RTL

Red Tortoise LLC Portfolio holdings

AUM $205M

This Quarter Return

+1.76%

1 Year Return

+12.51%

3 Year Return

–

5 Year Return

–

10 Year Return

–

AUM

$192M

AUM Growth

+$920K (+0.5%)

Cap. Flow

-$1.33M

Cap. Flow % of AUM

-0.69%

Top 10 Holdings %Top 10 Hldgs %

52.06%

Holding

639

New

Increased

Reduced

Closed

Top Buys

1	Vanguard FTSE Developed Markets ETF VEA	$1.31M
2	Schwab Short-Term US Treasury ETF SCHO	$982K
3	Schwab Fundamental US Large Company Index ETF FNDX	$530K
4	Vanguard Long-Term Treasury ETF VGLT	$429K
5	Schwab US Aggregate Bond ETF SCHZ	$305K

Top Sells

1	Home Depot HD	$1.55M
2	Schwab International Equity ETF SCHF	$1.08M
3	Schwab US Broad Market ETF SCHB	$409K
4	iShares Core US Aggregate Bond ETF AGG	$347K
5	SPDR Portfolio Long Term Treasury ETF SPTL	$248K

Sector Composition

1	Technology	2.16%
2	Consumer Discretionary	0.76%
3	Financials	0.61%
4	Communication Services	0.57%
5	Materials	0.47%

#	Name	Market Value	Portfolio Weight	Shares or Principal	Shares Change %	Capital Flow
1	1 Schwab International Equity ETF SCHF $49.2B	$21.5M	11.11%	1,087,825 -54,563	-5%	-$1.08M
2	2 Schwab Fundamental International Large Company Index ETF FNDF $16.7B	$14.7M	7.61%	407,797 +3,067	+0.8%	+$111K
3	3 iShares Core S&P 500 ETF IVV $645B	$11.3M	5.83%	20,089 -117	-0.6%	-$65.7K
4	4 Vanguard Long-Term Treasury ETF VGLT $9.64B	$10.5M	5.44%	182,968 +7,445	+4%	+$429K
5	5 Schwab Emerging Markets Equity ETF SCHE $10.5B	$8.94M	4.61%	324,192 -8,525	-3%	-$235K
6	6 Schwab US Large- Cap ETF SCHX $58B	$7.43M	3.84%	336,350 -9,761	-3%	-$216K
7	7 iShares Core MSCI EAFE ETF IEFA $145B	$7.29M	3.76%	96,401	–	–
8	8 iShares MSCI USA Quality Factor ETF QUAL $53.7B	$6.79M	3.51%	39,747 +77	+0.2%	+$13.2K
9	9 Schwab Fundamental US Large Company Index ETF FNDX $19.1B	$5.66M	2.92%	239,711 +22,455	+10%	+$530K
10	10 iShares Russell 1000 Value ETF IWD $62.8B	$5.59M	2.88%	29,683 +108	+0.4%	+$20.3K
11	11 Schwab Short-Term US Treasury ETF SCHO $10.9B	$5.58M	2.88%	229,221 +40,345	+21%	+$982K
12	12 Vanguard Value ETF VTV $141B	$5.57M	2.87%	32,226 -40	-0.1%	-$6.91K
13	13 iShares Core Dividend Growth ETF DGRO $32.8B	$4.59M	2.37%	74,236 +309	+0.4%	+$19.1K
14	14 SPDR Portfolio S&P 500 Value ETF SPYV $27.5B	$3.57M	1.84%	69,965 -3,110	-4%	-$159K
15	15 Schwab US TIPS ETF SCHP $13.2B	$3.32M	1.71%	123,536 +52	+0%	+$1.4K
16	16 Vanguard FTSE Developed Markets ETF VEA $165B	$3.19M	1.65%	62,713 +25,688	+69%	+$1.31M
17	17 iShares MSCI ACWI ex US ETF ACWX $6.49B	$2.53M	1.31%	45,711	–	–
18	18 iShares Russell 1000 ETF IWB $42.4B	$2.48M	1.28%	8,099 +18	+0.2%	+$5.52K
19	19 SPDR Portfolio Long Term Treasury ETF SPTL $11.2B	$2.35M	1.21%	86,101 -9,095	-10%	-$248K
20	20 Vanguard FTSE Emerging Markets ETF VWO $93.5B	$2.32M	1.2%	51,262 +32	+0.1%	+$1.45K
21	21 Schwab US Broad Market ETF SCHB $35.5B	$2.19M	1.13%	101,718 -18,995	-16%	-$409K
22	22 iShares Core MSCI Emerging Markets ETF IEMG $99.9B	$2.13M	1.1%	39,518 -180	-0.5%	-$9.72K
23	23 Invesco FTSE RAFI Developed Markets ex-US ETF PXF $2.07B	$2.04M	1.05%	39,279 +220	+0.6%	+$11.4K
24	24 FlexShares Quality Dividend Defensive Index Fund QDEF $453M	$1.98M	1.02%	28,299 +85	+0.3%	+$5.94K
25	25 Schwab US Aggregate Bond ETF SCHZ $8.63B	$1.94M	1%	83,793 +13,162	+19%	+$305K