CPSC

Carl P. Sherr & Co Portfolio holdings

AUM $183M

This Quarter Return

-2.6%

1 Year Return

+8.02%

3 Year Return

+30.03%

5 Year Return

+110.04%

10 Year Return

–

AUM

$183M

AUM Growth

-$7.52M (-4%)

Cap. Flow

-$1.03M

Cap. Flow % of AUM

-0.56%

Top 10 Holdings %Top 10 Hldgs %

45.27%

Holding

121

New

Increased

Reduced

Closed

Top Buys

1	Vanguard Intermediate-Term Bond ETF BIV	$3.29M
2	SPDR Portfolio High Yield Bond ETF SPHY	$1.45M
3	UnitedHealth UNH	$338K
4	American Express AXP	$284K
5	iShares Core MSCI Total International Stock ETF IXUS	$250K

Top Sells

1	iShares 5-10 Year Investment Grade Corporate Bond ETF IGIB	$4.73M
2	Zoetis ZTS	$509K
3	iShares US Home Construction ETF ITB	$287K
4	Arrow Financial AROW	$204K
5	Safety Insurance SAFT	$193K

Sector Composition

1	Technology	13.41%
2	Financials	9.9%
3	Consumer Discretionary	8.25%
4	Healthcare	5.18%
5	Communication Services	3.98%

#	Name	Market Value	Portfolio Weight	Shares or Principal	Shares Change %	Capital Flow
1	1 iShares S&P 500 Growth ETF IVW $62.6B	$13.3M	7.3%	143,694 -878	-0.6%	-$81.5K
2	2 iShares Core S&P US Value ETF IUSV $21.5B	$12.3M	6.71%	132,940 -1,569	-1%	-$145K
3	3 Apple AAPL $3.19T	$10.7M	5.88%	48,362 -386	-0.8%	-$85.7K
4	4 iShares 5-10 Year Investment Grade Corporate Bond ETF IGIB $15.6B	$10.5M	5.73%	199,366 -90,124	-31%	-$4.73M
5	5 iShares Core MSCI Total International Stock ETF IXUS $47.2B	$8.56M	4.68%	122,552 +3,586	+3%	+$250K
6	6 Vanguard Intermediate-Term Bond ETF BIV $23.2B	$7.53M	4.12%	98,385 +42,959	+78%	+$3.29M
7	7 Microsoft MSFT $3.82T	$6.93M	3.79%	18,461 -402	-2%	-$151K
8	8 Eli Lilly LLY $730B	$4.57M	2.5%	5,533	–	–
9	9 iShares Russell Mid-Cap ETF IWR $43.8B	$4.27M	2.34%	50,222 +1,823	+4%	+$155K
10	10 Home Depot HD $373B	$4.08M	2.23%	11,122 -33	-0.3%	-$12.1K
11	11 SPDR Portfolio High Yield Bond ETF SPHY $8.87B	$3.88M	2.12%	165,505 +61,787	+60%	+$1.45M
12	12 iShares Core S&P Small-Cap ETF IJR $82.3B	$3.8M	2.08%	36,324 +257	+0.7%	+$26.9K
13	13 Costco COST $415B	$3.36M	1.84%	3,555	–	–
14	14 Vanguard Total Stock Market ETF VTI $514B	$3.21M	1.75%	11,662 -532	-4%	-$146K
15	15 JPMorgan Chase JPM $821B	$3.17M	1.74%	12,931 -678	-5%	-$166K
16	16 NVIDIA NVDA $4.23T	$3.14M	1.72%	28,949 +907	+3%	+$98.3K
17	17 Vanguard Intermediate-Term Corporate Bond ETF VCIT $54.5B	$3M	1.64%	36,644 +10	+0%	+$818
18	18 American Express AXP $217B	$2.79M	1.52%	10,356 +1,055	+11%	+$284K
19	19 Invesco QQQ Trust QQQ $359B	$2.41M	1.32%	5,149 -50	-1%	-$23.4K
20	20 Amazon AMZN $2.46T	$2.28M	1.25%	11,973 +750	+7%	+$143K
21	21 Vanguard Growth ETF VUG $182B	$2.25M	1.23%	6,078 +321	+6%	+$119K
22	22 IBM IBM $242B	$2.14M	1.17%	8,616 +3	+0%	+$746
23	23 Visa V $697B	$2.04M	1.12%	5,817 -10	-0.2%	-$3.51K
24	24 Alphabet (Google) Class C GOOG $2.35T	$2.02M	1.1%	12,906 -28	-0.2%	-$4.37K
25	25 Safety Insurance SAFT $1.05B	$1.83M	1%	23,170 -2,447	-10%	-$193K