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RFPS

Reality Financial Planning Services Portfolio holdings

AUM $104M
This Fund
S&P 500
This Quarter Est. Return
+1.38%
1 Year Est. Return
–
3 Year Est. Return
–
5 Year Est. Return
–
10 Year Est. Return
–
AUM
$104M
AUM Growth
–
Cap. Flow
+$104M
Cap. Flow %
99.61%
Top 10 Hldgs %
91.04%
Holding
20
New
20
Increased
–
Reduced
–
Closed
–

Top Buys

Rank Stock Value
1
VTI icon
Vanguard Morningstar Total Stock Market ETF
VTI
+$23.5M
2
VIG icon
Vanguard Dividend Appreciation ETF
VIG
+$17.6M
3
VYM icon
Vanguard High Dividend Yield ETF
VYM
+$16.8M
4
IVV icon
iShares Core S&P 500 ETF
IVV
+$8.97M
5
BND icon
Vanguard Total Bond Market
BND
+$7.88M

Top Sells

No sells this quarter

Sector Composition

Rank Sector Weight
1 Technology 0.63%
2 Financials 0.34%
Name Market Value Portfolio Weight Shares or Principal Change
in Stake 		Capital Flow
VTI icon
1
Vanguard Morningstar Total Stock Market ETF
VTI
$685B
$23.7M 22.69%
+70,679
New +$23.5M
VIG icon
2
Vanguard Dividend Appreciation ETF
VIG
$114B
$17.7M 16.92%
+80,375
New +$17.6M
VYM icon
3
Vanguard High Dividend Yield ETF
VYM
$83.1B
$16.9M 16.22%
+118,038
New +$16.8M
IVV icon
4
iShares Core S&P 500 ETF
IVV
$894B
$9.05M 8.67%
+13,212
New +$8.97M
BND icon
5
Vanguard Total Bond Market
BND
$162B
$7.84M 7.51%
+105,909
New +$7.88M
USFR icon
6
WisdomTree Floating Rate Treasury Fund
USFR
$18.7B
$6.44M 6.17%
+128,077
New +$6.45M
QQQ icon
7
Invesco QQQ Trust
QQQ
$486B
$3.5M 3.36%
+5,705
New +$3.5M
VOO icon
8
Vanguard S&P 500 ETF
VOO
$1.02T
$3.37M 3.23%
+5,376
New +$3.34M
USMV icon
9
iShares MSCI USA Min Vol Factor ETF
USMV
$24.3B
$3.29M 3.15%
+34,973
New +$3.29M
VPU
10
Vanguard Utilities ETF
VPU
$8.37B
$3.25M 3.12%
+17,584
New +$3.38M
VXUS icon
11
Vanguard Total International Stock ETF
VXUS
$165B
$2.61M 2.5%
+34,590
New +$2.58M
SCHO icon
12
Schwab Short-Term US Treasury ETF
SCHO
$13.1B
$1.43M 1.37%
+58,563
New +$1.43M
SDY icon
13
State Street SPDR S&P Dividend ETF
SDY
$22.1B
$1.06M 1.02%
+7,642
New +$1.06M
VNQ icon
14
Vanguard Real Estate ETF
VNQ
$39.4B
$1.02M 0.98%
+11,566
New +$1.04M
DVY icon
15
iShares Select Dividend ETF
DVY
$23.9B
$888K 0.85%
+6,294
New +$889K
QQQM icon
16
Invesco NASDAQ 100 ETF
QQQM
$103B
$742K 0.71%
+2,934
New +$741K
MUNI icon
17
PIMCO Intermediate Municipal Bond Active Exchange-Traded Fund
MUNI
$3.14B
$590K 0.57%
+11,259
New +$591K
AAPL icon
18
Apple
AAPL
$4.52T
$360K 0.35%
+1,325
New +$356K
JPM icon
19
JPMorgan Chase
JPM
$948B
$355K 0.34%
+1,103
New +$341K
MSFT icon
20
Microsoft
MSFT
$3.65T
$293K 0.28%
+605
New +$303K

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KA
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KFP
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SV
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TP
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FM
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AIA
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Reality Financial Planning Services's Q4 2025 Portfolio in Review

Q4 2025 is the first quarter with a 13F filing on record for Reality Financial Planning Services, which disclosed 20 positions worth $104M. Its ten largest holdings account for 91% of the portfolio.

Its largest position is Vanguard Morningstar Total Stock Market ETF: 70,679 shares worth $23.7M.

By sector, the portfolio is most concentrated in Technology at 0.63% of assets, followed by Financials.

  • Reality Financial Planning Services's largest Q4 2025 buy was Vanguard Morningstar Total Stock Market ETF: 70,679 shares worth $23.7M.
  • Reality Financial Planning Services's ten largest holdings make up 91% of its $104M portfolio in Q4 2025.
  • Reality Financial Planning Services disclosed 20 positions in Q4 2025, its first 13F filing on record.

Based on Reality Financial Planning Services's 13F filing for Q4 2025, filed 12 Feb 2026.