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ZF

Zhang Financial Portfolio holdings

AUM $3.42B
1-Year Est. Return 23.04%
This Fund
S&P 500
This Quarter Est. Return
+7.29%
1 Year Est. Return
+23.04%
3 Year Est. Return
+67.89%
5 Year Est. Return
+72.89%
10 Year Est. Return
+216.66%
AUM
$2.46B
AUM Growth
+$294M
Cap. Flow
+$138M
Cap. Flow %
5.59%
Top 10 Hldgs %
50.39%
Holding
327
New
36
Increased
154
Reduced
83
Closed
11

Top Buys

Rank Stock Value
1
BIV icon
Vanguard Intermediate-Term Bond ETF
BIV
+$25.7M
2
ITOT icon
iShares Core S&P Total US Stock Market ETF
ITOT
+$12.8M
3
VXUS icon
Vanguard Total International Stock ETF
VXUS
+$12.6M
4
AGG icon
iShares Core US Aggregate Bond ETF
AGG
+$6.91M
5
VOO icon
Vanguard S&P 500 ETF
VOO
+$5.61M

Top Sells

Rank Stock Value
1
MGV icon
Vanguard Morningstar Mega Cap Value ETF
MGV
+$1.91M
2
NPB
Northpointe Bancshares
NPB
+$1.38M
3
K
Kellanova
K
+$981K
4
JNJ icon
Johnson & Johnson
JNJ
+$866K
5
VNQ icon
Vanguard Real Estate ETF
VNQ
+$621K

Sector Composition

Rank Sector Weight
1 Technology 6.45%
2 Healthcare 2.95%
3 Financials 2.16%
4 Consumer Discretionary 1.41%
5 Communication Services 1.3%
Name Market Value Portfolio Weight Shares or Principal Change
in Stake 		Capital Flow
ABBV icon
51
AbbVie
ABBV
$431B
$6.45M 0.26%
27,875
+3,284
+13% +$669K
JPM icon
52
JPMorgan Chase
JPM
$958B
$6.3M 0.26%
19,968
+526
+3% +$156K
MU icon
53
Micron Technology
MU
$1.01T
$6.18M 0.25%
36,961
+1,306
+4% +$167K
DFAS icon
54
Dimensional US Small Cap ETF
DFAS
$15.8B
$6.07M 0.25%
88,712
-42
-0% -$2.8K
MGC icon
55
Vanguard Morningstar Mega Cap ETF
MGC
$10.3B
$5.98M 0.24%
24,496
-228
-0.9% -$53.3K
QQQ icon
56
Invesco QQQ Trust
QQQ
$483B
$5.82M 0.24%
9,694
-225
-2% -$129K
IXUS icon
57
iShares Core MSCI Total International Stock ETF
IXUS
$59.6B
$5.8M 0.24%
70,182
+2,419
+4% +$192K
VONE icon
58
Vanguard Russell 1000 ETF
VONE
$8.55B
$5.72M 0.23%
18,916
+3,426
+22% +$998K
IBM icon
59
IBM
IBM
$219B
$5.65M 0.23%
20,016
+935
+5% +$245K
TSLA icon
60
Tesla
TSLA
$1.29T
$5.4M 0.22%
12,141
+870
+8% +$302K
CAT icon
61
Caterpillar
CAT
$406B
$5.05M 0.21%
10,576
+284
+3% +$121K
KLAC icon
62
KLA
KLAC
$254B
$4.9M 0.2%
45,430
+460
+1% +$42.9K
AMGN icon
63
Amgen
AMGN
$209B
$4.9M 0.2%
17,358
+1,424
+9% +$413K
EFV icon
64
iShares MSCI EAFE Value ETF
EFV
$29.1B
$4.75M 0.19%
69,961
-768
-1% -$50.6K
VGT icon
65
Vanguard Information Technology ETF
VGT
$147B
$4.72M 0.19%
50,560
+448
+0.9% +$39.1K
VONG icon
66
Vanguard Russell 1000 Growth ETF
VONG
$44.9B
$4.67M 0.19%
38,742
-1,303
-3% -$149K
MUB icon
67
iShares National Muni Bond ETF
MUB
$45.4B
$4.66M 0.19%
43,754
+11,637
+36% +$1.22M
CSCO icon
68
Cisco
CSCO
$476B
$4.64M 0.19%
67,885
+3,862
+6% +$263K
GS icon
69
Goldman Sachs
GS
$313B
$4.56M 0.19%
5,722
-121
-2% -$89.7K
AXP icon
70
American Express
AXP
$235B
$4.44M 0.18%
13,359
+1,126
+9% +$358K
VIG icon
71
Vanguard Dividend Appreciation ETF
VIG
$113B
$4.38M 0.18%
20,305
+183
+0.9% +$38.4K
VNQ icon
72
Vanguard Real Estate ETF
VNQ
$39.2B
$4.31M 0.18%
47,122
-6,841
-13% -$621K
VYMI icon
73
Vanguard International High Dividend Yield ETF
VYMI
$20.7B
$4.24M 0.17%
50,068
+126
+0.3% +$10.4K
PG icon
74
Procter & Gamble
PG
$343B
$4.23M 0.17%
27,535
+1,749
+7% +$273K
ICSH icon
75
iShares Ultra Short Duration Bond Active ETF
ICSH
$8.12B
$3.83M 0.16%
75,559
+2,047
+3% +$104K
1 2
3
4 5

