Velocity FinancialVEL
VEL
About: Velocity Financial Inc is a United States-based real estate finance company. The company originates and manages investor loans secured by residential rental and small commercial properties. The company earns revenue in the form of interest income. It operates in New York, California, Florida, New Jersey, and other states.
Employees: 309
0
Funds holding %
of 7,327 funds
–
Analysts bullish %
Fund manager confidence
Based on 2025 Q1 regulatory disclosures by fund managers ($100M+ AUM)
100% more first-time investments, than exits
New positions opened: 18 | Existing positions closed: 9
50% more repeat investments, than reductions
Existing positions increased: 33 | Existing positions reduced: 22
13% more funds holding
Funds holding: 72 [Q4 2024] → 81 (+9) [Q1 2025]
4.18% more ownership
Funds ownership: 98.56% [Q4 2024] → 102.74% (+4.18%) [Q1 2025]
3% more call options, than puts
Call options by funds: $13.9M | Put options by funds: $13.5M
2% more capital invested
Capital invested by funds: $638M [Q4 2024] → $654M (+$15.4M) [Q1 2025]
0% more funds holding in top 10
Funds holding in top 10: 2 [Q4 2024] → 2 (+0) [Q1 2025]
Research analyst outlook
1 Wall Street Analyst provided 1 year price targets over the past 3 months
Low target
$21
28%
upside
Avg. target
$21
28%
upside
High target
$21
28%
upside
1 analyst rating
1 positive
100%
0 neutral
0%
0 negative
0%
JMP Securities Steven Delaney | 28%upside $21 | Market Outperform Reiterated | 10 Jun 2025 |
Financial journalist opinion
Neutral
Business Wire
1 week ago
Velocity Financial, Inc. Announces Date of Second Quarter 2025 Financial Results Webcast and Conference Call
WESTLAKE VILLAGE, Calif.--(BUSINESS WIRE)--Velocity Financial, Inc. (NYSE:VEL) (“Velocity” or “Company”), a leader in investor real estate loans, will release its second quarter 2025 results after the market close on Thursday, August 7, 2025. Velocity's executive management team will host a conference call and webcast to review its financial results at 2:00 p.m. Pacific Time / 5:00 p.m. Eastern Time on the same day. Webcast Information The conference call will be webcast live in listen-only mod.
Neutral
Business Wire
3 weeks ago
Velocity Commercial Capital Securitization Ratings Affirmed and Upgraded by Kroll Bond Rating Agency
WESTLAKE VILLAGE, Calif.--(BUSINESS WIRE)--Velocity Financial, Inc. (NYSE: VEL), (“Velocity” or the “Company”), a leader in investor real estate loans, today announced that Kroll Bond Rating Agency (“KBRA”) has reviewed the ratings on 26 of the outstanding securitizations issued by its wholly-owned subsidiary, Velocity Commercial Capital, LLC, (“VCC”) resulting in 344 rating affirmations and 14 rating upgrades of the underlying tranches. These ratings actions occurred in conjunction with KBRA's.
Positive
Seeking Alpha
1 month ago
Velocity Financial: Another Good Performance And Potential Acquisition Target
Velocity Financial continues to impress with its vertically integrated real estate finance model, though share performance has lagged expectations. The company's main revenue streams are interest income, upfront loan origination fees, and gains on loan sales and servicing. Loan origination momentum is robust, with $640M in new loans in Q1/25—a record, up 13.7% quarter-over-quarter and 69% year-over-year.
Neutral
Seeking Alpha
3 months ago
Velocity Financial, Inc. (VEL) Q1 2025 Earnings Call Transcript
Velocity Financial, Inc. (NYSE:VEL ) Q1 2025 Results Conference Call May 1, 2025 5:00 PM ET Company Participants Chris Oltmann - Director, Investor Relations Chris Farrar - President & Chief Executive Officer Mark Szczepaniak - Chief Financial Officer Conference Call Participants Don Fandetti - Wells Fargo Eric Hagan - BTIG Steve Delaney - Citizen Capital Markets Operator Good day, and welcome to Velocity Financial, Inc's. First Quarter 2025 Conference Call.
Neutral
Business Wire
3 months ago
Velocity Financial, Inc. Reports First Quarter 2025 Results
WESTLAKE VILLAGE, Calif.--(BUSINESS WIRE)--Velocity Financial, Inc. (NYSE: VEL) (Velocity or the Company), a leader in business purpose loans, reported net income of $18.9 million and core net income of $20.3 million for 1Q25, compared to net income of $17.3 million and core net income of $18.2 million for 1Q24. Earnings and core earnings per diluted share were $0.51 and $0.55, respectively, for 1Q25, compared to $0.49 and $0.51 for 1Q24. “We began 2025 with tremendous momentum, delivering a ne.
Positive
Zacks Investment Research
3 months ago
How Velocity Financial (VEL) Stock Stands Out in a Strong Industry
Velocity Financial (VEL) has seen solid earnings estimate revision activity over the past month, and belongs to a strong industry as well.
Positive
Seeking Alpha
4 months ago
Velocity Financial Is Firing On All Cylinders
Velocity Financial produced another strong quarter, with shares still in the same trading range, and management is optimistic about FY25. The company's business is less rate-sensitive, focusing on real estate investors needing capital for property acquisition and management. Velocity's vertically integrated model involves originating, securitizing, and managing loans secured by various real estate types.
Neutral
Seeking Alpha
4 months ago
Velocity Financial, Inc. (VEL) Q4 2024 Earnings Call Transcript
Velocity Financial, Inc. (NYSE:VEL ) Q4 2024 Earnings Conference Call March 6, 2025 5:00 PM ET Company Participants Chris Oltmann - Director, Investor Relations Chris Farrar - President & Chief Executive Officer Mark Szczepaniak - Chief Financial Officer Conference Call Participants Steven Laws - Raymond James Steve Delaney - Citizen Capital Markets Eric Hagan - BTIG Operator Good day and welcome to the Velocity Financial Fourth Quarter and Full Year 2024 Conference Call. All participants will be in listen-only mode.
Positive
Zacks Investment Research
4 months ago
Velocity Financial (VEL) Beats Q4 Earnings and Revenue Estimates
Velocity Financial (VEL) came out with quarterly earnings of $0.60 per share, beating the Zacks Consensus Estimate of $0.47 per share. This compares to earnings of $0.46 per share a year ago.
Neutral
Business Wire
4 months ago
Velocity Financial, Inc. Reports Fourth Quarter and Full Year 2024 Results
WESTLAKE VILLAGE, Calif.--(BUSINESS WIRE)--Velocity Financial, Inc. (NYSE: VEL) (Velocity or the Company), a leader in business purpose loans, reported net income of $68.4 million and core net income of $72.9 million for the full year 2024, compared to net income of $52.3 million and core net income of $53.4 million for the full year 2023. Earnings and core earnings per diluted share were $1.91 and $2.03, respectively, for the full year 2024, compared to $1.52 and $1.54 for the full year 2023.
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