We are live on ! Find out more
Betterment LLC

Betterment LLC Portfolio holdings

AUM $52.8B
1-Year Est. Return 15.34%
This Fund
S&P 500
This Quarter Est. Return
-2.52%
1 Year Est. Return
+15.34%
3 Year Est. Return
+36.15%
5 Year Est. Return
+27.3%
10 Year Est. Return
+91.33%
AUM
$41.9B
AUM Growth
+$48.1M
Cap. Flow
+$1.21B
Cap. Flow %
2.89%
Top 10 Hldgs %
69.12%
Holding
455
New
34
Increased
281
Reduced
124
Closed
11

Top Buys

Rank Stock Value
1
VEA icon
Vanguard FTSE Developed Markets ETF
VEA
+$509M
2
SPYM
State Street SPDR Portfolio S&P 500 ETF
SPYM
+$265M
3
MUB icon
iShares National Muni Bond ETF
MUB
+$147M
4
SPDW icon
State Street SPDR Portfolio Developed World ex-US ETF
SPDW
+$115M
5
AGG icon
iShares Core US Aggregate Bond ETF
AGG
+$111M

Top Sells

Rank Stock Value
1
VTI icon
Vanguard Total Stock Market ETF
VTI
+$200M
2
VTV icon
Vanguard Value ETF
VTV
+$59.8M
3
ITOT icon
iShares Core S&P Total US Stock Market ETF
ITOT
+$42.5M
4
IEMG icon
iShares Core MSCI Emerging Markets ETF
IEMG
+$35.9M
5
GSIE icon
Goldman Sachs ActiveBeta International Equity ETF
GSIE
+$32.2M

Sector Composition

Rank Sector Weight
1 Technology 0.03%
2 Consumer Discretionary 0.01%
3 Financials 0.01%
4 Industrials 0.01%
5 Communication Services 0%
Name Market Value Portfolio Weight Shares or Principal Change
in Stake 		Capital Flow
MOAT icon
126
VanEck Morningstar Wide Moat ETF
MOAT
$11.7B
$7.01M 0.02%
75,622
+2,348
+3% +$226K
IJR icon
127
iShares Core S&P Small-Cap ETF
IJR
$109B
$6.88M 0.02%
59,754
-17,368
-23% -$2.07M
AAPL icon
128
Apple
AAPL
$4.83T
$6.85M 0.02%
27,346
+86
+0.3% +$20.3K
VNQI icon
129
Vanguard Global ex-US Real Estate ETF
VNQI
$3.47B
$6.78M 0.02%
171,317
-3,755
-2% -$163K
DFUS
130
Dimensional US Equity ETF
DFUS
$20.8B
$6.43M 0.02%
100,896
-29,510
-23% -$1.89M
QQQM icon
131
Invesco NASDAQ 100 ETF
QQQM
$97B
$6.13M 0.01%
29,151
+3,810
+15% +$793K
CGSM icon
132
Capital Group Short Duration Municipal Income ETF
CGSM
$1.55B
$6M 0.01%
+230,860
New +$6.03M
XSOE icon
133
WisdomTree Emerging Markets ex-State-Owned Enterprises Fund
XSOE
$2.04B
$5.56M 0.01%
182,485
+12,818
+8% +$411K
DFAR icon
134
Dimensional US Real Estate ETF
DFAR
$1.79B
$5.29M 0.01%
227,353
+19,178
+9% +$475K
TLT icon
135
iShares 20+ Year Treasury Bond ETF
TLT
$42.5B
$4.96M 0.01%
56,810
+51,221
+916% +$4.71M
DGCB icon
136
Dimensional Global Credit ETF
DGCB
$1.09B
$4.88M 0.01%
92,808
+31,701
+52% +$1.7M
BITB icon
137
Bitwise Bitcoin ETF
BITB
$2.5B
$4.65M 0.01%
91,529
+15,494
+20% +$700K
VNQ icon
138
Vanguard Real Estate ETF
VNQ
$39.3B
$4.5M 0.01%
50,502
-7,621
-13% -$720K
AVUS icon
139
Avantis US Equity ETF
AVUS
$13.8B
$4.49M 0.01%
46,349
+6,089
+15% +$598K
SCHG icon
140
Schwab US Large-Cap Growth ETF
SCHG
$59.9B
$4.46M 0.01%
160,052
-5,032
-3% -$138K
IEF icon
141
iShares 7-10 Year Treasury Bond ETF
IEF
$47.4B
$4.42M 0.01%
47,830
+3,367
+8% +$318K
VGSH icon
142
Vanguard Short-Term Treasury ETF
VGSH
$29.3B
$4.37M 0.01%
75,140
+21,797
+41% +$1.27M
IWY icon
143
iShares Russell Top 200 Growth ETF
IWY
$16.3B
$4.36M 0.01%
18,543
+4,796
+35% +$1.1M
VBK icon
144
Vanguard Small-Cap Growth ETF
VBK
$23.3B
$4.33M 0.01%
15,476
+90
+0.6% +$25.4K
CGDV icon
145
Capital Group Dividend Value ETF
CGDV
$36.4B
$4.29M 0.01%
121,622
+75,403
+163% +$2.74M
MEAR icon
146
BlackRock Short Maturity Municipal Bond ETF
MEAR
$1.37B
$4.28M 0.01%
85,643
+39,883
+87% +$2M
SHE icon
147
State Street SPDR MSCI USA Gender Diversity ETF
SHE
$319M
$4.22M 0.01%
36,441
-124
-0.3% -$14.6K
NACP icon
148
Impact Shares NAACP Minority Empowerment ETF
NACP
$74.8M
$4.13M 0.01%
101,034
+646
+0.6% +$27.3K
DFIV icon
149
Dimensional International Value ETF
DFIV
$20.4B
$3.98M 0.01%
112,204
+5,650
+5% +$207K
DISV icon
150
Dimensional International Small Cap Value ETF
DISV
$4.77B
$3.94M 0.01%
148,195
+54,007
+57% +$1.48M
4 5
6
7 8

