We are live on ! Find out more
RFS

Retirement Financial Solutions Portfolio holdings

AUM $350M
1-Year Est. Return 16.94%
This Fund
S&P 500
This Quarter Est. Return
+1.49%
1 Year Est. Return
+16.94%
3 Year Est. Return
+40.64%
5 Year Est. Return
–
10 Year Est. Return
–
AUM
$342M
AUM Growth
+$22.1M
Cap. Flow
+$17.3M
Cap. Flow %
5.07%
Top 10 Hldgs %
61.41%
Holding
53
New
8
Increased
27
Reduced
11
Closed
6

Top Buys

Rank Stock Value
1
AVUS icon
Avantis US Equity ETF
AVUS
+$36.7M
2
AVEM icon
Avantis Emerging Markets Equity ETF
AVEM
+$11M
3
RSPA
Invesco S&P 500 Equal Weight Income Advantage ETF
RSPA
+$9.32M
4
VGLT icon
Vanguard Long-Term Treasury ETF
VGLT
+$4.67M
5
IEF icon
iShares 7-10 Year Treasury Bond ETF
IEF
+$2.4M

Top Sells

Rank Stock Value
1
SPYM
State Street SPDR Portfolio S&P 500 ETF
SPYM
+$19.2M
2
COWZ icon
Pacer US Cash Cows 100 ETF
COWZ
+$14M
3
HEDJ icon
WisdomTree Europe Hedged Equity Fund
HEDJ
+$11.2M
4
JEPI icon
JPMorgan Equity Premium Income ETF
JEPI
+$9.04M
5
EDV icon
Vanguard World Funds Extended Duration ETF
EDV
+$3.78M

Sector Composition

Rank Sector Weight
1 Financials 0.22%
2 Technology 0.17%
3 Consumer Discretionary 0.08%
Name Market Value Portfolio Weight Shares or Principal Change
in Stake 		Capital Flow
AVUS icon
1
Avantis US Equity ETF
AVUS
$13.9B
$37.2M 10.9%
+333,192
New +$36.7M
AVSC icon
2
Avantis US Small Cap Equity ETF
AVSC
$3.06B
$21.7M 6.36%
369,883
-1,551
-0.4% -$89.9K
AVUV icon
3
Avantis US Small Cap Value ETF
AVUV
$30.3B
$21.7M 6.36%
213,024
+2,047
+1% +$205K
SPYM
4
State Street SPDR Portfolio S&P 500 ETF
SPYM
$159B
$21.6M 6.34%
269,851
-241,075
-47% -$19.2M
SPMD icon
5
State Street SPDR Portfolio S&P 400 Mid Cap ETF
SPMD
$18.4B
$21.5M 6.31%
371,967
-352
-0.1% -$20.2K
VGLT icon
6
Vanguard Long-Term Treasury ETF
VGLT
$10.2B
$17.6M 5.15%
315,441
+82,116
+35% +$4.67M
QQQM icon
7
Invesco NASDAQ 100 ETF
QQQM
$95.9B
$17.5M 5.14%
69,361
+4,571
+7% +$1.15M
IEF icon
8
iShares 7-10 Year Treasury Bond ETF
IEF
$47.3B
$17.4M 5.08%
180,524
+24,789
+16% +$2.4M
DIA icon
9
State Street SPDR Dow Jones Industrial Average ETF Trust
DIA
$45.5B
$17M 4.98%
35,418
+2,684
+8% +$1.27M
QQQJ icon
10
Invesco NASDAQ Next Gen 100 ETF
QQQJ
$1.12B
$16.4M 4.79%
443,924
-3,767
-0.8% -$137K
VWO icon
11
Vanguard FTSE Emerging Markets ETF
VWO
$120B
$15.7M 4.61%
292,875
+1,103
+0.4% +$59.9K
SCHD icon
12
Schwab US Dividend Equity ETF
SCHD
$103B
$13.4M 3.91%
487,419
+41,836
+9% +$1.14M
MGC icon
13
Vanguard Mega Cap 300 Index ETF
MGC
$9.86B
$11.6M 3.39%
46,081
+2,465
+6% +$613K
RSP icon
14
Invesco S&P 500 Equal Weight ETF
RSP
$97.1B
$11.2M 3.26%
58,219
+5,164
+10% +$980K
AVEM icon
15
Avantis Emerging Markets Equity ETF
AVEM
$25.4B
$11M 3.23%
+143,070
New +$11M
RSPA
16
Invesco S&P 500 Equal Weight Income Advantage ETF
RSPA
$1B
$9.33M 2.73%
+183,163
New +$9.32M
SPYG icon
17
State Street SPDR Portfolio S&P 500 Growth ETF
SPYG
$50.6B
$5.84M 1.71%
54,761
+3,393
+7% +$360K
RWL icon
18
Invesco S&P 500 Revenue ETF
RWL
$9.57B
$5.81M 1.7%
50,751
+3,416
+7% +$385K
VGSH icon
19
Vanguard Short-Term Treasury ETF
VGSH
$29.3B
$5.81M 1.7%
98,877
+16,999
+21% +$999K
EPS icon
20
WisdomTree US LargeCap Fund
EPS
$1.57B
$5.79M 1.69%
81,652
+5,598
+7% +$391K
SPYV icon
21
State Street SPDR Portfolio S&P 500 Value ETF
SPYV
$36.2B
$5.71M 1.67%
100,524
+7,552
+8% +$424K
SHYG icon
22
iShares 0-5 Year High Yield Corporate Bond ETF
SHYG
$7.6B
$4.43M 1.3%
103,238
+8,846
+9% +$380K
IGIB icon
23
iShares 5-10 Year Investment Grade Corporate Bond ETF
IGIB
$18.5B
$4.39M 1.28%
81,462
+5,699
+8% +$308K
EDV icon
24
Vanguard World Funds Extended Duration ETF
EDV
$3.33B
$4.35M 1.27%
66,966
-55,588
-45% -$3.78M
VOO icon
25
Vanguard S&P 500 ETF
VOO
$968B
$2.1M 0.61%
3,343
-7
-0.2% -$4.35K
1
2 3

