We are live on
!
Find out more
Betterment LLC Portfolio holdings
AUM
$59.1B
1-Year Est. Return
18.41%
This Fund
S&P 500
This Quarter
Est. Return
+8.07%
1 Year Est. Return
+18.41%
3 Year Est. Return
+46.26%
5 Year Est. Return
+34.87%
10 Year Est. Return
+109.51%
AUM
$47B
AUM Growth
+$4.81B
(+11%)
Cap. Flow
+$1.4B
Cap. Flow
% of AUM
2.99%
Top 10 Holdings %
Top 10 Hldgs %
68.55%
Holding
510
New
52
Increased
262
Reduced
178
Closed
13
Avg Time Held
12
quarters
Top 10 Avg Time Held
25.6
quarters
Top 20 Avg Time Held
24.1
quarters
Top Buys
| Rank | Stock | Value |
|---|---|---|
| 1 |
SPYM
State Street SPDR Portfolio S&P 500 ETF
SPYM
|
+$606M |
| 2 |
State Street SPDR Nuveen ICE Municipal Bond ETF
TFI
|
+$175M |
| 3 |
Schwab US Large- Cap ETF
SCHX
|
+$125M |
| 4 |
iShares Core US Aggregate Bond ETF
AGG
|
+$117M |
| 5 |
JPMorgan Ultra-Short Income ETF
JPST
|
+$106M |
Top Sells
| Rank | Stock | Value |
|---|---|---|
| 1 |
Vanguard FTSE Emerging Markets ETF
VWO
|
+$150M |
| 2 |
iShares Core MSCI Emerging Markets ETF
IEMG
|
+$60.5M |
| 3 |
Goldman Sachs ActiveBeta International Equity ETF
GSIE
|
+$59.9M |
| 4 |
iShares Core MSCI EAFE ETF
IEFA
|
+$43.2M |
| 5 |
Vanguard Total International Bond ETF
BNDX
|
+$41.2M |
Sector Composition
| Rank | Sector | Weight |
|---|---|---|
| 1 | Miscellaneous | 99.94% |
| 2 | Technology | 0.03% |
| 3 | Consumer Discretionary | 0.01% |
| 4 | Communication Services | 0.01% |
| 5 | Financials | 0.01% |
| Name | Market Value | Portfolio Weight | Shares or Principal |
Change in Stake | Capital Flow | Held Since | |
|---|---|---|---|---|---|---|---|
76
iShares Investment Grade Systematic Bond ETF
IGEB
$1.43B
| $31.2M | 0.07% |
687,332
+52,441
| +8% | +$2.34M |
2023 Q4
6 quarters
|
|
|
DFAI
77
Dimensional International Core Equity Market ETF
DFAI
$17.8B
| $29.9M | 0.06% |
864,568
-357,466
| -29% | -$11.7M |
2021 Q3
15 quarters
|
|
78
Vanguard Dividend Appreciation ETF
VIG
$111B
| $29.4M | 0.06% |
143,685
+10,568
| +8% | +$2.05M |
2020 Q2
20 quarters
|
|
79
Goldman Sachs Access Inflation Protected USD Bond ETF
GTIP
$292M
| $28.8M | 0.06% |
580,803
+347,098
| +149% | +$17.1M |
2019 Q2
24 quarters
|
|
80
Dimensional US Core Equity Market ETF
DFAU
$13.1B
| $28.4M | 0.06% |
669,297
-625,427
| -48% | -$24.5M |
2021 Q3
15 quarters
|
|
|
GMUB
81
Goldman Sachs Municipal Income ETF
GMUB
$465M
| $26.5M | 0.06% |
+530,048
| New | +$26.2M |
2025 Q2
0 quarters
|
|
82
Invesco NASDAQ 100 ETF
QQQM
$112B
| $26.4M | 0.06% |
116,212
+61,095
| +111% | +$12.5M |
2022 Q4
10 quarters
|
|
83
iShares 0-5 Year High Yield Corporate Bond ETF
SHYG
$7.63B
| $25.5M | 0.05% |
591,634
+50,246
| +9% | +$2.13M |
2020 Q4
18 quarters
|
|
84
Dimensional Emerging Markets Core Equity 2 ETF
DFEM
$9.64B
| $24.1M | 0.05% |
812,552
-64,496
| -7% | -$1.77M |
2022 Q4
10 quarters
|
|
85
State Street SPDR MSCI Emerging Markets Fossil Fuel Reserves Free ETF
EEMX
$185M
| $24M | 0.05% |
641,658
-85,294
| -12% | -$2.96M |
2020 Q4
18 quarters
|
|
86
Vanguard Tax-Exempt Bond Index Fund
VTEB
$44.4B
| $23.7M | 0.05% |
482,841
+376,949
| +356% | +$18.4M |
2018 Q1
29 quarters
|
|
87
Vanguard Morningstar Mid-Cap Growth ETF
VOT
$19.6B
| $23.6M | 0.05% |
