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Betterment LLC Portfolio holdings
AUM
$59.1B
1-Year Est. Return
18.41%
This Fund
S&P 500
This Quarter
Est. Return
+8.07%
1 Year Est. Return
+18.41%
3 Year Est. Return
+46.26%
5 Year Est. Return
+34.87%
10 Year Est. Return
+109.51%
AUM
$47B
AUM Growth
+$4.81B
(+11%)
Cap. Flow
+$1.4B
Cap. Flow
% of AUM
2.99%
Top 10 Holdings %
Top 10 Hldgs %
68.55%
Holding
510
New
52
Increased
262
Reduced
178
Closed
13
Avg Time Held
12
quarters
Top 10 Avg Time Held
25.6
quarters
Top 20 Avg Time Held
24.1
quarters
Top Buys
| Rank | Stock | Value |
|---|---|---|
| 1 |
State Street SPDR Portfolio S&P 500 ETF
SPYM
|
+$606M |
| 2 |
State Street SPDR Nuveen ICE Municipal Bond ETF
TFI
|
+$175M |
| 3 |
Schwab US Large- Cap ETF
SCHX
|
+$125M |
| 4 |
iShares Core US Aggregate Bond ETF
AGG
|
+$117M |
| 5 |
JPMorgan Ultra-Short Income ETF
JPST
|
+$106M |
Top Sells
| Rank | Stock | Value |
|---|---|---|
| 1 |
Vanguard FTSE Emerging Markets ETF
VWO
|
+$150M |
| 2 |
iShares Core MSCI Emerging Markets ETF
IEMG
|
+$60.5M |
| 3 |
Goldman Sachs ActiveBeta International Equity ETF
GSIE
|
+$59.9M |
| 4 |
iShares Core MSCI EAFE ETF
IEFA
|
+$43.2M |
| 5 |
Vanguard Total International Bond ETF
BNDX
|
+$41.2M |
Sector Composition
| Rank | Sector | Weight |
|---|---|---|
| 1 | Miscellaneous | 99.94% |
| 2 | Technology | 0.03% |
| 3 | Consumer Discretionary | 0.01% |
| 4 | Communication Services | 0.01% |
| 5 | Financials | 0.01% |
| Name | Market Value | Portfolio Weight | Shares or Principal |
Change in Stake | Capital Flow | Held Since | |
|---|---|---|---|---|---|---|---|
401
Fidelity Enhanced Mid Cap Core ETF
FMDE
$8.31B
| $387K | ﹤0.01% |
+11,259
| New | +$362K |
2025 Q2
0 quarters
|
|
402
iShares ESG Advanced MSCI USA ETF
USXF
$1.48B
| $372K | ﹤0.01% |
6,904
-408
| -6% | -$19.9K |
2021 Q2
16 quarters
|
|
403
Vanguard Total Corporate Bond ETF
VTC
$1.65B
| $371K | ﹤0.01% |
4,798
+426
| +10% | +$32.4K |
2024 Q1
5 quarters
|
|
404
State Street SPDR S&P MIDCAP 400 ETF Trust
MDY
$25.7B
| $368K | ﹤0.01% |
650
+28
| +5% | +$15K |
2024 Q3
3 quarters
|
|
405
Return Stacked Bonds & Managed Futures ETF
RSBT
$165M
| $368K | ﹤0.01% |
22,707
+5,493
| +32% | +$87.3K |
2024 Q4
2 quarters
|
|
406
Vanguard Morningstar Mega Cap Value ETF
MGV
$13.5B
| $358K | ﹤0.01% |
2,730
+90
| +3% | +$11.3K |
2023 Q2
8 quarters
|
|
407
iShares Russell 3000 ETF
IWV
$20.6B
| $353K | ﹤0.01% |
1,007
-154
| -13% | -$50K |
2021 Q3
15 quarters
|
|
408
iShares Core Dividend Growth ETF
DGRO
$43B
| $350K | ﹤0.01% |
5,477
-987
| -15% | -$60.2K |
2023 Q2
8 quarters
|
|
409
PIMCO Intermediate Municipal Bond Active Exchange-Traded Fund
MUNI
$3.1B
| $349K | ﹤0.01% |
6,790
-1,709
| -20% | -$87.2K |
2024 Q2
4 quarters
|
|
410
First Trust Innovation Leaders ETF
ILDR
$361M
| $346K | ﹤0.01% |
+11,764
| New | +$299K |
2025 Q2
0 quarters
|
|
411
TJX Companies
TJX
$153B
| $342K | ﹤0.01% |
2,766
+28
| +1% | +$3.55K |
2024 Q2
4 quarters
|
|
412
Netflix
NFLX
$293B
| $340K | ﹤0.01% |
2,540
+300
| +13% | +$33.9K |
2025 Q1
1 quarter
|
|
413
