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ZF

Zhang Financial Portfolio holdings

AUM $3.42B
1-Year Est. Return 23.04%
This Fund
S&P 500
This Quarter Est. Return
+7.29%
1 Year Est. Return
+23.04%
3 Year Est. Return
+67.89%
5 Year Est. Return
+72.89%
10 Year Est. Return
+216.66%
AUM
$2.46B
AUM Growth
+$294M
Cap. Flow
+$138M
Cap. Flow %
5.59%
Top 10 Hldgs %
50.39%
Holding
327
New
36
Increased
154
Reduced
83
Closed
11

Top Buys

Rank Stock Value
1
BIV icon
Vanguard Intermediate-Term Bond ETF
BIV
+$25.7M
2
ITOT icon
iShares Core S&P Total US Stock Market ETF
ITOT
+$12.8M
3
VXUS icon
Vanguard Total International Stock ETF
VXUS
+$12.6M
4
AGG icon
iShares Core US Aggregate Bond ETF
AGG
+$6.91M
5
VOO icon
Vanguard S&P 500 ETF
VOO
+$5.61M

Top Sells

Rank Stock Value
1
MGV icon
Vanguard Morningstar Mega Cap Value ETF
MGV
+$1.91M
2
NPB
Northpointe Bancshares
NPB
+$1.38M
3
K
Kellanova
K
+$981K
4
JNJ icon
Johnson & Johnson
JNJ
+$866K
5
VNQ icon
Vanguard Real Estate ETF
VNQ
+$621K

Sector Composition

Rank Sector Weight
1 Technology 6.45%
2 Healthcare 2.95%
3 Financials 2.16%
4 Consumer Discretionary 1.41%
5 Communication Services 1.3%
Name Market Value Portfolio Weight Shares or Principal Change
in Stake 		Capital Flow
VGSH icon
126
Vanguard Short-Term Treasury ETF
VGSH
$29.3B
$1.94M 0.08%
32,958
+217
+0.7% +$12.7K
MRK icon
127
Merck
MRK
$316B
$1.9M 0.08%
22,635
+131
+0.6% +$10.8K
IVW icon
128
iShares S&P 500 Growth ETF
IVW
$77.3B
$1.9M 0.08%
15,735
+3,830
+32% +$441K
IWR icon
129
iShares Russell Mid-Cap ETF
IWR
$57.3B
$1.89M 0.08%
19,524
+7
+0% +$664
TIP icon
130
iShares TIPS Bond ETF
TIP
$14.5B
$1.88M 0.08%
16,920
– –
LOW icon
131
Lowe's Companies
LOW
$122B
$1.87M 0.08%
7,453
+9
+0.1% +$2.21K
IJH icon
132
iShares Core S&P Mid-Cap ETF
IJH
$126B
$1.87M 0.08%
28,612
+448
+2% +$28.8K
DFLV icon
133
Dimensional US Large Cap Value ETF
DFLV
$6.88B
$1.85M 0.08%
56,102
-873
-2% -$27.9K
DFIV icon
134
Dimensional International Value ETF
DFIV
$21.4B
$1.84M 0.07%
39,965
+760
+2% +$34K
PM icon
135
Philip Morris
PM
$291B
$1.82M 0.07%
11,221
-20
-0.2% -$3.37K
VSS icon
136
Vanguard FTSE All-World ex-US Small-Cap Index Fund
VSS
$11.6B
$1.8M 0.07%
12,656
+293
+2% +$40.6K
ETN icon
137
Eaton
ETN
$173B
$1.8M 0.07%
4,803
-61
-1% -$22.2K
GKOS icon
138
Glaukos
GKOS
$10.1B
$1.77M 0.07%
+21,717
New +$1.99M
IWF icon
139
iShares Russell 1000 Growth ETF
IWF
$127B
$1.7M 0.07%
14,476
+3,136
+28% +$349K
MELI icon
140
Mercado Libre
MELI
$95.7B
$1.69M 0.07%
724
+3
+0.4% +$7.2K
ORCL icon
141
Oracle
ORCL
$420B
$1.61M 0.07%
5,723
-296
-5% -$75.4K
IJS icon
142
iShares S&P Small-Cap 600 Value ETF
IJS
$8.41B
$1.58M 0.06%
14,288
+7
+0% +$743
SCHD icon
143
Schwab US Dividend Equity ETF
SCHD
$105B
$1.52M 0.06%
55,763
+210
+0.4% +$5.73K
KAI icon
144
Kadant
KAI
$3.95B
$1.51M 0.06%
+5,091
New +$1.66M
EFA icon
145
iShares MSCI EAFE ETF
EFA
$79.3B
$1.51M 0.06%
16,200
+542
+3% +$49.3K
CG icon
146
Carlyle Group
CG
$18.2B
$1.49M 0.06%
23,831
-2,777
-10% -$173K
MDY icon
147
State Street SPDR S&P MIDCAP 400 ETF Trust
MDY
$27.2B
$1.46M 0.06%
2,451
– –
ADBE icon
148
Adobe
ADBE
$102B
$1.44M 0.06%
4,074
+2,543
+166% +$912K
COST icon
149
Costco
COST
$420B
$1.41M 0.06%
1,528
+2
+0.1% +$1.92K
BLK icon
150
Blackrock
BLK
$175B
$1.37M 0.06%
1,172
+120
+11% +$134K
4 5
6
7 8

