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Betterment LLC Portfolio holdings
AUM
$59.1B
1-Year Est. Return
18.41%
This Fund
S&P 500
This Quarter
Est. Return
+8.07%
1 Year Est. Return
+18.41%
3 Year Est. Return
+46.26%
5 Year Est. Return
+34.87%
10 Year Est. Return
+109.51%
AUM
$47B
AUM Growth
+$4.81B
(+11%)
Cap. Flow
+$1.4B
Cap. Flow
% of AUM
2.99%
Top 10 Holdings %
Top 10 Hldgs %
68.55%
Holding
510
New
52
Increased
262
Reduced
178
Closed
13
Avg Time Held
12
quarters
Top 10 Avg Time Held
25.6
quarters
Top 20 Avg Time Held
24.1
quarters
Top Buys
| Rank | Stock | Value |
|---|---|---|
| 1 |
SPYM
State Street SPDR Portfolio S&P 500 ETF
SPYM
|
+$606M |
| 2 |
State Street SPDR Nuveen ICE Municipal Bond ETF
TFI
|
+$175M |
| 3 |
Schwab US Large- Cap ETF
SCHX
|
+$125M |
| 4 |
iShares Core US Aggregate Bond ETF
AGG
|
+$117M |
| 5 |
JPMorgan Ultra-Short Income ETF
JPST
|
+$106M |
Top Sells
| Rank | Stock | Value |
|---|---|---|
| 1 |
Vanguard FTSE Emerging Markets ETF
VWO
|
+$150M |
| 2 |
iShares Core MSCI Emerging Markets ETF
IEMG
|
+$60.5M |
| 3 |
Goldman Sachs ActiveBeta International Equity ETF
GSIE
|
+$59.9M |
| 4 |
iShares Core MSCI EAFE ETF
IEFA
|
+$43.2M |
| 5 |
Vanguard Total International Bond ETF
BNDX
|
+$41.2M |
Sector Composition
| Rank | Sector | Weight |
|---|---|---|
| 1 | Miscellaneous | 99.94% |
| 2 | Technology | 0.03% |
| 3 | Consumer Discretionary | 0.01% |
| 4 | Communication Services | 0.01% |
| 5 | Financials | 0.01% |
| Name | Market Value | Portfolio Weight | Shares or Principal |
Change in Stake | Capital Flow | Held Since | |
|---|---|---|---|---|---|---|---|
176
Vanguard High Dividend Yield ETF
VYM
$80.5B
| $3.18M | 0.01% |
23,833
+1,195
| +5% | +$151K |
2016 Q2
36 quarters
|
|
177
Schwab US Dividend Equity ETF
SCHD
$110B
| $3.11M | 0.01% |
117,328
-28,521
| -20% | -$745K |
2022 Q4
10 quarters
|
|
178
BlackRock Flexible Income ETF
BINC
$16.5B
| $3.1M | 0.01% |
+58,736
| New | +$3.06M |
2025 Q2
0 quarters
|
|
179
Microsoft
MSFT
$3.97T
| $3.1M | 0.01% |
6,238
+211
| +4% | +$91.6K |
2024 Q1
5 quarters
|
|
180
Capital Group Short Duration Municipal Income ETF
CGSM
$1.6B
| $3.09M | 0.01% |
118,562
-116,881
| -50% | -$3.03M |
2024 Q4
2 quarters
|
|
181
iShares 0-3 Month Treasury Bond ETF
SGOV
$112B
| $3.09M | 0.01% |
30,677
-1,670
| -5% | -$168K |
2022 Q1
13 quarters
|
|
182
State Street SPDR Portfolio S&P 1500 Composite Stock Market ETF
SPTM
$14.3B
| $3.06M | 0.01% |
40,885
+845
| +2% | +$58.6K |
2023 Q3
7 quarters
|
|
183
First Trust Rising Dividend Achievers ETF
RDVY
$25.3B
| $3.04M | 0.01% |
48,475
+7,892
| +19% | +$464K |
2021 Q4
14 quarters
|
|
184
VanEck Fallen Angel High Yield Bond ETF
ANGL
$3.02B
| $3.03M | 0.01% |
103,556
+2,382
| +2% | +$67.8K |
2021 Q2
16 quarters
|
|
185
Dimensional Global Real Estate ETF
DFGR
$3.68B
| $3.03M | 0.01% |
112,861
+21,168
| +23% | +$556K |
2023 Q4
6 quarters
|
|
186
iShares Russell 1000 Growth ETF
IWF
$130B
| $3M | 0.01% |
28,280
+1,296
| +5% | +$124K |
2023 Q2
8 quarters
|
|
187
iShares Core S&P Mid-Cap ETF
IJH
$123B
| $3M | 0.01% |
48,331
+1,719
| +4% | +$101K |