Invesco Total Return Bond ETF
GTO
$2.44B
| $339K | ﹤0.01% |
7,240
-4,454
| -38% | -$206K |
2024 Q1
5 quarters
|
|
414
Abbott
ABT
$172B
| $338K | ﹤0.01% |
2,483
-3
| -0.1% | -$396 |
2024 Q1
5 quarters
|
|
415
iShares GNMA Bond ETF
GNMA
$412M
| $338K | ﹤0.01% |
7,687
+615
| +9% | +$26.7K |
2024 Q1
5 quarters
|
|
416
Franklin International Core Dividend Tilt Index ETF
DIVI
$2.63B
| $335K | ﹤0.01% |
9,397
-380
| -4% | -$12.9K |
2024 Q3
3 quarters
|
|
417
Dimensional Inflation-Protected Securities ETF
DFIP
$1.11B
| $333K | ﹤0.01% |
7,972
-593
| -7% | -$24.6K |
2024 Q3
3 quarters
|
|
418
iShares MSCI ACWI ETF
ACWI
$33.3B
| $332K | ﹤0.01% |
+2,584
| New | +$310K |
2025 Q2
0 quarters
|
|
419
State Street SPDR S&P International Small Cap ETF
GWX
$920M
| $331K | ﹤0.01% |
8,916
-3,819
| -30% | -$131K |
2024 Q1
5 quarters
|
|
420
State Street SPDR Bloomberg 3-12 Month T-Bill ETF
BILS
$3.9B
| $330K | ﹤0.01% |
+3,316
| New | +$329K |
2025 Q2
0 quarters
|
|
421
First Trust Exchange-Traded Fund IV First Trust Low Duration Opportunities ETF
LMBS
$6.45B
| $329K | ﹤0.01% |
6,674
+681
| +11% | +$33.3K |
2024 Q4
2 quarters
|
|
422
O'Reilly Automotive
ORLY
$69.9B
| $323K | ﹤0.01% |
3,585
-15
| -0.4% | -$1.37K |
2024 Q2
4 quarters
|
|
423
Victory Portfolios II VictoryShares Short-Term Bond ETF
USTB
$2.65B
| $319K | ﹤0.01% |
6,284
-114
| -2% | -$5.76K |
2024 Q3
3 quarters
|
|
424
Invesco S&P SmallCap Consumer Staples ETF
PSCC
$33.8M
| $318K | ﹤0.01% |
+9,576
| New | +$329K |
2025 Q2
0 quarters
|
|
425
iShares S&P Small-Cap 600 Value ETF
IJS
$7.66B
| $315K | ﹤0.01% |
3,169
-2,081
| -40% | -$197K |
2023 Q3
7 quarters
|
|
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Betterment LLC's Q2 2025 Portfolio in Review
As of Q2 2025, Betterment LLC held 510 positions worth $47B, up 11% from $42.2B the previous quarter. Its ten largest holdings account for 69% of the portfolio.
Betterment LLC's Q2 2025 filing shows 52 new, 262 increased, 178 reduced and 13 closed positions. Its largest new stake was Goldman Sachs Municipal Income ETF: 530,048 shares worth $26.5M. The largest sale was Vanguard FTSE Emerging Markets ETF, an estimated $150M.
By sector, the portfolio is most concentrated in Miscellaneous at 100% of assets, down from 100% a quarter earlier, followed by Technology and Consumer Discretionary.
- Betterment LLC's largest Q2 2025 buy was Goldman Sachs Municipal Income ETF: 530,048 shares worth $26.5M.
- Betterment LLC added most to State Street SPDR Portfolio S&P 500 ETF in Q2 2025, an estimated $606M increase.
- Betterment LLC's biggest Q2 2025 reduction was Vanguard FTSE Emerging Markets ETF, cutting an estimated $150M.
- Betterment LLC fully exited SGI Enhanced Global Income ETF in Q2 2025, selling an estimated $1.47M.
- Betterment LLC's ten largest holdings make up 69% of its $47B portfolio in Q2 2025.
- Betterment LLC opened 52 new positions and closed 13 in Q2 2025.
- Betterment LLC's portfolio value rose 11% quarter-over-quarter to $47B.
Based on Betterment LLC's 13F filing for Q2 2025, filed 14 Aug 2025.