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Heritage Oak Wealth Advisors Portfolio holdings

AUM $340M
1-Year Est. Return 29.73%
This Fund
S&P 500
This Quarter Est. Return
+3.98%
1 Year Est. Return
+29.73%
3 Year Est. Return
–
5 Year Est. Return
–
10 Year Est. Return
–
AUM
$271M
AUM Growth
-$4.66M
Cap. Flow
-$14.1M
Cap. Flow %
-5.22%
Top 10 Hldgs %
75.25%
Holding
98
New
13
Increased
28
Reduced
32
Closed
19

Top Buys

Rank Stock Value
1
KAMO
Kensington Credit Opportunities ETF
KAMO
+$11.7M
2
BIL icon
State Street SPDR Bloomberg 1-3 Month T-Bill ETF
BIL
+$4.11M
3
QQQ icon
Invesco QQQ Trust
QQQ
+$2.72M
4
KHPI
Kensington Hedged Premium Income ETF
KHPI
+$2.54M
5
IVV icon
iShares Core S&P 500 ETF
IVV
+$2.43M

Top Sells

Rank Stock Value
1
CORZ icon
Core Scientific
CORZ
+$13.5M
2
CORZW icon
Core Scientific Inc Tranche 1 Warrants
CORZW
+$5.16M
3
JPST icon
JPMorgan Ultra-Short Income ETF
JPST
+$4.52M
4
WMT icon
Walmart Inc
WMT
+$4.43M
5
BKHY icon
BNY Mellon High Yield Beta ETF
BKHY
+$3.96M

Sector Composition

Rank Sector Weight
1 Consumer Staples 36.86%
2 Technology 2.75%
3 Consumer Discretionary 1.79%
4 Financials 0.74%
5 Communication Services 0.66%
Name Market Value Portfolio Weight Shares or Principal Change
in Stake 		Capital Flow
WMT icon
1
Walmart Inc
WMT
$871B
$98.1M 36.25%
878,404
-41,272
-4% -$4.43M
BIL icon
2
State Street SPDR Bloomberg 1-3 Month T-Bill ETF
BIL
$47.1B
$22.6M 8.36%
247,357
+44,947
+22% +$4.11M
QQQ icon
3
Invesco QQQ Trust
QQQ
$450B
$20.6M 7.6%
33,472
+4,436
+15% +$2.72M
JPST icon
4
JPMorgan Ultra-Short Income ETF
JPST
$40B
$18.1M 6.69%
356,364
-89,193
-20% -$4.52M
KHPI
5
Kensington Hedged Premium Income ETF
KHPI
$405M
$15M 5.54%
580,088
+98,062
+20% +$2.54M
KAMO
6
Kensington Credit Opportunities ETF
KAMO
$101M
$11.7M 4.32%
+466,877
New +$11.7M
ITOT icon
7
iShares Core S&P Total US Stock Market ETF
ITOT
$93.2B
$5.14M 1.9%
34,560
+5,506
+19% +$813K
AAPL icon
8
Apple
AAPL
$4.89T
$4.47M 1.65%
16,455
+538
+3% +$144K
GLD icon
9
SPDR Gold Trust
GLD
$132B
$4.39M 1.62%
11,076
-105
-0.9% -$40.1K
HYLB icon
10
Xtrackers USD High Yield Corporate Bond ETF
HYLB
$3.52B
$3.54M 1.31%
96,232
-5,070
-5% -$187K
XME icon
11
State Street SPDR S&P Metals & Mining ETF
XME
$4.05B
$3.35M 1.24%
32,310
-93
-0.3% -$9.19K
USHY icon
12
iShares Broad USD High Yield Corporate Bond ETF
USHY
$29.2B
$3.27M 1.21%
87,497
-7,765
-8% -$291K
PLNT icon
13
Planet Fitness
PLNT
$4.23B
$2.97M 1.1%
27,350
– –
IVV icon
14
iShares Core S&P 500 ETF
IVV
$869B
$2.88M 1.07%
4,208
+3,580
+570% +$2.43M
QQQM icon
15
Invesco NASDAQ 100 ETF
QQQM
$96.1B
$2.66M 0.98%
10,504
+9,102
+649% +$2.3M
IAI icon
16
iShares US Broker-Dealers & Securities Exchanges ETF
IAI
$1.36B
$2.62M 0.97%
14,613
-9
-0.1% -$1.58K
SPHY icon
17
State Street SPDR Portfolio High Yield Bond ETF
SPHY
$11.5B
$2.49M 0.92%
105,098
+8,363
+9% +$198K
SGOV icon
18
iShares 0-3 Month Treasury Bond ETF
SGOV
$99.3B
$2.37M 0.87%
23,577
-142
-0.6% -$14.3K
SMH icon
19
VanEck Semiconductor ETF
SMH
$67.6B
$2.06M 0.76%
5,713
+4
+0.1% +$1.4K
YOLO icon
20
AdvisorShares Pure Cannabis ETF
YOLO
$29.9M
$1.97M 0.73%
595,668
-327,396
-35% -$1.06M
ITA icon
21
iShares US Aerospace & Defense ETF
ITA
$14.2B
$1.96M 0.73%
9,148
-3,341
-27% -$699K
MSMR icon
22
McElhenny Sheffield Managed Risk ETF
MSMR
$182M
$1.93M 0.71%
55,382
-9,929
-15% -$343K
SHYG icon
23
iShares 0-5 Year High Yield Corporate Bond ETF
SHYG
$7.57B
$1.89M 0.7%
43,991
-4,410
-9% -$189K
XLK icon
24
State Street Technology Select Sector SPDR ETF
XLK
$115B
$1.87M 0.69%
12,996
-3,450
-21% -$498K
SJNK icon
25
State Street SPDR Bloomberg Short Term High Yield Bond ETF
SJNK
$4.89B
$1.73M 0.64%
68,422
-2,190
-3% -$55.5K
1
2 3 4

