We are live on ! Find out more
PIFP

Partners in Financial Planning Portfolio holdings

AUM $660M
1-Year Est. Return 15.1%
This Fund
S&P 500
This Quarter Est. Return
+1.06%
1 Year Est. Return
+15.1%
3 Year Est. Return
+38.92%
5 Year Est. Return
+28.09%
10 Year Est. Return
–
AUM
$591M
AUM Growth
+$12.1M
Cap. Flow
+$6.43M
Cap. Flow %
1.09%
Top 10 Hldgs %
69.64%
Holding
119
New
4
Increased
60
Reduced
21
Closed
4

Top Buys

Rank Stock Value
1
BNDX icon
Vanguard Total International Bond ETF
BNDX
+$4.3M
2
BND icon
Vanguard Total Bond Market
BND
+$1.39M
3
BSV icon
Vanguard Short-Term Bond ETF
BSV
+$652K
4
VTV icon
Vanguard Morningstar Value ETF
VTV
+$640K
5
MUB icon
iShares National Muni Bond ETF
MUB
+$571K

Top Sells

Rank Stock Value
1
VUG icon
Vanguard Morningstar Growth ETF
VUG
+$2.38M
2
SPYV icon
State Street SPDR Portfolio S&P 500 Value ETF
SPYV
+$460K
3
IWF icon
iShares Russell 1000 Growth ETF
IWF
+$251K
4
VOE icon
Vanguard Morningstar Mid-Cap Value ETF
VOE
+$236K
5
MO icon
Altria Group
MO
+$225K

Sector Composition

Rank Sector Weight
1 Miscellaneous 94.71%
2 Industrials 1.12%
3 Consumer Discretionary 0.73%
4 Technology 0.71%
5 Healthcare 0.63%
Name Market Value Portfolio Weight Shares or Principal Change
in Stake 		Capital Flow
BND icon
1
Vanguard Total Bond Market
BND
$162B
$72.9M 12.34%
984,315
+18,689
+2% +$1.39M
VUG icon
2
Vanguard Morningstar Growth ETF
VUG
$228B
$65.4M 11.07%
804,108
-29,388
-4% -$2.38M
VTV icon
3
Vanguard Morningstar Value ETF
VTV
$190B
$58.2M 9.86%
304,877
+3,401
+1% +$640K
BNDX icon
4
Vanguard Total International Bond ETF
BNDX
$82.8B
$56.2M 9.52%
1,163,482
+87,137
+8% +$4.3M
VEA icon
5
Vanguard FTSE Developed Markets ETF
VEA
$236B
$48.6M 8.22%
777,465
+2,399
+0.3% +$147K
BSV icon
6
Vanguard Short-Term Bond ETF
BSV
$46.2B
$36.7M 6.21%
465,429
+8,265
+2% +$652K
VBR icon
7
Vanguard Morningstar Small-Cap Value ETF
VBR
$36.4B
$21.5M 3.64%
101,609
+1,393
+1% +$292K
VBK icon
8
Vanguard Morningstar Small-Cap Growth ETF
VBK
$23B
$20M 3.38%
66,046
-292
-0.4% -$88.1K
VWO icon
9
Vanguard FTSE Emerging Markets ETF
VWO
$126B
$16.5M 2.8%
307,263
+2,790
+0.9% +$152K
VSS icon
10
Vanguard FTSE All-World ex-US Small-Cap Index Fund
VSS
$11.8B
$15.3M 2.59%
106,656
+725
+0.7% +$103K
VNQ icon
11
Vanguard Real Estate ETF
VNQ
$37.1B
$13.8M 2.33%
155,736
+348
+0.2% +$31.3K
SPDW icon
12
State Street SPDR Portfolio Developed World ex-US ETF
SPDW
$41.8B
$12.9M 2.18%
290,406
+3,879
+1% +$170K
VTI icon
13
Vanguard Morningstar Total Stock Market ETF
VTI
$685B
$11.9M 2.02%
35,535
-130
-0.4% -$43.2K
VTEB icon
14
Vanguard Tax-Exempt Bond Index Fund
VTEB
$45.4B
$11.6M 1.96%
230,186
+5,123
+2% +$258K
SUB icon
15
iShares Short-Term National Muni Bond ETF
SUB
$11.6B
$10.7M 1.81%
100,240
+2,285
+2% +$243K
VCIT icon
16
Vanguard Intermediate-Term Corporate Bond ETF
VCIT
$69.1B
$7.86M 1.33%
93,834
+4,888
+5% +$411K
VOO icon
17
Vanguard S&P 500 ETF
VOO
$1.04T
$6.63M 1.12%
10,575
-35
-0.3% -$21.8K
MUB icon
18
iShares National Muni Bond ETF
MUB
$44.6B
$5.98M 1.01%
55,813
+5,329
+11% +$571K
SPYG icon
19
State Street SPDR Portfolio S&P 500 Growth ETF
SPYG
$54.3B
$4.58M 0.78%
42,929
+148
+0.3% +$15.7K
VO icon
20
Vanguard Morningstar Mid-Cap ETF
VO
$105B
$4.11M 0.7%
56,648
+196
+0.3% +$14.3K
SPYV icon
21
State Street SPDR Portfolio S&P 500 Value ETF
SPYV
$36.4B
$3.97M 0.67%
69,965
-8,185
-10% -$460K
SCZ icon
22
iShares MSCI EAFE Small-Cap ETF
SCZ
$13B
$3.91M 0.66%
50,388
-566
-1% -$43.4K
VXF icon
23
Vanguard Extended Market ETF
VXF
$30.7B
$3.33M 0.56%
15,915
-114
-0.7% -$23.9K
SPEM icon
24
State Street SPDR Portfolio Emerging Markets ETF
SPEM
$17.6B
$3.2M 0.54%
68,367
-347
-0.5% -$16.3K
IAGG icon
25
iShares Core International Aggregate Bond Fund
IAGG
$11.8B
$2.97M 0.5%
59,439
+1,096
+2% +$56.4K
1
2 3 4 5

