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Betterment LLC Portfolio holdings
AUM
$59.1B
1-Year Est. Return
18.41%
This Fund
S&P 500
This Quarter
Est. Return
+8.07%
1 Year Est. Return
+18.41%
3 Year Est. Return
+46.26%
5 Year Est. Return
+34.87%
10 Year Est. Return
+109.51%
AUM
$47B
AUM Growth
+$4.81B
(+11%)
Cap. Flow
+$1.4B
Cap. Flow
% of AUM
2.99%
Top 10 Holdings %
Top 10 Hldgs %
68.55%
Holding
510
New
52
Increased
262
Reduced
178
Closed
13
Avg Time Held
12
quarters
Top 10 Avg Time Held
25.6
quarters
Top 20 Avg Time Held
24.1
quarters
Top Buys
| Rank | Stock | Value |
|---|---|---|
| 1 |
State Street SPDR Portfolio S&P 500 ETF
SPYM
|
+$606M |
| 2 |
State Street SPDR Nuveen ICE Municipal Bond ETF
TFI
|
+$175M |
| 3 |
Schwab US Large- Cap ETF
SCHX
|
+$125M |
| 4 |
iShares Core US Aggregate Bond ETF
AGG
|
+$117M |
| 5 |
JPMorgan Ultra-Short Income ETF
JPST
|
+$106M |
Top Sells
| Rank | Stock | Value |
|---|---|---|
| 1 |
Vanguard FTSE Emerging Markets ETF
VWO
|
+$150M |
| 2 |
iShares Core MSCI Emerging Markets ETF
IEMG
|
+$60.5M |
| 3 |
Goldman Sachs ActiveBeta International Equity ETF
GSIE
|
+$59.9M |
| 4 |
iShares Core MSCI EAFE ETF
IEFA
|
+$43.2M |
| 5 |
Vanguard Total International Bond ETF
BNDX
|
+$41.2M |
Sector Composition
| Rank | Sector | Weight |
|---|---|---|
| 1 | Miscellaneous | 99.94% |
| 2 | Technology | 0.03% |
| 3 | Consumer Discretionary | 0.01% |
| 4 | Communication Services | 0.01% |
| 5 | Financials | 0.01% |
| Name | Market Value | Portfolio Weight | Shares or Principal |
Change in Stake | Capital Flow | Held Since | |
|---|---|---|---|---|---|---|---|
451
Progressive
PGR
$126B
| $266K | ﹤0.01% |
997
+36
| +4% | +$9.87K |
2024 Q3
3 quarters
|
|
452
iShares Expanded Tech Sector ETF
IGM
$11.6B
| $264K | ﹤0.01% |
+2,348
| New | +$231K |
2025 Q2
0 quarters
|
|
453
State Street SPDR Portfolio High Yield Bond ETF
SPHY
$11.8B
| $263K | ﹤0.01% |
11,070
-4,834
| -30% | -$112K |
2024 Q1
5 quarters
|
|
454
Victory Portfolios II VictoryShares Core Intermediate Bond ETF
UITB
$2.57B
| $262K | ﹤0.01% |
5,565
-252
| -4% | -$11.7K |
2024 Q2
4 quarters
|
|
455
First Trust RBA American Industrial Renaissance ETF
AIRR
$9B
| $261K | ﹤0.01% |
+3,201
| New | +$236K |
2025 Q2
0 quarters
|
|
456
Avantis International Large Cap Value ETF
AVIV
$2.03B
| $260K | ﹤0.01% |
+4,179
| New | +$248K |
2025 Q2
0 quarters
|
|
457
Nuveen ESG Large-Cap Growth ETF
NULG
$3.08B
| $260K | ﹤0.01% |
+2,768
| New | +$234K |
2025 Q2
0 quarters
|
|
458
iShares ESG Aware 1-5 Year USD Corporate Bond ETF
SUSB
$1.29B
| $258K | ﹤0.01% |
10,253
| – | – |
2021 Q2
16 quarters
|
|
459
Comcast
CMCSA
$73.3B
| $257K | ﹤0.01% |
7,196
+88
| +1% | +$3.04K |
2024 Q1
5 quarters
|
|
460
First Trust Core Investment Grade ETF
FTCB
$2.65B
| $257K | ﹤0.01% |
+12,198
| New | +$254K |
2025 Q2
0 quarters
|
|
461
Ross Stores
ROST
$71B
| $250K | ﹤0.01% |
1,956
| – | – |
2024 Q2
4 quarters
|
|
462
Simplify Hedged Equity ETF
HEQT
$325M
| $246K | ﹤0.01% |
8,191
+285
| +4% | +$8.27K |
2024 Q4
2 quarters
|
|
