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ZF

Zhang Financial Portfolio holdings

AUM $3.42B
1-Year Est. Return 23.04%
This Fund
S&P 500
This Quarter Est. Return
+2.55%
1 Year Est. Return
+23.04%
3 Year Est. Return
+67.89%
5 Year Est. Return
+72.89%
10 Year Est. Return
+216.66%
AUM
$2.68B
AUM Growth
+$220M
Cap. Flow
+$163M
Cap. Flow %
6.1%
Top 10 Hldgs %
49.81%
Holding
348
New
32
Increased
183
Reduced
74
Closed
9

Top Buys

Rank Stock Value
1
BIV icon
Vanguard Intermediate-Term Bond ETF
BIV
+$30M
2
AGG icon
iShares Core US Aggregate Bond ETF
AGG
+$16.7M
3
VCRB icon
Vanguard Core Bond ETF
VCRB
+$15.8M
4
ITOT icon
iShares Core S&P Total US Stock Market ETF
ITOT
+$12.1M
5
VXUS icon
Vanguard Total International Stock ETF
VXUS
+$10.4M

Top Sells

Rank Stock Value
1
AXP icon
American Express
AXP
+$4.44M
2
PH icon
Parker-Hannifin
PH
+$2.16M
3
AMAT icon
Applied Materials
AMAT
+$2.1M
4
VBR icon
Vanguard Morningstar Small-Cap Value ETF
VBR
+$1.95M
5
SYK icon
Stryker
SYK
+$1.32M

Sector Composition

Rank Sector Weight
1 Technology 6.4%
2 Healthcare 2.74%
3 Financials 2.1%
4 Communication Services 1.39%
5 Consumer Discretionary 1.34%
Name Market Value Portfolio Weight Shares or Principal Change
in Stake 		Capital Flow
SPTM icon
26
State Street SPDR Portfolio S&P 1500 Composite Stock Market ETF
SPTM
$13.6B
$21.8M 0.81%
263,693
-3,271
-1% -$267K
VOOV icon
27
Vanguard S&P 500 Value ETF
VOOV
$6.59B
$21.2M 0.79%
103,413
-2,469
-2% -$500K
DFSV
28
Dimensional US Small Cap Value ETF
DFSV
$8.19B
$20.9M 0.78%
635,274
+6,399
+1% +$206K
MGK icon
29
Vanguard Morningstar Mega Cap Growth ETF
MGK
$32.5B
$20.3M 0.76%
246,345
+7,455
+3% +$612K
VEA icon
30
Vanguard FTSE Developed Markets ETF
VEA
$229B
$19.6M 0.73%
314,532
+11,210
+4% +$687K
GOOGL icon
31
Alphabet (Google) Class A
GOOGL
$4.36T
$18.6M 0.69%
59,524
-465
-0.8% -$133K
VCRB icon
32
Vanguard Core Bond ETF
VCRB
$7.18B
$18.6M 0.69%
238,864
+201,115
+533% +$15.8M
IWN icon
33
iShares Russell 2000 Value ETF
IWN
$14.3B
$18.1M 0.68%
99,955
-2,363
-2% -$424K
IVV icon
34
iShares Core S&P 500 ETF
IVV
$878B
$17.6M 0.66%
25,662
-874
-3% -$593K
SCHB icon
35
Schwab US Broad Market ETF
SCHB
$43.2B
$17M 0.63%
648,395
-2,411
-0.4% -$62.8K
AVUV icon
36
Avantis US Small Cap Value ETF
AVUV
$30.3B
$16.7M 0.62%
164,133
+26,379
+19% +$2.64M
AMZN icon
37
Amazon
AMZN
$2.92T
$16.3M 0.61%
70,609
+2,924
+4% +$669K
IBIT icon
38
iShares Bitcoin Trust
IBIT
$46.7B
$16.2M 0.61%
327,153
+17,933
+6% +$1.02M
SPY icon
39
State Street SPDR S&P 500 ETF Trust
SPY
$790B
$14.3M 0.53%
20,960
+3,300
+19% +$2.23M
BRK.B icon
40
Berkshire Hathaway Class B
BRK.B
$1.1T
$13M 0.49%
25,933
+1,098
+4% +$546K
SCHF icon
41
Schwab International Equity ETF
SCHF
$66.6B
$12.5M 0.46%
518,515
+6,002
+1% +$143K
VTV icon
42
Vanguard Morningstar Value ETF
VTV
$188B
$12.4M 0.46%
64,782
-463
-0.7% -$87.1K
VWO icon
43
Vanguard FTSE Emerging Markets ETF
VWO
$121B
$12.3M 0.46%
227,963
+3,061
+1% +$166K
META icon
44
Meta Platforms (Facebook)
META
$1.42T
$11.4M 0.43%
17,302
+2,420
+16% +$1.62M
SPMD icon
45
State Street SPDR Portfolio S&P 400 Mid Cap ETF
SPMD
$18.2B
$10.2M 0.38%
176,251
+3,179
+2% +$183K
MU icon
46
Micron Technology
MU
$930B
$9.67M 0.36%
33,892
-3,069
-8% -$704K
GLDM icon
47
SPDR Gold MiniShares Trust
GLDM
$27.5B
$8.37M 0.31%
98,084
-6,429
-6% -$528K
EMXC icon
48
iShares MSCI Emerging Markets ex China ETF
EMXC
$23.5B
$8.26M 0.31%
113,675
+795
+0.7% +$56.4K
AVGO icon
49
Broadcom
AVGO
$1.85T
$8.18M 0.31%
23,634
+1,817
+8% +$650K
SUB icon
50
iShares Short-Term National Muni Bond ETF
SUB
$11.4B
$7.92M 0.3%
74,231
+2,529
+4% +$269K
1
2
3 4 5

