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ZF

Zhang Financial Portfolio holdings

AUM $3.42B
1-Year Est. Return 23.04%
This Fund
S&P 500
This Quarter Est. Return
+7.29%
1 Year Est. Return
+23.04%
3 Year Est. Return
+67.89%
5 Year Est. Return
+72.89%
10 Year Est. Return
+216.66%
AUM
$2.46B
AUM Growth
+$294M
Cap. Flow
+$138M
Cap. Flow %
5.59%
Top 10 Hldgs %
50.39%
Holding
327
New
36
Increased
154
Reduced
83
Closed
11

Top Buys

Rank Stock Value
1
BIV icon
Vanguard Intermediate-Term Bond ETF
BIV
+$25.7M
2
ITOT icon
iShares Core S&P Total US Stock Market ETF
ITOT
+$12.8M
3
VXUS icon
Vanguard Total International Stock ETF
VXUS
+$12.6M
4
AGG icon
iShares Core US Aggregate Bond ETF
AGG
+$6.91M
5
VOO icon
Vanguard S&P 500 ETF
VOO
+$5.61M

Top Sells

Rank Stock Value
1
MGV icon
Vanguard Morningstar Mega Cap Value ETF
MGV
+$1.91M
2
NPB
Northpointe Bancshares
NPB
+$1.38M
3
K
Kellanova
K
+$981K
4
JNJ icon
Johnson & Johnson
JNJ
+$866K
5
VNQ icon
Vanguard Real Estate ETF
VNQ
+$621K

Sector Composition

Rank Sector Weight
1 Technology 6.45%
2 Healthcare 2.95%
3 Financials 2.16%
4 Consumer Discretionary 1.41%
5 Communication Services 1.3%
Name Market Value Portfolio Weight Shares or Principal Change
in Stake 		Capital Flow
SPIB icon
151
State Street SPDR Portfolio Intermediate Term Corporate Bond ETF
SPIB
$11.5B
$1.35M 0.05%
39,872
+43
+0.1% +$1.45K
INTU icon
152
Intuit
INTU
$88.5B
$1.32M 0.05%
1,937
+21
+1% +$15.1K
LIN icon
153
Linde
LIN
$222B
$1.31M 0.05%
2,759
-9
-0.3% -$4.26K
BKMC icon
154
BNY Mellon US Mid Cap Core Equity ETF
BKMC
$670M
$1.3M 0.05%
36,048
-708
-2% -$25.1K
SPSB icon
155
State Street SPDR Portfolio Short Term Corporate Bond ETF
SPSB
$10.7B
$1.29M 0.05%
42,465
+3,540
+9% +$107K
DFAT icon
156
Dimensional US Targeted Value ETF
DFAT
$14.8B
$1.27M 0.05%
21,839
-756
-3% -$43.1K
IYW icon
157
iShares US Technology ETF
IYW
$25.2B
$1.26M 0.05%
6,454
+98
+2% +$17.9K
SLV icon
158
iShares Silver Trust
SLV
$28.8B
$1.26M 0.05%
29,690
– –
MA icon
159
Mastercard
MA
$500B
$1.24M 0.05%
2,179
+150
+7% +$86.1K
BKAG icon
160
BNY Mellon Core Bond ETF
BKAG
$2.23B
$1.24M 0.05%
29,075
-582
-2% -$24.5K
IVE icon
161
iShares S&P 500 Value ETF
IVE
$49.8B
$1.23M 0.05%
5,953
+590
+11% +$119K
MO icon
162
Altria Group
MO
$113B
$1.21M 0.05%
18,307
– –
DFAX icon
163
Dimensional World ex US Core Equity 2 ETF
DFAX
$12.3B
$1.16M 0.05%
37,069
+80
+0.2% +$2.43K
NFLX icon
164
Netflix
NFLX
$305B
$1.15M 0.05%
9,600
+890
+10% +$109K
MCD icon
165
McDonald's
MCD
$189B
$1.12M 0.05%
3,700
+393
+12% +$120K
LCII icon
166
LCI Industries
LCII
$2.58B
$1.1M 0.04%
11,844
– –
QCOM icon
167
Qualcomm
QCOM
$171B
$1.09M 0.04%
6,523
+1,185
+22% +$188K
CL icon
168
Colgate-Palmolive
CL
$73.7B
$1.08M 0.04%
13,455
-1,803
-12% -$154K
CVX icon
169
Chevron
CVX
$379B
$1.07M 0.04%
6,919
+306
+5% +$47.4K
SHOP icon
170
Shopify
SHOP
$160B
$1.06M 0.04%
7,166
-507
-7% -$68.7K
MS icon
171
Morgan Stanley
MS
$342B
$1.06M 0.04%
6,651
+288
+5% +$42.5K
IVOO icon
172
Vanguard S&P Mid-Cap 400 ETF
IVOO
$3.82B
$1.04M 0.04%
9,412
-459
-5% -$49.9K
DIA icon
173
State Street SPDR Dow Jones Industrial Average ETF Trust
DIA
$46.6B
$1.04M 0.04%
2,233
-70
-3% -$31.6K
MDLZ icon
174
Mondelez International
MDLZ
$78.9B
$990K 0.04%
15,841
– –
BAC icon
175
Bank of America
BAC
$441B
$980K 0.04%
18,991
-244
-1% -$11.9K
5 6
7
8 9

