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CFP

Cypress Financial Planning Portfolio holdings

AUM $413M
1-Year Est. Return 13.08%
This Fund
S&P 500
This Quarter Est. Return
+1.26%
1 Year Est. Return
+13.08%
3 Year Est. Return
+37.91%
5 Year Est. Return
–
10 Year Est. Return
–
AUM
$362M
AUM Growth
+$34.2M
Cap. Flow
+$26.8M
Cap. Flow %
7.4%
Top 10 Hldgs %
69.9%
Holding
108
New
18
Increased
43
Reduced
35
Closed
2

Top Buys

Rank Stock Value
1
VGIT icon
Vanguard Intermediate-Term Treasury ETF
VGIT
+$7.09M
2
VCSH icon
Vanguard Short-Term Corporate Bond ETF
VCSH
+$6.84M
3
DGRO icon
iShares Core Dividend Growth ETF
DGRO
+$3.4M
4
SCHG icon
Schwab US Large-Cap Growth ETF
SCHG
+$3.25M
5
SCHV
Schwab US Large-Cap Value ETF
SCHV
+$3.21M

Top Sells

Rank Stock Value
1
XLF icon
State Street Financial Select Sector SPDR ETF
XLF
+$8.21M
2
VNQ icon
Vanguard Real Estate ETF
VNQ
+$6.12M
3
PDEC icon
Innovator US Equity Power Buffer ETF December
PDEC
+$285K
4
VZ icon
Verizon
VZ
+$265K
5
IYR icon
iShares US Real Estate ETF
IYR
+$246K

Sector Composition

Rank Sector Weight
1 Miscellaneous 91.6%
2 Financials 4.32%
3 Technology 1.6%
4 Industrials 0.71%
5 Consumer Discretionary 0.65%
Name Market Value Portfolio Weight Shares or Principal Change
in Stake 		Capital Flow
VCIT icon
1
Vanguard Intermediate-Term Corporate Bond ETF
VCIT
$69.1B
$37.1M 10.24%
441,834
+12,845
+3% +$1.08M
IVV icon
2
iShares Core S&P 500 ETF
IVV
$843B
$35.2M 9.72%
51,050
+234
+0.5% +$159K
VGIT icon
3
Vanguard Intermediate-Term Treasury ETF
VGIT
$39.3B
$34.7M 9.58%
578,081
+117,850
+26% +$7.09M
VCSH icon
4
Vanguard Short-Term Corporate Bond ETF
VCSH
$44.4B
$34M 9.39%
426,252
+85,673
+25% +$6.84M
VEA icon
5
Vanguard FTSE Developed Markets ETF
VEA
$236B
$30.3M 8.36%
482,694
+30,155
+7% +$1.85M
VXF icon
6
Vanguard Extended Market ETF
VXF
$30.7B
$23.8M 6.57%
112,660
+424
+0.4% +$89K
DGRO icon
7
iShares Core Dividend Growth ETF
DGRO
$42.6B
$17.2M 4.74%
245,493
+49,485
+25% +$3.4M
VNQ icon
8
Vanguard Real Estate ETF
VNQ
$37.1B
$17M 4.7%
190,871
-68,140
-26% -$6.12M
ANGL icon
9
VanEck Fallen Angel High Yield Bond ETF
ANGL
$3.18B
$13.7M 3.79%
467,398
+27,857
+6% +$820K
VWO icon
10
Vanguard FTSE Emerging Markets ETF
VWO
$126B
$10.1M 2.79%
187,889
+7,901
+4% +$429K
IEFA icon
11
iShares Core MSCI EAFE ETF
IEFA
$194B
$10M 2.77%
111,464
+4,779
+4% +$423K
VIG icon
12
Vanguard Dividend Appreciation ETF
VIG
$110B
$8.34M 2.3%
37,668
+83
+0.2% +$18.1K
SPY icon
13
State Street SPDR S&P 500 ETF Trust
SPY
$804B
$7.3M 2.02%
10,636
+969
+10% +$655K
MS icon
14
Morgan Stanley
MS
$320B
$6.76M 1.86%
37,721
+4
+0% +$667
COF icon
15
Capital One
COF
$124B
$5.54M 1.53%
22,703
-100
-0.4% -$22.3K
IEMG icon
16
iShares Core MSCI Emerging Markets ETF
IEMG
$161B
$3.89M 1.07%
57,698
+2,849
+5% +$191K
SCHG icon
17
Schwab US Large-Cap Growth ETF
SCHG
$62.8B
$3.26M 0.9%
+99,854
New +$3.25M
SCHV
18
Schwab US Large-Cap Value ETF
SCHV
$15.4B
$3.25M 0.9%
+109,891
New +$3.21M
AAPL icon
19
Apple
AAPL
$4.92T
$2.99M 0.83%
10,953
+2,095
+24% +$562K
QQQ icon
20
PUT
Invesco QQQ Trust
QQQ
$482B
– –
0
– –
LMT icon
21
Lockheed Martin
LMT
$124B
$1.96M 0.54%
4,021
-72
-2% -$34.5K
IJR icon
22
iShares Core S&P Small-Cap ETF
IJR
$106B
$1.96M 0.54%
16,081
-284
-2% -$34K
BRK.B icon
23
Berkshire Hathaway Class B
BRK.B
$1.09T
$1.9M 0.53%
3,775
+10
+0.3% +$4.97K
VUG icon
24
Vanguard Morningstar Growth ETF
VUG
$228B
$1.82M 0.5%
22,302
+7,464
+50% +$606K
MS icon
25
PUT
Morgan Stanley
MS
$320B
– –
0
– –
1
2 3 4 5

