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Betterment LLC Portfolio holdings
AUM
$59.1B
1-Year Est. Return
18.41%
This Fund
S&P 500
This Quarter
Est. Return
+8.07%
1 Year Est. Return
+18.41%
3 Year Est. Return
+46.26%
5 Year Est. Return
+34.87%
10 Year Est. Return
+109.51%
AUM
$47B
AUM Growth
+$4.81B
(+11%)
Cap. Flow
+$1.4B
Cap. Flow
% of AUM
2.99%
Top 10 Holdings %
Top 10 Hldgs %
68.55%
Holding
510
New
52
Increased
262
Reduced
178
Closed
13
Avg Time Held
12
quarters
Top 10 Avg Time Held
25.6
quarters
Top 20 Avg Time Held
24.1
quarters
Top Buys
| Rank | Stock | Value |
|---|---|---|
| 1 |
SPYM
State Street SPDR Portfolio S&P 500 ETF
SPYM
|
+$606M |
| 2 |
State Street SPDR Nuveen ICE Municipal Bond ETF
TFI
|
+$175M |
| 3 |
Schwab US Large- Cap ETF
SCHX
|
+$125M |
| 4 |
iShares Core US Aggregate Bond ETF
AGG
|
+$117M |
| 5 |
JPMorgan Ultra-Short Income ETF
JPST
|
+$106M |
Top Sells
| Rank | Stock | Value |
|---|---|---|
| 1 |
Vanguard FTSE Emerging Markets ETF
VWO
|
+$150M |
| 2 |
iShares Core MSCI Emerging Markets ETF
IEMG
|
+$60.5M |
| 3 |
Goldman Sachs ActiveBeta International Equity ETF
GSIE
|
+$59.9M |
| 4 |
iShares Core MSCI EAFE ETF
IEFA
|
+$43.2M |
| 5 |
Vanguard Total International Bond ETF
BNDX
|
+$41.2M |
Sector Composition
| Rank | Sector | Weight |
|---|---|---|
| 1 | Miscellaneous | 99.94% |
| 2 | Technology | 0.03% |
| 3 | Consumer Discretionary | 0.01% |
| 4 | Communication Services | 0.01% |
| 5 | Financials | 0.01% |
| Name | Market Value | Portfolio Weight | Shares or Principal |
Change in Stake | Capital Flow | Held Since | |
|---|---|---|---|---|---|---|---|
101
Avantis US Small Cap Value ETF
AVUV
$30.9B
| $16.3M | 0.03% |
179,298
+14,745
| +9% | +$1.27M |
2021 Q3
15 quarters
|
|
102
iShares Core MSCI Europe ETF
IEUR
$9.19B
| $14.9M | 0.03% |
224,406
+58,917
| +36% | +$3.72M |
2024 Q3
3 quarters
|
|
|
ETHA
103
iShares Ethereum Trust ETF
ETHA
$27.3B
| $14.8M | 0.03% |
259,298
+29,524
| +13% | +$1.47M |
2024 Q4
2 quarters
|
|
104
iShares Treasury Floating Rate Bond ETF
TFLO
$6.98B
| $14M | 0.03% |
276,124
+16,635
| +6% | +$841K |
2023 Q3
7 quarters
|
|
105
Vanguard Long-Term Bond ETF
BLV
$5.45B
| $13.6M | 0.03% |
195,623
+6,694
| +4% | +$456K |
2017 Q1
33 quarters
|
|
106
Vanguard Mortgage-Backed Securities ETF
VMBS
$15.4B
| $13.5M | 0.03% |
290,988
+8,510
| +3% | +$389K |
2016 Q4
34 quarters
|
|
107
iShares 10+ Year Investment Grade Corporate Bond ETF
IGLB
$2.54B
| $13.4M | 0.03% |
267,491
+24,209
| +10% | +$1.18M |
2024 Q4
2 quarters
|
|
108
Schwab US REIT ETF
SCHH
$10.7B
| $13.4M | 0.03% |
633,937
+30,852
| +5% | +$646K |
2018 Q4
26 quarters
|
|
109
Vanguard Global ex-US Real Estate ETF
VNQI
$3.25B
| $12.3M | 0.03% |
266,181
+86,070
| +48% | +$3.72M |
2016 Q4
34 quarters
|
|
110
Vanguard S&P 500 Growth ETF
VOOG
$28.1B
| $12.1M | 0.03% |
182,892
-14,778
| -7% | -$879K |
2018 Q4
26 quarters
|
|
111
iShares Floating Rate Bond ETF
FLOT
$11.1B
| $11.8M | 0.03% |
231,854
-13,252
| -5% | -$673K |
2017 Q3
31 quarters
|
|
|
DFSV
112
U.S. Small Cap Value Portfolio ETF Class Shares
DFSV
$8.06B
| $11.8M | 0.03% |
399,485
+77,263
| +24% | +$2.14M |
2022 Q4