82,993
+3,225
| +4% | +$832K |
2017 Q3
31 quarters
|
|
88
iShares Short-Term National Muni Bond ETF
SUB
$12B
| $23M | 0.05% |
216,032
+181,461
| +525% | +$19.2M |
2021 Q2
16 quarters
|
|
89
Goldman Sachs Access Emerging Markets USD Bond ETF
GEMD
$35.9M
| $22.3M | 0.05% |
542,916
+51,464
| +10% | +$2.06M |
2022 Q2
12 quarters
|
|
90
Vanguard Total World Bond ETF
BNDW
$1.85B
| $21.5M | 0.05% |
309,606
+289,430
| +1,435% | +$19.9M |
2024 Q2
4 quarters
|
|
91
Goldman Sachs JUST US Large Cap Equity ETF
JUST
$578M
| $20.9M | 0.04% |
238,088
+75,141
| +46% | +$6.09M |
2024 Q4
2 quarters
|
|
92
Vanguard Intermediate-Term Bond ETF
BIV
$28.1B
| $20.3M | 0.04% |
263,024
+14,021
| +6% | +$1.07M |
2016 Q4
34 quarters
|
|
93
Vanguard Total International Stock ETF
VXUS
$160B
| $19.4M | 0.04% |
280,648
+231,134
| +467% | +$15M |
2016 Q2
36 quarters
|
|
94
Dimensional US Large Cap Value ETF
DFLV
$7.06B
| $18.7M | 0.04% |
603,824
+102,515
| +20% | +$3.04M |
2023 Q3
7 quarters
|
|
95
iShares iBoxx $ Investment Grade Corporate Bond ETF
LQD
$27.6B
| $18.7M | 0.04% |
170,591
+7,409
| +5% | +$795K |
2014 Q4
42 quarters
|
|
96
U.S. Core Equity 1 Portfolio ETF Class Shares
DCOR
$3.59B
| $18.7M | 0.04% |
279,263
+3,787
| +1% | +$236K |
2024 Q1
5 quarters
|
|
97
Vanguard Long-Term Treasury ETF
VGLT
$10B
| $18.5M | 0.04% |
329,777
-92,880
| -22% | -$5.15M |
2021 Q2
16 quarters
|
|
98
U.S. Targeted Value Portfolio ETF Class Shares
DFAT
$13.8B
| $18.5M | 0.04% |
342,966
+33,407
| +11% | +$1.7M |
2022 Q2
12 quarters
|
|
99
SGI Enhanced Core ETF
USDX
$294M
| $18.3M | 0.04% |
711,801
+80,017
| +13% | +$2.05M |
2024 Q2
4 quarters
|
|
100
State Street SPDR Nuveen ICE Short Term Municipal Bond ETF
SHM
$3.47B
| $16.8M | 0.04% |
351,901
-150,881
| -30% | -$7.16M |
2024 Q2
4 quarters
|
|
Similar funds
TI
Betterment LLC's Q2 2025 Portfolio in Review
As of Q2 2025, Betterment LLC held 510 positions worth $47B, up 11% from $42.2B the previous quarter. Its ten largest holdings account for 69% of the portfolio.
Betterment LLC's Q2 2025 filing shows 52 new, 262 increased, 178 reduced and 13 closed positions. Its largest new stake was Goldman Sachs Municipal Income ETF: 530,048 shares worth $26.5M. The largest sale was Vanguard FTSE Emerging Markets ETF, an estimated $150M.
By sector, the portfolio is most concentrated in Miscellaneous at 100% of assets, down from 100% a quarter earlier, followed by Technology and Consumer Discretionary.
- Betterment LLC's largest Q2 2025 buy was Goldman Sachs Municipal Income ETF: 530,048 shares worth $26.5M.
- Betterment LLC added most to State Street SPDR Portfolio S&P 500 ETF in Q2 2025, an estimated $606M increase.
- Betterment LLC's biggest Q2 2025 reduction was Vanguard FTSE Emerging Markets ETF, cutting an estimated $150M.
- Betterment LLC fully exited SGI Enhanced Global Income ETF in Q2 2025, selling an estimated $1.47M.
- Betterment LLC's ten largest holdings make up 69% of its $47B portfolio in Q2 2025.
- Betterment LLC opened 52 new positions and closed 13 in Q2 2025.
- Betterment LLC's portfolio value rose 11% quarter-over-quarter to $47B.
Based on Betterment LLC's 13F filing for Q2 2025, filed 14 Aug 2025.