We are live on
!
Find out more
DF
Downshift Financial Portfolio holdings
AUM
$223M
This Fund
S&P 500
This Quarter
Est. Return
+1.99%
1 Year Est. Return
–
3 Year Est. Return
–
5 Year Est. Return
–
10 Year Est. Return
–
AUM
$162M
AUM Growth
–
Cap. Flow
+$159M
Cap. Flow
% of AUM
98.05%
Top 10 Holdings %
Top 10 Hldgs %
68.11%
Holding
68
New
68
Increased
–
Reduced
–
Closed
–
Avg Time Held
0
quarters
Top 10 Avg Time Held
0
quarters
Top 20 Avg Time Held
0
quarters
Top Buys
| Rank | Stock | Value |
|---|---|---|
| 1 |
Schwab US Large- Cap ETF
SCHX
|
+$20M |
| 2 |
Schwab International Equity ETF
SCHF
|
+$16M |
| 3 |
SCHR
Schwab Intermediately-Term US Treasury ETF
SCHR
|
+$13.7M |
| 4 |
Vanguard Morningstar Total Stock Market ETF
VTI
|
+$13.2M |
| 5 |
Vanguard Morningstar Large-Cap ETF
VV
|
+$10.5M |
Top Sells
No sells this quarter
Sector Composition
| Rank | Sector | Weight |
|---|---|---|
| 1 | Miscellaneous | 95.7% |
| 2 | Technology | 2.11% |
| 3 | Financials | 0.72% |
| 4 | Consumer Discretionary | 0.55% |
| 5 | Communication Services | 0.32% |
| Name | Market Value | Portfolio Weight | Shares or Principal |
Change in Stake | Capital Flow | Held Since | |
|---|---|---|---|---|---|---|---|
26
Vanguard Russell 1000 ETF
VONE
$8.72B
| $807K | 0.5% |
+2,633
| New | +$807K |
2025 Q4
0 quarters
|
|
27
Schwab Short-Term US Treasury ETF
SCHO
$15.3B
| $775K | 0.48% |
+31,838
| New | +$776K |
2025 Q4
0 quarters
|
|
28
Vanguard FTSE Emerging Markets ETF
VWO
$124B
| $741K | 0.46% |
+13,231
| New | +$719K |
2025 Q4
0 quarters
|
|
29
Schwab US TIPS ETF
SCHP
$16B
| $705K | 0.43% |
+26,449
| New | +$709K |
2025 Q4
0 quarters
|
|
30
American Express
AXP
$208B
| $703K | 0.43% |
+1,979
| New | +$708K |
2025 Q4
0 quarters
|
|
31
iShares Core S&P Mid-Cap ETF
IJH
$123B
| $692K | 0.43% |
+9,977
| New | +$654K |
2025 Q4
0 quarters
|
|
32
Vanguard Morningstar Small-Cap Value ETF
VBR
$35.5B
| $674K | 0.42% |
+2,977
| New | +$623K |
2025 Q4
0 quarters
|
|
|
SCHQ
33
Schwab Long-Term US Treasury ETF
SCHQ
$909M
| $654K | 0.4% |
+20,614
| New | +$666K |
2025 Q4
0 quarters
|
|
34
iShares US Treasury Bond ETF
GOVT
$41.4B
| $645K | 0.4% |
+28,000
| New | +$648K |
2025 Q4
0 quarters
|
|
35
Schwab Fundamental International Large Company Index ETF
FNDF
$25.3B
| $628K | 0.39% |
+12,852
| New | +$569K |
2025 Q4
0 quarters
|
|
36
Ball Corp
BALL
$15.5B
| $615K | 0.38% |
+9,265
| New | +$456K |
2025 Q4
0 quarters
|
|
37
iShares Core S&P Small-Cap ETF
IJR
$104B
| $487K | 0.3% |
+3,801
| New | +$455K |
2025 Q4
0 quarters
|
|
38
Vanguard Information Technology ETF
VGT
$156B
| $483K | 0.3% |
+5,472
| New | +$520K |
2025 Q4
0 quarters
|
|
39
Apple
AAPL
$4.97T
| $473K | 0.29% |
+1,711
| New | +$459K |
2025 Q4
0 quarters
|
|
40
iShares Core MSCI EAFE ETF
IEFA
$189B
| $467K | 0.29% |
+4,989
| New | +$441K |
2025 Q4
0 quarters
|
|
41
Schwab US Dividend Equity ETF
SCHD
$110B
| $464K | 0.29% |
+15,019
| New | +$408K |
2025 Q4
0 quarters
|
|
42
Vanguard ESG US Stock ETF
ESGV
$13.6B
| $445K | 0.27% |
+3,768
| New | +$452K |
2025 Q4
0 quarters
|
|
43
Microsoft
MSFT
$3.88T
| $425K | 0.26% |
+1,082
| New | +$542K |
2025 Q4
0 quarters
|
|
44
Eli Lilly
LLY
$1.04T
| $419K | 0.26% |
+411
| New | +$393K |
2025 Q4
0 quarters
|
|
45
iShares MSCI EAFE ETF
EFA
$75.9B
| $381K | 0.24% |
+3,800
| New | +$360K |
2025 Q4
0 quarters
|
|
46
Vanguard Short-Term Corporate Bond ETF
VCSH
$44.2B
| $374K | 0.23% |
+4,677
| New | +$373K |
2025 Q4
0 quarters
|
|
47
Vanguard Extended Market ETF
VXF
$30.3B
| $364K | 0.22% |
+1,734
| New | +$364K |
2025 Q4
0 quarters
|
|
48
iShares 1-5 Year Investment Grade Corporate Bond ETF
IGSB
$23.3B
| $360K | 0.22% |
+6,791
| New | +$360K |
2025 Q4
0 quarters
|
|
49
iShares Core MSCI Emerging Markets ETF
IEMG
$158B
| $343K | 0.21% |
+4,779
| New | +$321K |
2025 Q4
0 quarters
|
|
50
Invesco QQQ Trust
QQQ
$504B
| $343K | 0.21% |
+575
| New | +$353K |
2025 Q4
0 quarters
|
|
Similar funds
SAM
CH
ACMH
SIAM
SFS
AC
MWM
BMA
Downshift Financial's Q4 2025 Portfolio in Review
Q4 2025 is the first quarter with a 13F filing on record for Downshift Financial, which disclosed 68 positions worth $162M. Its ten largest holdings account for 68% of the portfolio.
Its largest position is Schwab US Large- Cap ETF: 750,046 shares worth $20M.
By sector, the portfolio is most concentrated in Miscellaneous at 96% of assets, followed by Technology and Financials.
- Downshift Financial's largest Q4 2025 buy was Schwab US Large- Cap ETF: 750,046 shares worth $20M.
- Downshift Financial's ten largest holdings make up 68% of its $162M portfolio in Q4 2025.
- Downshift Financial disclosed 68 positions in Q4 2025, its first 13F filing on record.
Based on Downshift Financial's 13F filing for Q4 2025, filed 11 Mar 2026.