10 quarters
|
|
113
iShares High Yield Systematic Bond ETF
HYDB
$1.58B
| $11.7M | 0.03% |
247,289
+25,122
| +11% | +$1.17M |
2024 Q1
5 quarters
|
|
114
GraniteShares Bloomberg Commodity Broad Strategy No K-1 ETF
COMB
$161M
| $11.6M | 0.02% |
551,158
+18,565
| +3% | +$389K |
2019 Q2
24 quarters
|
|
115
iShares California Muni Bond ETF
CMF
$4.8B
| $11.2M | 0.02% |
200,986
+5,920
| +3% | +$329K |
2014 Q4
42 quarters
|
|
116
Cambria Global Momentum ETF
GMOM
$80.8M
| $11.1M | 0.02% |
372,872
+139
| +0% | +$4K |
2016 Q3
35 quarters
|
|
117
Dimensional World ex US Core Equity 2 ETF
DFAX
$12.4B
| $10.9M | 0.02% |
372,368
+77,875
| +26% | +$2.14M |
2021 Q3
15 quarters
|
|
|
DFUS
118
Dimensional US Equity ETF
DFUS
$21.8B
| $10.7M | 0.02% |
159,219
+61,144
| +62% | +$3.79M |
2021 Q2
16 quarters
|
|
119
Dimensional International Small Cap Value ETF
DISV
$5.08B
| $10.4M | 0.02% |
315,470
+19,647
| +7% | +$605K |
2023 Q1
9 quarters
|
|
|
DFSD
120
Dimensional Short-Duration Fixed Income ETF
DFSD
$7.29B
| $10.2M | 0.02% |
212,187
-6,532
| -3% | -$311K |
2022 Q4
10 quarters
|
|
121
Dimensional Emerging Core Equity Market ETF
DFAE
$10.1B
| $10.1M | 0.02% |
349,225
-18,189
| -5% | -$488K |
2021 Q3
15 quarters
|
|
122
iShares JPMorgan EM High Yield Bond ETF
EMHY
$590M
| $9.94M | 0.02% |
254,985
+24,950
| +11% | +$946K |
2017 Q3
31 quarters
|
|
123
Xtrackers USD High Yield Corporate Bond ETF
HYLB
$3.21B
| $9.72M | 0.02% |
263,187
-23,577
| -8% | -$851K |
2018 Q3
27 quarters
|
|
124
Vanguard International Dividend Appreciation ETF
VIGI
$8.84B
| $9.7M | 0.02% |
107,587
-2,160
| -2% | -$187K |
2022 Q1
13 quarters
|
|
125
State Street SPDR S&P 500 ETF Trust
SPY
$833B
| $9.46M | 0.02% |
15,318
+861
| +6% | +$492K |
2019 Q2
24 quarters
|
|
Similar funds
TI
Betterment LLC's Q2 2025 Portfolio in Review
As of Q2 2025, Betterment LLC held 510 positions worth $47B, up 11% from $42.2B the previous quarter. Its ten largest holdings account for 69% of the portfolio.
Betterment LLC's Q2 2025 filing shows 52 new, 262 increased, 178 reduced and 13 closed positions. Its largest new stake was Goldman Sachs Municipal Income ETF: 530,048 shares worth $26.5M. The largest sale was Vanguard FTSE Emerging Markets ETF, an estimated $150M.
By sector, the portfolio is most concentrated in Miscellaneous at 100% of assets, down from 100% a quarter earlier, followed by Technology and Consumer Discretionary.
- Betterment LLC's largest Q2 2025 buy was Goldman Sachs Municipal Income ETF: 530,048 shares worth $26.5M.
- Betterment LLC added most to State Street SPDR Portfolio S&P 500 ETF in Q2 2025, an estimated $606M increase.
- Betterment LLC's biggest Q2 2025 reduction was Vanguard FTSE Emerging Markets ETF, cutting an estimated $150M.
- Betterment LLC fully exited SGI Enhanced Global Income ETF in Q2 2025, selling an estimated $1.47M.
- Betterment LLC's ten largest holdings make up 69% of its $47B portfolio in Q2 2025.
- Betterment LLC opened 52 new positions and closed 13 in Q2 2025.
- Betterment LLC's portfolio value rose 11% quarter-over-quarter to $47B.
Based on Betterment LLC's 13F filing for Q2 2025, filed 14 Aug 2025.