Similar funds

BC
Bruce & Co Chicago, Illinois $350M AUM 33.5% 1-Year Est. Return
MC
Merck & Co Kenilworth, New Jersey $349M AUM 146.07% 1-Year Est. Return
KFG
Kingdom Financial Group Peoria, Arizona $349M AUM 12.25% 1-Year Est. Return
LAS
Lloyd Advisory Services Suwanee, Georgia $349M AUM 13.97% 1-Year Est. Return
SMC
Spider Management Company Richmond, Virginia $351M AUM 18.35% 1-Year Est. Return
FFO
Fiduciary Family Office Boca Raton, Florida $351M AUM 22.19% 1-Year Est. Return
EPW
Endeavor Private Wealth Topeka, Kansas $349M AUM 16.45% 1-Year Est. Return
IWMA
Ironwood Wealth Management (Arizona) Chandler, Arizona $349M AUM 12.51% 1-Year Est. Return

Retirement Financial Solutions's Q4 2025 Portfolio in Review

As of Q4 2025, Retirement Financial Solutions held 53 positions worth $342M, up 6.9% from $319M the previous quarter. Its ten largest holdings account for 61% of the portfolio.

Retirement Financial Solutions deployed $17.3M of net new capital in Q4 2025, opening 8 new positions and adding to 27 existing holdings. Its largest new stake was Avantis US Equity ETF: 333,192 shares worth $37.2M.

By sector, the portfolio is most concentrated in Financials at 0.22% of assets, followed by Technology and Consumer Discretionary.

On the sell side, the largest reduction was State Street SPDR Portfolio S&P 500 ETF, an estimated $19.2M trimmed.

  • Retirement Financial Solutions's largest Q4 2025 buy was Avantis US Equity ETF: 333,192 shares worth $37.2M.
  • Retirement Financial Solutions added most to Vanguard Long-Term Treasury ETF in Q4 2025, an estimated $4.67M increase.
  • Retirement Financial Solutions's biggest Q4 2025 reduction was State Street SPDR Portfolio S&P 500 ETF, cutting an estimated $19.2M.
  • Retirement Financial Solutions fully exited Pacer US Cash Cows 100 ETF in Q4 2025, selling an estimated $14M.
  • Retirement Financial Solutions's ten largest holdings make up 61% of its $342M portfolio in Q4 2025.
  • Retirement Financial Solutions opened 8 new positions and closed 6 in Q4 2025.
  • Retirement Financial Solutions's portfolio value rose 6.9% quarter-over-quarter to $342M.

Based on Retirement Financial Solutions's 13F filing for Q4 2025, filed 13 Feb 2026.