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MI

M3F Inc Portfolio holdings

AUM $404M
1-Year Est. Return 17.61%
This Fund
S&P 500
This Quarter Est. Return
+8.4%
1 Year Est. Return
+17.61%
3 Year Est. Return
+145.52%
5 Year Est. Return
+146.16%
10 Year Est. Return
+405.65%
AUM
$404M
AUM Growth
+$39.4M
Cap. Flow
+$13.4M
Cap. Flow %
3.31%
Top 10 Hldgs %
80.91%
Holding
30
New
5
Increased
10
Reduced
7
Closed
2

Top Buys

1
BHF icon
Brighthouse Financial
BHF
+$17.5M
2
NFBK icon
Northfield Bancorp
NFBK
+$10M
3
GDOT icon
Green Dot
GDOT
+$8.86M
4
ASLE icon
AerSale
ASLE
+$4.74M
5
AER icon
AerCap
AER
+$4.22M

Top Sells

1
AL
Air Lease Corp
AL
+$26.4M
2
BFIN
BankFinancial
BFIN
+$5.9M
3
AVBC
Avidia Bancorp
AVBC
+$3.74M
4
FBIZ icon
First Business Financial Services
FBIZ
+$1.63M
5
WSBK
Winchester Bancorp
WSBK
+$1.45M

Sector Composition

1 Financials 56.56%
2 Industrials 43.44%
Name Market Value Portfolio Weight Shares or Principal Change
in Stake 		Capital Flow
WLFC icon
1
Willis Lease Finance
WLFC
$1.53B
$115M 28.58%
677,248
– –
PDLB icon
2
Ponce Financial Group
PDLB
$490M
$33.5M 8.3%
2,003,960
+147,979
+8% +$2.44M
AER icon
3
AerCap
AER
$23.2B
$32.6M 8.09%
238,000
+29,500
+14% +$4.22M
PBFS icon
4
Pioneer Bancorp
PBFS
$431M
$28.8M 7.15%
2,071,973
+38,119
+2% +$533K
ASLE icon
5
AerSale
ASLE
$286M
$24.8M 6.14%
3,983,632
+664,487
+20% +$4.74M
NODK icon
6
NI Holdings
NODK
$326M
$21.3M 5.28%
1,652,020
+120,938
+8% +$1.6M
SNFCA icon
7
Security National Financial
SNFCA
$256M
$20.8M 5.17%
2,308,580
-36,750
-2% -$315K
SWKH
8
DELISTED
SWK Holdings
SWKH
$16.9M 4.2%
995,256
+141,802
+17% +$2.42M
BHF icon
9
Brighthouse Financial
BHF
$3.77B
$16.8M 4.16%
+280,000
New +$17.5M
RBKB icon
10
Rhinebeck Bancorp
RBKB
$189M
$15.6M 3.86%
1,010,420
-5,000
-0.5% -$70.1K
NFBK icon
11
Northfield Bancorp
NFBK
$621M
$10.5M 2.61%
+776,630
New +$10M
ALRS icon
12
Alerus Financial
ALRS
$808M
$9.89M 2.45%
417,108
+5,945
+1% +$144K
PKBK icon
13
Parke Bancorp
PKBK
$388M
$9.45M 2.34%
332,876
-7,225
-2% -$197K
GDOT icon
14
Green Dot
GDOT
$760M
$8.4M 2.08%
+748,806
New +$8.86M
CBFV icon
15
CB Financial Services
CBFV
$184M
$5.86M 1.45%
171,439
+7,425
+5% +$260K
WASH icon
16
Washington Trust Bancorp
WASH
$698M
$5.57M 1.38%
166,485
– –
MGYR icon
17
Magyar Bancorp
MGYR
$113M
$4.91M 1.22%
283,894
+3,544
+1% +$62.5K
SSBI icon
18
Summit State Bank
SSBI
$92.2M
$4.74M 1.17%
354,229
– –
PROV icon
19
Provident Financial
PROV
$108M
$4.59M 1.14%
284,594
-15,000
-5% -$242K
BSBK icon
20
Bogota Financial
BSBK
$116M
$4.2M 1.04%
493,732
– –
BYFC icon
21
Broadway Financial
BYFC
$89.2M
$3.45M 0.85%
474,685
+16,117
+4% +$129K
AL
22
DELISTED
Air Lease Corp
AL
$2.54M 0.63%
39,051
-409,350
-91% -$26.4M
FBIZ icon
23
First Business Financial Services
FBIZ
$549M
$1.6M 0.4%
29,685
-29,252
-50% -$1.63M
WSBK
24
Winchester Bancorp
WSBK
$117M
$312K 0.08%
24,586
-119,400
-83% -$1.45M
NSTS icon
25
NSTS Bancorp
NSTS
$66.7M
$311K 0.08%
26,664
– –
1
2

Similar funds

MSCM
McElhenny Sheffield Capital Management Dallas, Texas $403M AUM 28.73% 1-Year Est. Return
DI
Diligent Investors Redlands, California $404M AUM 17.85% 1-Year Est. Return
ACM
Aspen Capital Management Boise, Idaho $404M AUM 16.8% 1-Year Est. Return
NFG
Northeast Financial Group Tannersville, Pennsylvania $404M AUM 12.61% 1-Year Est. Return
FFM
Flagstone Financial Management Lincoln, Nebraska $403M AUM 14.09% 1-Year Est. Return
CA
COFG Advisors Oak Brook, Illinois $404M AUM
MYA
Meiji Yasuda America New York $404M AUM
SCP
Steamboat Capital Partners Rye, New York $403M AUM 43.57% 1-Year Est. Return

M3F Inc's Q1 2026 Portfolio in Review

As of Q1 2026, M3F Inc held 30 positions worth $404M, up 11% from $364M the previous quarter. Its ten largest holdings account for 81% of the portfolio.

M3F Inc deployed $13.4M of net new capital in Q1 2026, opening 5 new positions and adding to 10 existing holdings. Its largest new stake was Brighthouse Financial: 280,000 shares worth $16.8M.

By sector, the portfolio is most concentrated in Financials at 57% of assets, up from 52% a quarter earlier, followed by Industrials.

On the sell side, the largest reduction was Air Lease Corp, an estimated $26.4M trimmed.

  • M3F Inc's largest Q1 2026 buy was Brighthouse Financial: 280,000 shares worth $16.8M.
  • M3F Inc added most to AerSale in Q1 2026, an estimated $4.74M increase.
  • M3F Inc's biggest Q1 2026 reduction was Air Lease Corp, cutting an estimated $26.4M.
  • M3F Inc fully exited BankFinancial in Q1 2026, selling an estimated $5.9M.
  • M3F Inc's ten largest holdings make up 81% of its $404M portfolio in Q1 2026.
  • M3F Inc opened 5 new positions and closed 2 in Q1 2026.
  • M3F Inc's portfolio value rose 11% quarter-over-quarter to $404M.

Based on M3F Inc's 13F filing for Q1 2026, filed 28 Apr 2026.