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FIBOI
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Heritage Oak Wealth Advisors's Q4 2025 Portfolio in Review

As of Q4 2025, Heritage Oak Wealth Advisors held 98 positions worth $271M, down 1.7% from $275M the previous quarter. Its ten largest holdings account for 75% of the portfolio.

Heritage Oak Wealth Advisors withdrew a net $14.1M in Q4 2025, closing 19 positions and reducing 32 holdings. Its most notable exit was Core Scientific, an estimated $13.5M position sold in full.

By sector, the portfolio is most concentrated in Consumer Staples at 37% of assets, up from 35% a quarter earlier, followed by Technology and Consumer Discretionary.

Against the trend, Heritage Oak Wealth Advisors opened a new position in Kensington Credit Opportunities ETF worth $11.7M.

  • Heritage Oak Wealth Advisors's largest Q4 2025 buy was Kensington Credit Opportunities ETF: 466,877 shares worth $11.7M.
  • Heritage Oak Wealth Advisors added most to State Street SPDR Bloomberg 1-3 Month T-Bill ETF in Q4 2025, an estimated $4.11M increase.
  • Heritage Oak Wealth Advisors's biggest Q4 2025 reduction was JPMorgan Ultra-Short Income ETF, cutting an estimated $4.52M.
  • Heritage Oak Wealth Advisors fully exited Core Scientific in Q4 2025, selling an estimated $13.5M.
  • Heritage Oak Wealth Advisors's ten largest holdings make up 75% of its $271M portfolio in Q4 2025.
  • Heritage Oak Wealth Advisors opened 13 new positions and closed 19 in Q4 2025.
  • Heritage Oak Wealth Advisors's portfolio value fell 1.7% quarter-over-quarter to $271M.

Based on Heritage Oak Wealth Advisors's 13F filing for Q4 2025, filed 21 Jan 2026.