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RFPS
Reality Financial Planning Services Portfolio holdings
AUM
$104M
This Fund
S&P 500
This Quarter
Est. Return
+1.38%
1 Year Est. Return
–
3 Year Est. Return
–
5 Year Est. Return
–
10 Year Est. Return
–
AUM
$104M
AUM Growth
–
Cap. Flow
+$104M
Cap. Flow
% of AUM
99.61%
Top 10 Holdings %
Top 10 Hldgs %
91.04%
Holding
20
New
20
Increased
–
Reduced
–
Closed
–
Avg Time Held
0
quarters
Top 10 Avg Time Held
0
quarters
Top 20 Avg Time Held
0
quarters
Top Buys
| Rank | Stock | Value |
|---|---|---|
| 1 |
Vanguard Morningstar Total Stock Market ETF
VTI
|
+$23.5M |
| 2 |
Vanguard Dividend Appreciation ETF
VIG
|
+$17.6M |
| 3 |
Vanguard High Dividend Yield ETF
VYM
|
+$16.8M |
| 4 |
iShares Core S&P 500 ETF
IVV
|
+$8.97M |
| 5 |
Vanguard Total Bond Market
BND
|
+$7.88M |
Top Sells
No sells this quarter
Sector Composition
| Rank | Sector | Weight |
|---|---|---|
| 1 | Miscellaneous | 99.03% |
| 2 | Technology | 0.63% |
| 3 | Financials | 0.34% |
| Name | Market Value | Portfolio Weight | Shares or Principal |
Change in Stake | Capital Flow | Held Since | |
|---|---|---|---|---|---|---|---|
|
1
Vanguard Morningstar Total Stock Market ETF
VTI
$697B
| $23.7M | 22.69% |
+70,679
| New | +$23.5M |
2025 Q4
0 quarters
|
|
|
2
Vanguard Dividend Appreciation ETF
VIG
$111B
| $17.7M | 16.92% |
+80,375
| New | +$17.6M |
2025 Q4
0 quarters
|
|
|
3
Vanguard High Dividend Yield ETF
VYM
$80.5B
| $16.9M | 16.22% |
+118,038
| New | +$16.8M |
2025 Q4
0 quarters
|
|
|
4
iShares Core S&P 500 ETF
IVV
$899B
| $9.05M | 8.67% |
+13,212
| New | +$8.97M |
2025 Q4
0 quarters
|
|
|
5
Vanguard Total Bond Market
BND
$159B
| $7.84M | 7.51% |
+105,909
| New | +$7.88M |
2025 Q4
0 quarters
|
|
6
WisdomTree Floating Rate Treasury Fund
USFR
$19.9B
| $6.44M | 6.17% |
+128,077
| New | +$6.45M |
2025 Q4
0 quarters
|
|
7
Invesco QQQ Trust
QQQ
$507B
| $3.5M | 3.36% |
+5,705
| New | +$3.5M |
2025 Q4
0 quarters
|
|
8
Vanguard S&P 500 ETF
VOO
$1.06T
| $3.37M | 3.23% |
+5,376
| New | +$3.34M |
2025 Q4
0 quarters
|
|
9
iShares MSCI USA Min Vol Factor ETF
USMV
$23.9B
| $3.29M | 3.15% |
+34,973
| New | +$3.29M |
2025 Q4
0 quarters
|
|
|
VPU
10
Vanguard Utilities ETF
VPU
$8.01B
| $3.25M | 3.12% |
+17,584
| New | +$3.38M |
2025 Q4
0 quarters
|
|
11
Vanguard Total International Stock ETF
VXUS
$160B
| $2.61M | 2.5% |
+34,590
| New | +$2.58M |
2025 Q4
0 quarters
|
|
12
Schwab Short-Term US Treasury ETF
SCHO
$15.3B
| $1.43M | 1.37% |
+58,563
| New | +$1.43M |
2025 Q4
0 quarters
|
|
13
State Street SPDR S&P Dividend ETF
SDY
$20.7B
| $1.06M | 1.02% |
+7,642
| New | +$1.06M |
2025 Q4
0 quarters
|
|
14
Vanguard Real Estate ETF
VNQ
$35.8B
| $1.02M | 0.98% |
+11,566
| New | +$1.04M |
2025 Q4
0 quarters
|
|
15
iShares Select Dividend ETF
DVY
$22.5B
| $888K | 0.85% |
+6,294
| New | +$889K |
2025 Q4
0 quarters
|
|
16
Invesco NASDAQ 100 ETF
QQQM
$112B
| $742K | 0.71% |
+2,934
| New | +$741K |
2025 Q4
0 quarters
|
|
17
PIMCO Intermediate Municipal Bond Active Exchange-Traded Fund
MUNI
$3.1B
| $590K | 0.57% |
+11,259
| New | +$591K |
2025 Q4
0 quarters
|
|
18
Apple
AAPL
$4.91T
| $360K | 0.35% |
+1,325
| New | +$356K |
2025 Q4
0 quarters
|
|
19
JPMorgan Chase
JPM
$885B
| $355K | 0.34% |
+1,103
| New | +$341K |
2025 Q4
0 quarters
|
|
20
Microsoft
MSFT
$3.97T
| $293K | 0.28% |
+605
| New | +$303K |
2025 Q4
0 quarters
|
|
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Reality Financial Planning Services's Q4 2025 Portfolio in Review
Q4 2025 is the first quarter with a 13F filing on record for Reality Financial Planning Services, which disclosed 20 positions worth $104M. Its ten largest holdings account for 91% of the portfolio.
Its largest position is Vanguard Morningstar Total Stock Market ETF: 70,679 shares worth $23.7M.
By sector, the portfolio is most concentrated in Miscellaneous at 99% of assets, followed by Technology and Financials.
- Reality Financial Planning Services's largest Q4 2025 buy was Vanguard Morningstar Total Stock Market ETF: 70,679 shares worth $23.7M.
- Reality Financial Planning Services's ten largest holdings make up 91% of its $104M portfolio in Q4 2025.
- Reality Financial Planning Services disclosed 20 positions in Q4 2025, its first 13F filing on record.
Based on Reality Financial Planning Services's 13F filing for Q4 2025, filed 12 Feb 2026.