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DF
Downshift Financial Portfolio holdings
AUM
$223M
This Fund
S&P 500
This Quarter
Est. Return
+1.99%
1 Year Est. Return
–
3 Year Est. Return
–
5 Year Est. Return
–
10 Year Est. Return
–
AUM
$162M
AUM Growth
–
Cap. Flow
+$159M
Cap. Flow
% of AUM
98.05%
Top 10 Holdings %
Top 10 Hldgs %
68.11%
Holding
68
New
68
Increased
–
Reduced
–
Closed
–
Avg Time Held
0
quarters
Top 10 Avg Time Held
0
quarters
Top 20 Avg Time Held
0
quarters
Top Buys
| Rank | Stock | Value |
|---|---|---|
| 1 |
Schwab US Large- Cap ETF
SCHX
|
+$20M |
| 2 |
Schwab International Equity ETF
SCHF
|
+$16M |
| 3 |
SCHR
Schwab Intermediately-Term US Treasury ETF
SCHR
|
+$13.7M |
| 4 |
Vanguard Morningstar Total Stock Market ETF
VTI
|
+$13.2M |
| 5 |
Vanguard Morningstar Large-Cap ETF
VV
|
+$10.5M |
Top Sells
No sells this quarter
Sector Composition
| Rank | Sector | Weight |
|---|---|---|
| 1 | Miscellaneous | 95.7% |
| 2 | Technology | 2.11% |
| 3 | Financials | 0.72% |
| 4 | Consumer Discretionary | 0.55% |
| 5 | Communication Services | 0.32% |
| Name | Market Value | Portfolio Weight | Shares or Principal |
Change in Stake | Capital Flow | Held Since | |
|---|---|---|---|---|---|---|---|
51
Vanguard Morningstar Value ETF
VTV
$188B
| $341K | 0.21% |
+1,688
| New | +$318K |
2025 Q4
0 quarters
|
|
52
Norfolk Southern
NSC
$71.2B
| $324K | 0.2% |
+1,057
| New | +$306K |
2025 Q4
0 quarters
|
|
53
State Street SPDR S&P 500 ETF Trust
SPY
$828B
| $322K | 0.2% |
+476
| New | +$322K |
2025 Q4
0 quarters
|
|
54
iShares National Muni Bond ETF
MUB
$47.3B
| $308K | 0.19% |
+2,854
| New | +$306K |
2025 Q4
0 quarters
|
|
55
Vanguard Dividend Appreciation ETF
VIG
$111B
| $305K | 0.19% |
+1,360
| New | +$297K |
2025 Q4
0 quarters
|
|
56
Alphabet (Google) Class A
GOOGL
$4.26T
| $298K | 0.18% |
+904
| New | +$258K |
2025 Q4
0 quarters
|
|
57
Vanguard Emerging Markets Government Bond ETF
VWOB
$6.12B
| $291K | 0.18% |
+4,310
| New | +$291K |
2025 Q4
0 quarters
|
|
58
iShares Russell 2000 ETF
IWM
$77.1B
| $286K | 0.18% |
+1,119
| New | +$275K |
2025 Q4
0 quarters
|
|
59
Schwab Emerging Markets Equity ETF
SCHE
$12.7B
| $285K | 0.18% |
+8,342
| New | +$278K |
2025 Q4
0 quarters
|
|
60
Amazon
AMZN
$2.74T
| $273K | 0.17% |
+1,231
| New | +$282K |
2025 Q4
0 quarters
|
|
61
Berkshire Hathaway Class B
BRK.B
$1.09T
| $266K | 0.16% |
+527
| New | +$262K |
2025 Q4
0 quarters
|
|
62
IBM
IBM
$213B
| $256K | 0.16% |
+884
| New | +$265K |
2025 Q4
0 quarters
|
|
63
Schwab US REIT ETF
SCHH
$10.5B
| $240K | 0.15% |
+11,086
| New | +$235K |
2025 Q4
0 quarters
|
|
64
Broadcom
AVGO
$1.72T
| $232K | 0.14% |
+752
| New | +$269K |
2025 Q4
0 quarters
|
|
|
65
Alphabet (Google) Class C
GOOG
$4.22T
| $224K | 0.14% |
+677
| New | +$194K |
2025 Q4
0 quarters
|
|
66
DTE Energy
DTE
$26.4B
| $221K | 0.14% |
+1,622
| New | +$220K |
2025 Q4
0 quarters
|
|
67
Vanguard Tax-Exempt Bond Index Fund
VTEB
$44.2B
| $218K | 0.13% |
+4,314
| New | +$217K |
2025 Q4
0 quarters
|
|
68
Goldman Sachs
GS
$257B
| $203K | 0.13% |
+228
| New | +$186K |
2025 Q4
0 quarters
|
|
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Downshift Financial's Q4 2025 Portfolio in Review
Q4 2025 is the first quarter with a 13F filing on record for Downshift Financial, which disclosed 68 positions worth $162M. Its ten largest holdings account for 68% of the portfolio.
Its largest position is Schwab US Large- Cap ETF: 750,046 shares worth $20M.
By sector, the portfolio is most concentrated in Miscellaneous at 96% of assets, followed by Technology and Financials.
- Downshift Financial's largest Q4 2025 buy was Schwab US Large- Cap ETF: 750,046 shares worth $20M.
- Downshift Financial's ten largest holdings make up 68% of its $162M portfolio in Q4 2025.
- Downshift Financial disclosed 68 positions in Q4 2025, its first 13F filing on record.
Based on Downshift Financial's 13F filing for Q4 2025, filed 11 Mar 2026.