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DF
Downshift Financial Portfolio holdings
AUM
$223M
This Fund
S&P 500
This Quarter
Est. Return
+1.99%
1 Year Est. Return
–
3 Year Est. Return
–
5 Year Est. Return
–
10 Year Est. Return
–
AUM
$162M
AUM Growth
–
Cap. Flow
+$159M
Cap. Flow
% of AUM
98.05%
Top 10 Holdings %
Top 10 Hldgs %
68.11%
Holding
68
New
68
Increased
–
Reduced
–
Closed
–
Avg Time Held
0
quarters
Top 10 Avg Time Held
0
quarters
Top 20 Avg Time Held
0
quarters
Top Buys
| Rank | Stock | Value |
|---|---|---|
| 1 |
Schwab US Large- Cap ETF
SCHX
|
+$20M |
| 2 |
Schwab International Equity ETF
SCHF
|
+$16M |
| 3 |
SCHR
Schwab Intermediately-Term US Treasury ETF
SCHR
|
+$13.7M |
| 4 |
Vanguard Morningstar Total Stock Market ETF
VTI
|
+$13.2M |
| 5 |
Vanguard Morningstar Large-Cap ETF
VV
|
+$10.5M |
Top Sells
No sells this quarter
Sector Composition
| Rank | Sector | Weight |
|---|---|---|
| 1 | Miscellaneous | 95.7% |
| 2 | Technology | 2.11% |
| 3 | Financials | 0.72% |
| 4 | Consumer Discretionary | 0.55% |
| 5 | Communication Services | 0.32% |
| Name | Market Value | Portfolio Weight | Shares or Principal |
Change in Stake | Capital Flow | Held Since | |
|---|---|---|---|---|---|---|---|
|
1
Schwab US Large- Cap ETF
SCHX
$74.9B
| $20M | 12.33% |
+750,046
| New | +$20M |
2025 Q4
0 quarters
|
|
|
2
Schwab International Equity ETF
SCHF
$67.1B
| $17.1M | 10.54% |
+673,329
| New | +$16M |
2025 Q4
0 quarters
|
|
|
SCHR
3
Schwab Intermediately-Term US Treasury ETF
SCHR
$13.1B
| $13.7M | 8.42% |
+544,824
| New | +$13.7M |
2025 Q4
0 quarters
|
|
|
4
Vanguard Morningstar Total Stock Market ETF
VTI
$693B
| $13.2M | 8.15% |
+39,620
| New | +$13.2M |
2025 Q4
0 quarters
|
|
|
5
Vanguard Morningstar Large-Cap ETF
VV
$54.9B
| $10.4M | 6.44% |
+33,602
| New | +$10.5M |
2025 Q4
0 quarters
|
|
6
Schwab US Broad Market ETF
SCHB
$45.1B
| $10.4M | 6.42% |
+399,432
| New | +$10.4M |
2025 Q4
0 quarters
|
|
7
Vanguard Total International Stock ETF
VXUS
$159B
| $7.37M | 4.55% |
+92,969
| New | +$6.94M |
2025 Q4
0 quarters
|
|
8
Schwab US Mid-Cap ETF
SCHM
$14.5B
| $6.91M | 4.26% |
+218,150
| New | +$6.5M |
2025 Q4
0 quarters
|
|
9
Vanguard Intermediate-Term Treasury ETF
VGIT
$38.8B
| $6.44M | 3.97% |
+107,387
| New | +$6.46M |
2025 Q4
0 quarters
|
|
10
iShares Core MSCI Total International Stock ETF
IXUS
$58.2B
| $4.93M | 3.04% |
+55,423
| New | +$4.65M |
2025 Q4
0 quarters
|
|
|
SPYM
11
State Street SPDR Portfolio S&P 500 ETF
SPYM
$176B
| $4.43M | 2.73% |
+55,594
| New | +$4.42M |
2025 Q4
0 quarters
|
|
12
Schwab U.S Small- Cap ETF
SCHA
$21.7B
| $4.34M | 2.67% |
+145,214
| New | +$4.1M |
2025 Q4
0 quarters
|
|
13
State Street SPDR Portfolio Developed World ex-US ETF
SPDW
$40.5B
| $3.43M | 2.11% |
+73,221
| New | +$3.2M |
2025 Q4
0 quarters
|
|
14
iShares Core S&P 500 ETF
IVV
$893B
| $2.93M | 1.81% |
+4,312
| New | +$2.93M |
2025 Q4
0 quarters
|
|
15
State Street SPDR Portfolio Intermediate Term Treasury ETF
SPTI
$10.4B
| $2.66M | 1.64% |
+92,378
| New | +$2.67M |
2025 Q4
0 quarters
|
|
16
Vanguard S&P 500 ETF
VOO
$1.06T
| $2.65M | 1.64% |
+4,263
| New | +$2.65M |
2025 Q4
0 quarters
|
|
17
Vanguard Morningstar Mid-Cap ETF
VO
$105B
| $2.63M | 1.62% |
+35,828
| New | +$2.61M |
2025 Q4
0 quarters
|
|
18
NVIDIA
NVDA
$5.57T
| $2.04M | 1.26% |
+11,886
| New | +$2.21M |
2025 Q4
0 quarters
|
|
19
State Street SPDR Portfolio S&P 400 Mid Cap ETF
SPMD
$18.2B
| $1.65M | 1.02% |
+27,128
| New | +$1.56M |
2025 Q4
0 quarters
|
|
20
Vanguard FTSE Developed Markets ETF
VEA
$228B
| $1.43M | 0.88% |
+21,637
| New | +$1.33M |
2025 Q4
0 quarters
|
|
21
Vanguard Morningstar Small-Cap ETF
VB
$77.6B
| $1.3M | 0.8% |
+4,844
| New | +$1.24M |
2025 Q4
0 quarters
|
|
22
Schwab US Aggregate Bond ETF
SCHZ
$10.5B
| $1.23M | 0.76% |
+52,523
| New | +$1.23M |
2025 Q4
0 quarters
|
|
23
iShares Core S&P Total US Stock Market ETF
ITOT
$97.3B
| $925K | 0.57% |
+6,259
| New | +$924K |
2025 Q4
0 quarters
|
|
24
State Street SPDR Portfolio Short Term Treasury ETF
SPTS
$7.16B
| $887K | 0.55% |
+30,315
| New | +$888K |
2025 Q4
0 quarters
|
|
25
State Street SPDR Portfolio S&P 600 Small Cap ETF
SPSM
$15.8B
| $820K | 0.51% |
+16,406
| New | +$765K |
2025 Q4
0 quarters
|
|
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Downshift Financial's Q4 2025 Portfolio in Review
Q4 2025 is the first quarter with a 13F filing on record for Downshift Financial, which disclosed 68 positions worth $162M. Its ten largest holdings account for 68% of the portfolio.
Its largest position is Schwab US Large- Cap ETF: 750,046 shares worth $20M.
By sector, the portfolio is most concentrated in Miscellaneous at 96% of assets, followed by Technology and Financials.
- Downshift Financial's largest Q4 2025 buy was Schwab US Large- Cap ETF: 750,046 shares worth $20M.
- Downshift Financial's ten largest holdings make up 68% of its $162M portfolio in Q4 2025.
- Downshift Financial disclosed 68 positions in Q4 2025, its first 13F filing on record.
Based on Downshift Financial's 13F filing for Q4 2025, filed 11 Mar 2026.