Similar funds

CIA
Caledonia Investments (Australia) Sydney NSW, Australia $3.44B AUM 20.03% 1-Year Est. Return
JGC
J. Goldman & Co New York $3.44B AUM 33.8% 1-Year Est. Return
MCM
Marsico Capital Management Denver, Colorado $3.4B AUM 51.58% 1-Year Est. Return
PWP
Perfromance Wealth Partners Hinsdale, Illinois $3.45B AUM 29.14% 1-Year Est. Return
RBA
Richard Bernstein Advisors New York $3.45B AUM 16.24% 1-Year Est. Return
PCM
PAR Capital Management Boston, Massachusetts $3.45B AUM 28.5% 1-Year Est. Return
LNC
Lincoln National Corp Radnor, Pennsylvania $3.45B AUM 12.55% 1-Year Est. Return
BG
Bollard Group Boston, Massachusetts $3.39B AUM 1.06% 1-Year Est. Return

Zhang Financial's Q3 2025 Portfolio in Review

As of Q3 2025, Zhang Financial held 327 positions worth $2.46B, up 14% from $2.17B the previous quarter. Its ten largest holdings account for 50% of the portfolio.

Zhang Financial deployed $138M of net new capital in Q3 2025, opening 36 new positions and adding to 154 existing holdings. Its largest new stake was Zoetis: 16,886 shares worth $2.47M.

By sector, the portfolio is most concentrated in Technology at 6.4% of assets, up from 6.2% a quarter earlier, followed by Healthcare and Financials.

On the sell side, the largest reduction was Vanguard Morningstar Mega Cap Value ETF, an estimated $1.91M trimmed.

  • Zhang Financial's largest Q3 2025 buy was Zoetis: 16,886 shares worth $2.47M.
  • Zhang Financial added most to Vanguard Intermediate-Term Bond ETF in Q3 2025, an estimated $25.7M increase.
  • Zhang Financial's biggest Q3 2025 reduction was Vanguard Morningstar Mega Cap Value ETF, cutting an estimated $1.91M.
  • Zhang Financial fully exited Northpointe Bancshares in Q3 2025, selling an estimated $1.38M.
  • Zhang Financial's ten largest holdings make up 50% of its $2.46B portfolio in Q3 2025.
  • Zhang Financial opened 36 new positions and closed 11 in Q3 2025.
  • Zhang Financial's portfolio value rose 14% quarter-over-quarter to $2.46B.

Based on Zhang Financial's 13F filing for Q3 2025, filed 10 Nov 2025.