2021 Q4
14 quarters
|
|
188
Vanguard Intermediate-Term Treasury ETF
VGIT
$38.8B
| $2.98M | 0.01% |
49,877
+11,213
| +29% | +$664K |
2022 Q1
13 quarters
|
|
189
iShares MSCI Intl Momentum Factor ETF
IMTM
$4.25B
| $2.89M | 0.01% |
63,321
+147
| +0.2% | +$6.28K |
2021 Q3
15 quarters
|
|
190
Vanguard S&P Small-Cap 600 ETF
VIOO
$4.04B
| $2.87M | 0.01% |
28,319
-422
| -1% | -$40.3K |
2019 Q4
22 quarters
|
|
191
Pacer US Cash Cows 100 ETF
COWZ
$19.1B
| $2.83M | 0.01% |
51,381
-1,558
| -3% | -$82.5K |
2022 Q1
13 quarters
|
|
192
BlackRock US Equity Factor Rotation ETF
DYNF
$42.8B
| $2.63M | 0.01% |
48,201
+6,317
| +15% | +$317K |
2024 Q2
4 quarters
|
|
|
STXF
193
Strive 500 ETF
STXF
$1.19B
| $2.56M | 0.01% |
63,998
+15,788
| +33% | +$583K |
2024 Q3
3 quarters
|
|
194
Vanguard Total World Stock ETF
VT
$81.6B
| $2.55M | 0.01% |
19,832
-1,381
| -7% | -$165K |
2020 Q4
18 quarters
|
|
195
Dimensional International Small Cap ETF
DFIS
$5.76B
| $2.55M | 0.01% |
85,356
-8,231
| -9% | -$228K |
2023 Q1
9 quarters
|
|
|
DFSI
196
Dimensional International Sustainability Core 1 ETF
DFSI
$1.16B
| $2.52M | 0.01% |
63,975
+11,773
| +23% | +$437K |
2024 Q2
4 quarters
|
|
197
Vanguard Extended Market ETF
VXF
$30.6B
| $2.47M | 0.01% |
12,836
+1,571
| +14% | +$279K |
2021 Q3
15 quarters
|
|
198
Vanguard Intermediate-Term Corporate Bond ETF
VCIT
$67.7B
| $2.45M | 0.01% |
29,548
-2,574
| -8% | -$209K |
2014 Q4
42 quarters
|
|
199
Invesco Emerging Markets Sovereign Debt ETF
PCY
$1.17B
| $2.41M | 0.01% |
117,997
+74,030
| +168% | +$1.46M |
2015 Q4
38 quarters
|
|
200
Invesco S&P 500 Momentum ETF
SPMO
$23B
| $2.4M | 0.01% |
21,346
-442
| -2% | -$44.1K |
2023 Q1
9 quarters
|
|
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Betterment LLC's Q2 2025 Portfolio in Review
As of Q2 2025, Betterment LLC held 510 positions worth $47B, up 11% from $42.2B the previous quarter. Its ten largest holdings account for 69% of the portfolio.
Betterment LLC's Q2 2025 filing shows 52 new, 262 increased, 178 reduced and 13 closed positions. Its largest new stake was Goldman Sachs Municipal Income ETF: 530,048 shares worth $26.5M. The largest sale was Vanguard FTSE Emerging Markets ETF, an estimated $150M.
By sector, the portfolio is most concentrated in Miscellaneous at 100% of assets, down from 100% a quarter earlier, followed by Technology and Consumer Discretionary.
- Betterment LLC's largest Q2 2025 buy was Goldman Sachs Municipal Income ETF: 530,048 shares worth $26.5M.
- Betterment LLC added most to State Street SPDR Portfolio S&P 500 ETF in Q2 2025, an estimated $606M increase.
- Betterment LLC's biggest Q2 2025 reduction was Vanguard FTSE Emerging Markets ETF, cutting an estimated $150M.
- Betterment LLC fully exited SGI Enhanced Global Income ETF in Q2 2025, selling an estimated $1.47M.
- Betterment LLC's ten largest holdings make up 69% of its $47B portfolio in Q2 2025.
- Betterment LLC opened 52 new positions and closed 13 in Q2 2025.
- Betterment LLC's portfolio value rose 11% quarter-over-quarter to $47B.
Based on Betterment LLC's 13F filing for Q2 2025, filed 14 Aug 2025.