Similar funds

Thrivent Financial for Lutherans
Thrivent Financial for Lutherans Minneapolis, Minnesota $52.5B AUM 27.12% 1-Year Est. Return
State Board of Administration of Florida Retirement System
State Board of Administration of Florida Retirement System Tallahassee, Florida $53.4B AUM 29.16% 1-Year Est. Return
Group One Trading
Group One Trading Chicago, Illinois $52.2B AUM 104.56% 1-Year Est. Return
Ensign Peak Advisors
Ensign Peak Advisors Salt Lake City, Utah $53.7B AUM 29.47% 1-Year Est. Return
SCP
Soroban Capital Partners New York $51.8B AUM 21.41% 1-Year Est. Return
Tudor Investment Corp
Tudor Investment Corp Stamford, Connecticut $53.9B AUM 29.12% 1-Year Est. Return
Fifth Third Bancorp
Fifth Third Bancorp Cincinnati, Ohio $54.7B AUM 26.51% 1-Year Est. Return
Man Group
Man Group London, United Kingdom $55.1B AUM 24.23% 1-Year Est. Return

Betterment LLC's Q4 2024 Portfolio in Review

As of Q4 2024, Betterment LLC held 455 positions worth $41.9B, up 0.11% from $41.9B the previous quarter. Its ten largest holdings account for 69% of the portfolio.

Betterment LLC's Q4 2024 filing shows 34 new, 281 increased, 124 reduced and 11 closed positions. Its largest new stake was Goldman Sachs JUST US Large Cap Equity ETF: 142,776 shares worth $11.9M. The largest sale was Vanguard Total Stock Market ETF, an estimated $200M.

By sector, the portfolio is most concentrated in Technology at 0.03% of assets, up from 0.03% a quarter earlier, followed by Consumer Discretionary and Financials.

  • Betterment LLC's largest Q4 2024 buy was Goldman Sachs JUST US Large Cap Equity ETF: 142,776 shares worth $11.9M.
  • Betterment LLC added most to Vanguard FTSE Developed Markets ETF in Q4 2024, an estimated $509M increase.
  • Betterment LLC's biggest Q4 2024 reduction was Vanguard Total Stock Market ETF, cutting an estimated $200M.
  • Betterment LLC fully exited Capital Group International Focus Equity ETF in Q4 2024, selling an estimated $529K.
  • Betterment LLC's ten largest holdings make up 69% of its $41.9B portfolio in Q4 2024.
  • Betterment LLC opened 34 new positions and closed 11 in Q4 2024.
  • Betterment LLC's portfolio value rose 0.11% quarter-over-quarter to $41.9B.

Based on Betterment LLC's 13F filing for Q4 2024, filed 14 Feb 2025.