463
Vanguard FTSE All-World ex-US Small-Cap Index Fund
VSS
$11.7B
| $246K | ﹤0.01% |
1,831
+68
| +4% | +$8.39K |
2022 Q4
10 quarters
|
|
464
State Street SPDR Portfolio Corporate Bond ETF
SPBO
$2.17B
| $245K | ﹤0.01% |
+8,387
| New | +$241K |
2025 Q2
0 quarters
|
|
465
Vanguard Health Care ETF
VHT
$19.3B
| $245K | ﹤0.01% |
985
+80
| +9% | +$19.8K |
2025 Q1
1 quarter
|
|
466
SPDR Gold MiniShares Trust
GLDM
$31B
| $241K | ﹤0.01% |
3,685
-7,577
| -67% | -$493K |
2021 Q2
16 quarters
|
|
467
PIMCO Enhanced Short Maturity Active Exchange-Traded Fund
MINT
$18.3B
| $241K | ﹤0.01% |
2,397
+133
| +6% | +$13.3K |
2023 Q2
8 quarters
|
|
468
Innovator US Equity Power Buffer ETF January
PJAN
$1.43B
| $241K | ﹤0.01% |
5,469
-118
| -2% | -$4.96K |
2024 Q4
2 quarters
|
|
469
Invesco S&P 500 High Beta ETF
SPHB
$973M
| $240K | ﹤0.01% |
2,460
-418
| -15% | -$35.3K |
2023 Q1
9 quarters
|
|
470
Xtrackers MSCI EAFE Hedged Equity ETF
DBEF
$9.23B
| $239K | ﹤0.01% |
5,457
-4,397
| -45% | -$191K |
2024 Q2
4 quarters
|
|
471
Innovator US Equity Power Buffer ETF July
PJUL
$1.31B
| $238K | ﹤0.01% |
5,420
-503
| -8% | -$20.6K |
2022 Q4
10 quarters
|
|
472
Lockheed Martin
LMT
$118B
| $237K | ﹤0.01% |
512
+9
| +2% | +$4.21K |
2024 Q1
5 quarters
|
|
473
JPMorgan International Bond Opportunities ETF
JPIB
$2.23B
| $235K | ﹤0.01% |
+4,828
| New | +$232K |
2025 Q2
0 quarters
|
|
474
JPMorgan BetaBuilders US Equity ETF
BBUS
$9.58B
| $229K | ﹤0.01% |
2,049
-4,489
| -69% | -$464K |
2023 Q4
6 quarters
|
|
475
Inspire 100 ETF
BIBL
$513M
| $229K | ﹤0.01% |
5,549
+207
| +4% | +$8.01K |
2024 Q3
3 quarters
|
|
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Betterment LLC's Q2 2025 Portfolio in Review
As of Q2 2025, Betterment LLC held 510 positions worth $47B, up 11% from $42.2B the previous quarter. Its ten largest holdings account for 69% of the portfolio.
Betterment LLC's Q2 2025 filing shows 52 new, 262 increased, 178 reduced and 13 closed positions. Its largest new stake was Goldman Sachs Municipal Income ETF: 530,048 shares worth $26.5M. The largest sale was Vanguard FTSE Emerging Markets ETF, an estimated $150M.
By sector, the portfolio is most concentrated in Miscellaneous at 100% of assets, down from 100% a quarter earlier, followed by Technology and Consumer Discretionary.
- Betterment LLC's largest Q2 2025 buy was Goldman Sachs Municipal Income ETF: 530,048 shares worth $26.5M.
- Betterment LLC added most to State Street SPDR Portfolio S&P 500 ETF in Q2 2025, an estimated $606M increase.
- Betterment LLC's biggest Q2 2025 reduction was Vanguard FTSE Emerging Markets ETF, cutting an estimated $150M.
- Betterment LLC fully exited SGI Enhanced Global Income ETF in Q2 2025, selling an estimated $1.47M.
- Betterment LLC's ten largest holdings make up 69% of its $47B portfolio in Q2 2025.
- Betterment LLC opened 52 new positions and closed 13 in Q2 2025.
- Betterment LLC's portfolio value rose 11% quarter-over-quarter to $47B.
Based on Betterment LLC's 13F filing for Q2 2025, filed 14 Aug 2025.