Similar funds

CCM
Check Capital Management Costa Mesa, California $3.44B AUM 9.15% 1-Year Est. Return
CIA
Caledonia Investments (Australia) Sydney NSW, Australia $3.44B AUM 20.03% 1-Year Est. Return
JGC
J. Goldman & Co New York $3.44B AUM 33.8% 1-Year Est. Return
MCM
Marsico Capital Management Denver, Colorado $3.4B AUM 51.58% 1-Year Est. Return
PWP
Perfromance Wealth Partners Hinsdale, Illinois $3.45B AUM 29.14% 1-Year Est. Return
RBA
Richard Bernstein Advisors New York $3.45B AUM 16.24% 1-Year Est. Return
PCM
PAR Capital Management Boston, Massachusetts $3.45B AUM 28.5% 1-Year Est. Return
LNC
Lincoln National Corp Radnor, Pennsylvania $3.45B AUM 12.55% 1-Year Est. Return

Zhang Financial's Q4 2025 Portfolio in Review

As of Q4 2025, Zhang Financial held 348 positions worth $2.68B, up 8.9% from $2.46B the previous quarter. Its ten largest holdings account for 50% of the portfolio.

Zhang Financial deployed $163M of net new capital in Q4 2025, opening 32 new positions and adding to 183 existing holdings. Its largest new stake was Vanguard Ultra-Short Treasury ETF: 21,399 shares worth $1.61M.

By sector, the portfolio is most concentrated in Technology at 6.4% of assets, down from 6.4% a quarter earlier, followed by Healthcare and Financials.

On the sell side, the largest reduction was Parker-Hannifin, an estimated $2.16M trimmed.

  • Zhang Financial's largest Q4 2025 buy was Vanguard Ultra-Short Treasury ETF: 21,399 shares worth $1.61M.
  • Zhang Financial added most to Vanguard Intermediate-Term Bond ETF in Q4 2025, an estimated $30M increase.
  • Zhang Financial's biggest Q4 2025 reduction was Parker-Hannifin, cutting an estimated $2.16M.
  • Zhang Financial fully exited American Express in Q4 2025, selling an estimated $4.44M.
  • Zhang Financial's ten largest holdings make up 50% of its $2.68B portfolio in Q4 2025.
  • Zhang Financial opened 32 new positions and closed 9 in Q4 2025.
  • Zhang Financial's portfolio value rose 8.9% quarter-over-quarter to $2.68B.

Based on Zhang Financial's 13F filing for Q4 2025, filed 10 Feb 2026.