Similar funds

MWM
MinichMacGregor Wealth Management Saratoga Springs, New York $659M AUM 41.82% 1-Year Est. Return
FSC
Fourth Sail Capital Camana Bay Grand Cayman, Cayman Islands $660M AUM 27% 1-Year Est. Return
EIP
Ellis Investment Partners Berwyn, Pennsylvania $660M AUM 26.32% 1-Year Est. Return
EL
Essex LLC Deer Park, Illinois $659M AUM 41.98% 1-Year Est. Return
BBL
Beck Bode LLC Dedham, Massachusetts $660M AUM 36.73% 1-Year Est. Return
PCA
Providence Capital Advisors Charlotte, North Carolina $660M AUM 17.81% 1-Year Est. Return
WFA
West Financial Advisors Des Moines, Iowa $659M AUM 17.93% 1-Year Est. Return
PL
Pandi LLC Leawood, Kansas $658M AUM 19.94% 1-Year Est. Return

Partners in Financial Planning's Q4 2025 Portfolio in Review

As of Q4 2025, Partners in Financial Planning held 119 positions worth $591M, up 2.1% from $578M the previous quarter. Its ten largest holdings account for 70% of the portfolio.

Partners in Financial Planning's Q4 2025 filing shows 4 new, 60 increased, 21 reduced and 4 closed positions. Its largest new stake was Vanguard Core Bond ETF: 4,831 shares worth $376K. The largest sale was Vanguard Morningstar Growth ETF, an estimated $2.38M.

By sector, the portfolio is most concentrated in Miscellaneous at 95% of assets, up from 95% a quarter earlier, followed by Industrials and Consumer Discretionary.

  • Partners in Financial Planning's largest Q4 2025 buy was Vanguard Core Bond ETF: 4,831 shares worth $376K.
  • Partners in Financial Planning added most to Vanguard Total International Bond ETF in Q4 2025, an estimated $4.3M increase.
  • Partners in Financial Planning's biggest Q4 2025 reduction was Vanguard Morningstar Growth ETF, cutting an estimated $2.38M.
  • Partners in Financial Planning fully exited Vanguard Morningstar Mid-Cap Value ETF in Q4 2025, selling an estimated $236K.
  • Partners in Financial Planning's ten largest holdings make up 70% of its $591M portfolio in Q4 2025.
  • Partners in Financial Planning opened 4 new positions and closed 4 in Q4 2025.
  • Partners in Financial Planning's portfolio value rose 2.1% quarter-over-quarter to $591M.

Based on Partners in Financial Planning's 13F filing for Q4 2025, filed 2 Feb 2026.