Berkshire Bank Portfolio holdings

AUM $438M

This Quarter Return

-1.52%

1 Year Return

+14.71%

3 Year Return

+65.16%

5 Year Return

+97.48%

10 Year Return

–

AUM

$410M

AUM Growth

-$19.6M (-5%)

Cap. Flow

-$7.68M

Cap. Flow % of AUM

-1.87%

Top 10 Holdings %Top 10 Hldgs %

46.97%

Holding

166

New

Increased

Reduced

Closed

Top Buys

1	Vanguard Dividend Appreciation ETF VIG	$2.09M
2	Vanguard Short-Term Tax-Exempt Bond ETF VTES	$926K
3	iShares MSCI USA Min Vol Factor ETF USMV	$880K
4	Vanguard FTSE All-World ex-US ETF VEU	$430K
5	JPMorgan Ultra-Short Income ETF JPST	$405K

Top Sells

1	SPDR S&P 500 ETF Trust SPY	$5.22M
2	Apple AAPL	$1.98M
3	Tesla TSLA	$1.46M
4	NVIDIA NVDA	$710K
5	Microsoft MSFT	$476K

Sector Composition

1	Technology	16.27%
2	Financials	9.72%
3	Healthcare	6.71%
4	Communication Services	5.53%
5	Industrials	5.43%

#	Name	Market Value	Portfolio Weight	Shares or Principal	Shares Change %	Capital Flow
1	1 SPDR S&P 500 ETF Trust SPY $658B	$43.9M	10.69%	78,393 -9,326	-11%	-$5.22M
2	2 JPMorgan Ultra-Short Income ETF JPST $32.8B	$27.8M	6.77%	548,824 +7,990	+1%	+$405K
3	3 iShares Core MSCI EAFE ETF IEFA $148B	$26.4M	6.42%	348,347 +5,250	+2%	+$397K
4	4 iShares 3-7 Year Treasury Bond ETF IEI $16.1B	$19.6M	4.76%	165,514 +2,873	+2%	+$339K
5	5 Apple AAPL $3.41T	$17.9M	4.37%	80,666 -8,914	-10%	-$1.98M
6	6 Microsoft MSFT $3.93T	$15.9M	3.87%	42,326 -1,267	-3%	-$476K
7	7 iShares MSCI USA Min Vol Factor ETF USMV $23.3B	$11.1M	2.71%	118,872 +9,398	+9%	+$880K
8	8 NVIDIA NVDA $4.47T	$10.8M	2.63%	99,759 -6,549	-6%	-$710K
9	9 Alphabet (Google) Class A GOOGL $2.46T	$10.2M	2.48%	65,784 -2,916	-4%	-$451K
10	10 JPMorgan Chase JPM $805B	$9.29M	2.26%	37,879 -944	-2%	-$232K
11	11 Visa V $654B	$8.13M	1.98%	23,209 -654	-3%	-$229K
12	12 Amazon AMZN $2.36T	$6.79M	1.65%	35,684 -1,738	-5%	-$331K
13	13 Walmart WMT $827B	$6.4M	1.56%	72,931 -637	-0.9%	-$55.9K
14	14 Cisco CSCO $283B	$5.94M	1.45%	96,309 -2,001	-2%	-$123K
15	15 Exxon Mobil XOM $452B	$5.89M	1.44%	49,549 -1,400	-3%	-$167K
16	16 Home Depot HD $394B	$5.7M	1.39%	15,561 -473	-3%	-$173K
17	17 Procter & Gamble PG $363B	$5.63M	1.37%	33,051 -164	-0.5%	-$27.9K
18	18 TJX Companies TJX $149B	$5.06M	1.23%	41,584 +134	+0.3%	+$16.3K
19	19 Danaher DHR $147B	$4.85M	1.18%	23,674 -327	-1%	-$67K
20	20 iShares Core S&P 500 ETF IVV $657B	$4.78M	1.17%	8,512 -636	-7%	-$357K
21	21 Chubb CB $108B	$4.63M	1.13%	15,341 -365	-2%	-$110K
22	22 iShares Russell Mid-Cap Growth ETF IWP $20B	$4.4M	1.07%	37,463 -371	-1%	-$43.6K
23	23 Blackrock BLK $180B	$4.36M	1.06%	4,609 -121	-3%	-$115K
24	24 Johnson & Johnson JNJ $416B	$4.21M	1.03%	25,377 +597	+2%	+$99K
25	25 Unilever UL $150B	$4M	0.97%	67,141 +1,528	+2%	+$91K