Similar funds

CIA
Caledonia Investments (Australia) Sydney NSW, Australia $3.44B AUM 20.03% 1-Year Est. Return
JGC
J. Goldman & Co New York $3.44B AUM 33.8% 1-Year Est. Return
MCM
Marsico Capital Management Denver, Colorado $3.4B AUM 51.58% 1-Year Est. Return
PWP
Perfromance Wealth Partners Hinsdale, Illinois $3.45B AUM 29.14% 1-Year Est. Return
RBA
Richard Bernstein Advisors New York $3.45B AUM 16.24% 1-Year Est. Return
PCM
PAR Capital Management Boston, Massachusetts $3.45B AUM 28.5% 1-Year Est. Return
LNC
Lincoln National Corp Radnor, Pennsylvania $3.45B AUM 12.55% 1-Year Est. Return
BG
Bollard Group Boston, Massachusetts $3.39B AUM 1.06% 1-Year Est. Return

Zhang Financial's Q3 2025 Portfolio in Review

As of Q3 2025, Zhang Financial held 327 positions worth $2.46B, up 14% from $2.17B the previous quarter. Its ten largest holdings account for 50% of the portfolio.

Zhang Financial deployed $138M of net new capital in Q3 2025, opening 36 new positions and adding to 154 existing holdings. Its largest new stake was Zoetis: 16,886 shares worth $2.47M.

By sector, the portfolio is most concentrated in Technology at 6.4% of assets, up from 6.2% a quarter earlier, followed by Healthcare and Financials.

On the sell side, the largest reduction was Vanguard Morningstar Mega Cap Value ETF, an estimated $1.91M trimmed.

  • Zhang Financial's largest Q3 2025 buy was Zoetis: 16,886 shares worth $2.47M.
  • Zhang Financial added most to Vanguard Intermediate-Term Bond ETF in Q3 2025, an estimated $25.7M increase.
  • Zhang Financial's biggest Q3 2025 reduction was Vanguard Morningstar Mega Cap Value ETF, cutting an estimated $1.91M.
  • Zhang Financial fully exited Northpointe Bancshares in Q3 2025, selling an estimated $1.38M.
  • Zhang Financial's ten largest holdings make up 50% of its $2.46B portfolio in Q3 2025.
  • Zhang Financial opened 36 new positions and closed 11 in Q3 2025.
  • Zhang Financial's portfolio value rose 14% quarter-over-quarter to $2.46B.

Based on Zhang Financial's 13F filing for Q3 2025, filed 10 Nov 2025.