Similar funds

CIA
Caledonia Investments (Australia) Sydney NSW, Australia $3.44B AUM 20.03% 1-Year Est. Return
JGC
J. Goldman & Co New York $3.44B AUM 33.8% 1-Year Est. Return
MCM
Marsico Capital Management Denver, Colorado $3.4B AUM 51.58% 1-Year Est. Return
PWP
Perfromance Wealth Partners Hinsdale, Illinois $3.45B AUM 29.14% 1-Year Est. Return
RBA
Richard Bernstein Advisors New York $3.45B AUM 16.24% 1-Year Est. Return
PCM
PAR Capital Management Boston, Massachusetts $3.45B AUM 28.5% 1-Year Est. Return
LNC
Lincoln National Corp Radnor, Pennsylvania $3.45B AUM 12.55% 1-Year Est. Return
BG
Bollard Group Boston, Massachusetts $3.39B AUM 1.06% 1-Year Est. Return

Zhang Financial's Q3 2025 Portfolio in Review

As of Q3 2025, Zhang Financial held 327 positions worth $2.46B, up 14% from $2.17B the previous quarter. Its ten largest holdings account for 50% of the portfolio.

Zhang Financial deployed $138M of net new capital in Q3 2025, opening 36 new positions and adding to 154 existing holdings. Its largest new stake was Zoetis: 16,886 shares worth $2.47M.

By sector, the portfolio is most concentrated in Technology at 6.4% of assets, up from 6.2% a quarter earlier, followed by Healthcare and Financials.

On the sell side, the largest reduction was Vanguard Morningstar Mega Cap Value ETF, an estimated $1.91M trimmed.

  • Zhang Financial's largest Q3 2025 buy was Zoetis: 16,886 shares worth $2.47M.
  • Zhang Financial added most to Vanguard Intermediate-Term Bond ETF in Q3 2025, an estimated $25.7M increase.
  • Zhang Financial's biggest Q3 2025 reduction was Vanguard Morningstar Mega Cap Value ETF, cutting an estimated $1.91M.
  • Zhang Financial fully exited Northpointe Bancshares in Q3 2025, selling an estimated $1.38M.
  • Zhang Financial's ten largest holdings make up 50% of its $2.46B portfolio in Q3 2025.
  • Zhang Financial opened 36 new positions and closed 11 in Q3 2025.
  • Zhang Financial's portfolio value rose 14% quarter-over-quarter to $2.46B.

Based on Zhang Financial's 13F filing for Q3 2025, filed 10 Nov 2025.