LFS

Lutz Financial Services Portfolio holdings

AUM $1.22B

This Quarter Return

-1.53%

1 Year Return

+2.15%

3 Year Return

+10.16%

5 Year Return

+59.95%

10 Year Return

–

AUM

$1.22B

AUM Growth

-$15.8M (-1%)

Cap. Flow

+$5.98M

Cap. Flow % of AUM

0.49%

Top 10 Holdings %Top 10 Hldgs %

59.43%

Holding

New

Increased

Reduced

Closed

Top Buys

1	Vanguard Tax-Exempt Bond Index Fund VTEB	$3.6M
2	iShares MBS ETF MBB	$2.49M
3	Vanguard Total Bond Market BND	$2.43M
4	Schwab US TIPS ETF SCHP	$1.56M
5	Dimensional International Core Equity 2 ETF DFIC	$1.25M

Top Sells

1	iShares National Muni Bond ETF MUB	$2.33M
2	Vanguard S&P 500 ETF VOO	$2.13M
3	iShares Core S&P 500 ETF IVV	$621K
4	SPDR S&P 500 ETF Trust SPY	$553K
5	iShares MSCI USA Quality Factor ETF QUAL	$507K

Sector Composition

1	Financials	0.33%
2	Technology	0.32%
3	Communication Services	0.1%
4	Consumer Discretionary	0.05%
5	Healthcare	0.04%

#	Name	Market Value	Portfolio Weight	Shares or Principal	Shares Change %	Capital Flow
26	26 Schwab US Large- Cap ETF SCHX $57.4B	$13M	1.06%	586,663 +17,629	+3%	+$389K
27	27 SPDR S&P 600 Small Cap Value ETF SLYV $3.85B	$12.7M	1.04%	161,915 +222	+0.1%	+$17.4K
28	28 Vanguard Mid-Cap Value ETF VOE $18.5B	$11.5M	0.94%	71,785 -1,368	-2%	-$220K
29	29 iShares MSCI USA Quality Factor ETF QUAL $53.6B	$11M	0.9%	64,335 -2,969	-4%	-$507K
30	30 Vanguard S&P Mid-Cap 400 Value ETF IVOV $968M	$10.9M	0.89%	118,395 -3,502	-3%	-$322K
31	31 iShares Core S&P US Value ETF IUSV $21.5B	$10.3M	0.84%	111,322 -1,997	-2%	-$184K
32	32 SPDR S&P MidCap 400 ETF Trust MDY $23.4B	$10.2M	0.83%	19,111 -97	-0.5%	-$51.7K
33	33 Vanguard Value ETF VTV $141B	$9.75M	0.8%	56,465 +1,720	+3%	+$297K
34	34 Avantis International Equity ETF AVDE $7.79B	$9.52M	0.78%	143,701 -834	-0.6%	-$55.3K
35	35 Schwab U.S Small- Cap ETF SCHA $18B	$7.78M	0.64%	332,165 +3,895	+1%	+$91.3K
36	36 Dimensional US Targeted Value ETF DFAT $11.3B	$7.27M	0.6%	141,253 -2,839	-2%	-$146K
37	37 iShares 0-5 Year TIPS Bond ETF STIP $12.4B	$6.77M	0.55%	65,429 +5,943	+10%	+$615K
38	38 Avantis US Small Cap Value ETF AVUV $17.3B	$6.44M	0.53%	73,835 -1,868	-2%	-$163K
39	39 Dimensional Emerging Markets Core Equity 2 ETF DFEM $5.83B	$5.7M	0.47%	215,342 +18,328	+9%	+$485K
40	40 Dimensional US Marketwide Value ETF DFUV $12.1B	$5.47M	0.45%	132,691 -4,464	-3%	-$184K
41	41 iShares Short-Term National Muni Bond ETF SUB $10B	$5.06M	0.41%	47,909 -3,088	-6%	-$326K
42	42 Vanguard Short-Term Inflation-Protected Securities Index Fund VTIP $15.3B	$4.9M	0.4%	98,113 -7,222	-7%	-$360K
43	43 iShares Core MSCI Emerging Markets ETF IEMG $101B	$4.72M	0.39%	87,370 -1,667	-2%	-$90K
44	44 PIMCO 1-5 Year US TIPS Index Exchange-Traded Fund STPZ $451M	$4.68M	0.38%	86,632 -5,574	-6%	-$301K
45	45 Vanguard Small-Cap Value ETF VBR $30.8B	$4.51M	0.37%	24,235 -377	-2%	-$70.2K
46	46 iShares Core 1-5 Year USD Bond ETF ISTB $4.42B	$4.4M	0.36%	91,020 +318	+0.4%	+$15.4K
47	47 iShares S&P Small-Cap 600 Value ETF IJS $6.38B	$4.31M	0.35%	44,190 +154	+0.4%	+$15K
48	48 iShares Russell 3000 ETF IWV $16.3B	$4.21M	0.34%	13,245 -905	-6%	-$287K
49	49 Vanguard FTSE Emerging Markets ETF VWO $94.8B	$3.62M	0.3%	80,074 -383	-0.5%	-$17.3K
50	50 Berkshire Hathaway Class B BRK.B $1.04T	$2.35M	0.19%	4,410	–	–