Dravo Bay Portfolio holdings

AUM $189M

AUM

$189M

AUM Growth

-$17.6M (-9%)

Cap. Flow

-$12.9M

Cap. Flow % of AUM

-6.85%

Top 10 Holdings %Top 10 Hldgs %

72.81%

Holding

New

Increased

Reduced

Closed

Top Buys

1	Dimensional Ultrashort Fixed Income ETF DUSB	$2.59M
2	Deere & Co DE	$219K
3	Vanguard Short-Term Bond ETF BSV	$30.2K
4	iShares Short-Term National Muni Bond ETF SUB	$11.1K

Top Sells

1	Schwab US Large-Cap Value ETF SCHV	$2.54M
2	Schwab US Large-Cap Growth ETF SCHG	$1.99M
3	Vanguard Growth ETF VUG	$1.2M
4	Apple AAPL	$1.18M
5	Vanguard FTSE Developed Markets ETF VEA	$1.14M

Sector Composition

1	Technology	0.56%
2	Consumer Discretionary	0.12%
3	Industrials	0.12%
4	Consumer Staples	0%
5	Financials	0%

#	Name	Market Value	Portfolio Weight	Shares or Principal	Shares Change %	Capital Flow
1	1 Schwab US Large-Cap Value ETF SCHV $12.4B	$30.8M	16.33%	1,158,876 -95,698	-8%	-$2.54M
2	2 Schwab US Large-Cap Growth ETF SCHG $42.3B	$27.9M	14.79%	1,114,545 -79,647	-7%	-$1.99M
3	3 Vanguard FTSE Developed Markets ETF VEA $162B	$18.5M	9.83%	364,767 -22,502	-6%	-$1.14M
4	4 Dimensional Core Fixed Income ETF DFCF $6.88B	$10.7M	5.66%	253,848 -8,433	-3%	-$355K
5	5 Dimensional Short-Duration Fixed Income ETF DFSD $4.59B	$10.3M	5.45%	216,391 -9,442	-4%	-$449K
6	6 Dimensional Global Credit ETF DGCB $595M	$10.2M	5.42%	192,214 -7,892	-4%	-$420K
7	7 Vanguard Growth ETF VUG $169B	$7.58M	4.01%	20,428 -3,247	-14%	-$1.2M
8	8 Dimensional International Small Cap Value ETF DISV $3.11B	$7.46M	3.95%	255,583 -15,143	-6%	-$442K
9	9 Dimensional US Small Cap ETF DFAS $10B	$7.2M	3.82%	120,527 -6,969	-5%	-$416K
10	10 Vanguard Value ETF VTV $136B	$6.7M	3.55%	38,797 -2,804	-7%	-$484K
11	11 iShares National Muni Bond ETF MUB $38.9B	$5.99M	3.18%	56,834 -7,447	-12%	-$785K
12	12 Vanguard FTSE Emerging Markets ETF VWO $89.1B	$5.47M	2.9%	120,845 -8,144	-6%	-$369K
13	13 Vanguard Tax-Exempt Bond Index Fund VTEB $35.7B	$4.78M	2.53%	96,367 -5,983	-6%	-$297K
14	14 Dimensional Ultrashort Fixed Income ETF DUSB $1.23B	$4.72M	2.5%	93,017 +51,093	+122%	+$2.59M
15	15 iShares Core MSCI International Developed Markets ETF IDEV $20.4B	$4.43M	2.35%	64,289 -2,431	-4%	-$167K
16	16 iShares Core MSCI Emerging Markets ETF IEMG $92.1B	$3.4M	1.8%	62,948 -1,113	-2%	-$60.1K
17	17 Dimensional Emerging Markets Value ETF DFEV $1.02B	$2.65M	1.41%	98,017 -4,820	-5%	-$130K
18	18 iShares Core MSCI EAFE ETF IEFA $142B	$2.48M	1.31%	32,769 -2,239	-6%	-$169K
19	19 VanEck High Yield Muni ETF HYD $3.29B	$1.75M	0.93%	34,223 -2,702	-7%	-$138K
20	20 SPDR Nuveen ICE High Yield Municipal Bond ETF HYMB $2.53B	$1.4M	0.74%	55,323 -7,223	-12%	-$182K
21	21 Vanguard Small-Cap Value ETF VBR $29.1B	$1.39M	0.74%	7,449 -746	-9%	-$139K
22	22 SPDR Portfolio Developed World ex-US ETF SPDW $27.3B	$1.37M	0.73%	37,720 -15,317	-29%	-$558K
23	23 Vanguard Small-Cap Growth ETF VBK $18.5B	$1.2M	0.64%	4,770 -705	-13%	-$177K
24	24 Schwab US Large- Cap ETF SCHX $55B	$1.1M	0.58%	50,077 -7,349	-13%	-$162K
25	25 iShares MSCI USA Min Vol Factor ETF USMV $24.1B	$811K	0.43%	8,656 -806	-9%	-$75.5K