RWM

Refined Wealth Management Portfolio holdings

AUM $145M

This Quarter Return

-3.94%

1 Year Return

+25.64%

3 Year Return

+94.21%

5 Year Return

–

10 Year Return

–

AUM

$122M

AUM Growth

-$9.13M (-7%)

Cap. Flow

-$2.36M

Cap. Flow % of AUM

-1.93%

Top 10 Holdings %Top 10 Hldgs %

79.68%

Holding

New

Increased

Reduced

Closed

Top Buys

1	Invesco QQQ Trust QQQ	$11.5M
2	Vanguard Value ETF VTV	$11.1M
3	Vanguard Intermediate-Term Bond ETF BIV	$7.43M
4	Bitwise Bitcoin ETF BITB	$1.93M
5	Vanguard Small-Cap ETF VB	$1.67M

Top Sells

1	Nuveen ESG Large-Cap Growth ETF NULG	$16.1M
2	WisdomTree Emerging Markets ex-State-Owned Enterprises Fund XSOE	$5.07M
3	Vanguard Long-Term Corporate Bond ETF VCLT	$2.74M
4	iShares 20+ Year Treasury Bond ETF TLT	$2.63M
5	SPDR Gold Trust GLD	$2.4M

Sector Composition

1	Financials	8.45%
2	Industrials	4.52%
3	Consumer Discretionary	2.69%
4	Technology	0.98%
5	Energy	0.05%

#	Name	Market Value	Portfolio Weight	Shares or Principal	Shares Change %	Capital Flow
1	1 Vanguard Total International Bond ETF BNDX $67.2B	$16.3M	13.35%	334,233 -39,224	-11%	-$1.91M
2	2 Vanguard ESG International Stock ETF VSGX $4.75B	$14.3M	11.66%	241,653 -34,991	-13%	-$2.06M
3	3 Invesco QQQ Trust QQQ $359B	$11.5M	9.43%	+24,582	New	+$11.5M
4	4 Vanguard Value ETF VTV $139B	$11.1M	9.09%	+64,348	New	+$11.1M
5	5 Coinbase COIN $107B	$9.96M	8.14%	57,808 +8,132	+16%	+$1.4M
6	6 SPDR Blackstone Senior Loan ETF SRLN $7.01B	$8.64M	7.07%	210,079 -4,596	-2%	-$189K
7	7 Bitwise Bitcoin ETF BITB $4.51B	$8M	6.55%	178,316 +42,904	+32%	+$1.93M
8	8 Vanguard Intermediate-Term Bond ETF BIV $23.2B	$7.43M	6.08%	+97,044	New	+$7.43M
9	9 iShares 20+ Year Treasury Bond ETF TLT $46.8B	$5.18M	4.24%	56,930 -28,907	-34%	-$2.63M
10	10 Vanguard Long-Term Corporate Bond ETF VCLT $9.74B	$4.98M	4.08%	65,644 -36,122	-36%	-$2.74M
11	11 Enovix ENVX $2.98B	$4.96M	4.06%	675,449 +106,843	+19%	+$784K
12	12 SPDR Gold Trust GLD $102B	$4.84M	3.96%	16,787 -8,342	-33%	-$2.4M
13	13 Vanguard Mid-Cap ETF VO $85B	$3.36M	2.75%	13,000 -7,472	-37%	-$1.93M
14	14 Vanguard Small-Cap ETF VB $65B	$3.04M	2.49%	13,718 +7,536	+122%	+$1.67M
15	15 Beyond BYON $510M	$2.42M	1.98%	417,987 +16,892	+4%	+$98K
16	16 Nuveen ESG Large-Cap Growth ETF NULG $1.67B	$1.05M	0.86%	13,421 -205,737	-94%	-$16.1M
17	17 Vanguard S&P 500 ETF VOO $693B	$1.01M	0.82%	1,957 +514	+36%	+$264K
18	18 First Trust Enhanced Short Maturity ETF FTSM $6.35B	$886K	0.72%	14,811	–	–
19	19 Amazon AMZN $2.4T	$863K	0.71%	4,536 -293	-6%	-$55.7K
20	20 Apple AAPL $3.15T	$660K	0.54%	2,969 -9,759	-77%	-$2.17M
21	21 Union Pacific UNP $134B	$564K	0.46%	2,389 +13	+0.6%	+$3.07K
22	22 NVIDIA NVDA $4.2T	$535K	0.44%	4,935 -127	-3%	-$13.8K
23	23 Berkshire Hathaway Class B BRK.B $1.02T	$372K	0.3%	698	–	–
24	24 iShares ESG Optimized MSCI USA ETF SUSA $3.55B	$211K	0.17%	1,833	–	–
25	25 NexGen Energy NXE $3.95B	$49.4K	0.04%	11,000	–	–