Similar funds

KWM
Kanen Wealth Management Coconut Creek, Florida $413M AUM 109.83% 1-Year Est. Return
JIC
JRM Investment Counsel Omaha, Nebraska $413M AUM 20.78% 1-Year Est. Return
WA
WP Advisors San Francisco, California $413M AUM 26.32% 1-Year Est. Return
SIM
Synergy Investment Management Altamonte Springs, Florida $413M AUM 22.37% 1-Year Est. Return
SCP
Siena Capital Partners Chicago, Illinois $413M AUM 16.05% 1-Year Est. Return
HP
Hilltop Partners Mishawaka, Indiana $412M AUM 26.77% 1-Year Est. Return
BWM
BNC Wealth Management Beaverton, Oregon $414M AUM 55.13% 1-Year Est. Return
VR
Vision Retirement Ridgewood, New Jersey $414M AUM

Cypress Financial Planning's Q4 2025 Portfolio in Review

As of Q4 2025, Cypress Financial Planning held 108 positions worth $362M, up 10% from $328M the previous quarter. Its ten largest holdings account for 70% of the portfolio.

Cypress Financial Planning deployed $26.8M of net new capital in Q4 2025, opening 18 new positions and adding to 43 existing holdings. Its largest new stake was Schwab US Large-Cap Growth ETF: 99,854 shares worth $3.26M.

By sector, the portfolio is most concentrated in Miscellaneous at 92% of assets, down from 92% a quarter earlier, followed by Financials and Technology.

On the sell side, the largest reduction was State Street Financial Select Sector SPDR ETF, an estimated $8.21M trimmed.

  • Cypress Financial Planning's largest Q4 2025 buy was Schwab US Large-Cap Growth ETF: 99,854 shares worth $3.26M.
  • Cypress Financial Planning added most to Vanguard Intermediate-Term Treasury ETF in Q4 2025, an estimated $7.09M increase.
  • Cypress Financial Planning's biggest Q4 2025 reduction was State Street Financial Select Sector SPDR ETF, cutting an estimated $8.21M.
  • Cypress Financial Planning fully exited Verizon in Q4 2025, selling an estimated $265K.
  • Cypress Financial Planning's ten largest holdings make up 70% of its $362M portfolio in Q4 2025.
  • Cypress Financial Planning opened 18 new positions and closed 2 in Q4 2025.
  • Cypress Financial Planning's portfolio value rose 10% quarter-over-quarter to $362M.

Based on Cypress Financial Planning's 13F filing for Q4 2025, filed 14 Jan 2026.