1.02T
$2.81M 1.65%
3,679
-25
-0.7% -$18.6K
IDEV icon
23
iShares Core MSCI International Developed Markets ETF
IDEV
$30.8B
$2.44M 1.43%
30,469
+1,525
+5% +$119K
JPM icon
24
JPMorgan Chase
JPM
$901B
$2.21M 1.3%
7,001
-226
-3% -$67.2K
CRWD icon
25
CrowdStrike
CRWD
$202B
$2.21M 1.3%
18,000
– –
1
2 3

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RF&L Wealth Management's Q3 2025 Portfolio in Review

As of Q3 2025, RF&L Wealth Management held 61 positions worth $170M, up 9.8% from $155M the previous quarter. Its ten largest holdings account for 51% of the portfolio.

Trading was light in Q3 2025: portfolio turnover was 4.9%. RF&L Wealth Management opened 2 new positions and exited 1, leaving the 61-position portfolio largely intact.

By sector, the portfolio is most concentrated in Technology at 12% of assets, up from 12% a quarter earlier, followed by Healthcare and Consumer Staples.

  • RF&L Wealth Management's largest Q3 2025 buy was State Street SPDR Bloomberg 1-3 Month T-Bill ETF: 4,455 shares worth $409K.
  • RF&L Wealth Management added most to Costco in Q3 2025, an estimated $1.92M increase.
  • RF&L Wealth Management's biggest Q3 2025 reduction was AbbVie, cutting an estimated $83.5K.
  • RF&L Wealth Management fully exited Boston Scientific in Q3 2025, selling an estimated $215K.
  • RF&L Wealth Management's ten largest holdings make up 51% of its $170M portfolio in Q3 2025.
  • RF&L Wealth Management opened 2 new positions and closed 1 in Q3 2025.
  • RF&L Wealth Management's portfolio value rose 9.8% quarter-over-quarter to $170M.

Based on RF&L Wealth Management's 13F filing for Q3 2025, filed 8 Oct 2025.