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ZF

Zhang Financial Portfolio holdings

AUM $3.42B
1-Year Est. Return 23.04%
This Fund
S&P 500
This Quarter Est. Return
+2.55%
1 Year Est. Return
+23.04%
3 Year Est. Return
+67.89%
5 Year Est. Return
+72.89%
10 Year Est. Return
+216.66%
AUM
$2.68B
AUM Growth
+$220M
Cap. Flow
+$163M
Cap. Flow %
6.1%
Top 10 Hldgs %
49.81%
Holding
348
New
32
Increased
183
Reduced
74
Closed
9

Top Buys

Rank Stock Value
1
BIV icon
Vanguard Intermediate-Term Bond ETF
BIV
+$30M
2
AGG icon
iShares Core US Aggregate Bond ETF
AGG
+$16.7M
3
VCRB icon
Vanguard Core Bond ETF
VCRB
+$15.8M
4
ITOT icon
iShares Core S&P Total US Stock Market ETF
ITOT
+$12.1M
5
VXUS icon
Vanguard Total International Stock ETF
VXUS
+$10.4M

Top Sells

Rank Stock Value
1
AXP icon
American Express
AXP
+$4.44M
2
PH icon
Parker-Hannifin
PH
+$2.16M
3
AMAT icon
Applied Materials
AMAT
+$2.1M
4
VBR icon
Vanguard Morningstar Small-Cap Value ETF
VBR
+$1.95M
5
SYK icon
Stryker
SYK
+$1.32M

Sector Composition

Rank Sector Weight
1 Technology 6.4%
2 Healthcare 2.74%
3 Financials 2.1%
4 Communication Services 1.39%
5 Consumer Discretionary 1.34%
Name Market Value Portfolio Weight Shares or Principal Change
in Stake 		Capital Flow
VGIT icon
251
Vanguard Intermediate-Term Treasury ETF
VGIT
$41.7B
$357K 0.01%
5,961
+2,217
+59% +$133K
EEM icon
252
iShares MSCI Emerging Markets ETF
EEM
$29.5B
$346K 0.01%
+6,331
New +$344K
BNDX icon
253
Vanguard Total International Bond ETF
BNDX
$82.3B
$343K 0.01%
7,096
+946
+15% +$46.7K
VSGX icon
254
Vanguard ESG International Stock ETF
VSGX
$6.69B
$342K 0.01%
4,774
– –
MTUM icon
255
iShares MSCI USA Momentum Factor ETF
MTUM
$26.3B
$340K 0.01%
1,357
+357
+36% +$89.6K
UBS icon
256
UBS Group
UBS
$176B
$337K 0.01%
7,273
– –
C icon
257
Citigroup
C
$231B
$333K 0.01%
+2,852
New +$296K
GEV icon
258
GE Vernova
GEV
$271B
$331K 0.01%
506
+23
+5% +$14K
DE icon
259
Deere & Co
DE
$165B
$330K 0.01%
+710
New +$333K
RLJ.PRA icon
260
RLJ Lodging Trust $1.95 Series A Preferred Stock
RLJ.PRA
$323M
$328K 0.01%
13,185
+252
+2% +$6.36K
WM icon
261
Waste Management
WM
$89.7B
$325K 0.01%
1,481
-22
-1% -$4.69K
ORLY icon
262
O'Reilly Automotive
ORLY
$76.3B
$324K 0.01%
3,547
+172
+5% +$16.8K
MKL icon
263
Markel Group
MKL
$23.3B
$320K 0.01%
149
+36
+32% +$72.9K
SPYM
264
State Street SPDR Portfolio S&P 500 ETF
SPYM
$167B
$320K 0.01%
+3,988
New +$317K
CHCO icon
265
City Holding Co
CHCO
$2.06B
$318K 0.01%
2,669
-195
-7% -$23.7K
AMD icon
266
Advanced Micro Devices
AMD
$786B
$315K 0.01%
+1,473
New +$331K
TEVA icon
267
Teva Pharmaceuticals
TEVA
$40.5B
$312K 0.01%
10,000
-6,700
-40% -$165K
VOT icon
268
Vanguard Morningstar Mid-Cap Growth ETF
VOT
$19.9B
$310K 0.01%
1,111
+1
+0.1% +$286
COKE icon
269
Coca-Cola Consolidated
COKE
$12.3B
$307K 0.01%
2,000
– –
VMBS icon
270
Vanguard Mortgage-Backed Securities ETF
VMBS
$15.4B
$306K 0.01%
+6,509
New +$307K
BMY icon
271
Bristol-Myers Squibb
BMY
$130B
$305K 0.01%
5,650
-314
-5% -$15.1K
TLT icon
272
iShares 20+ Year Treasury Bond ETF
TLT
$41.8B
$304K 0.01%
+3,483
New +$311K
SPLV icon
273
Invesco S&P 500 Low Volatility ETF
SPLV
$7.22B
$302K 0.01%
4,227
– –
CEG icon
274
Constellation Energy
CEG
$94.7B
$301K 0.01%
853
+34
+4% +$12.4K
TMO icon
275
Thermo Fisher Scientific
TMO
$214B
$298K 0.01%
514
+75
+17% +$42.4K
9 10
11
12 13

Similar funds

CIA
Caledonia Investments (Australia) Sydney NSW, Australia $3.44B AUM 20.03% 1-Year Est. Return
JGC
J. Goldman & Co New York $3.44B AUM 33.8% 1-Year Est. Return
MCM
Marsico Capital Management Denver, Colorado $3.4B AUM 51.58% 1-Year Est. Return
PWP
Perfromance Wealth Partners Hinsdale, Illinois $3.45B AUM 29.14% 1-Year Est. Return
RBA
Richard Bernstein Advisors New York $3.45B AUM 16.24% 1-Year Est. Return
PCM
PAR Capital Management Boston, Massachusetts $3.45B AUM 28.5% 1-Year Est. Return
LNC
Lincoln National Corp Radnor, Pennsylvania $3.45B AUM 12.55% 1-Year Est. Return
BG
Bollard Group Boston, Massachusetts $3.39B AUM 1.06% 1-Year Est. Return

Zhang Financial's Q4 2025 Portfolio in Review

As of Q4 2025, Zhang Financial held 348 positions worth $2.68B, up 8.9% from $2.46B the previous quarter. Its ten largest holdings account for 50% of the portfolio.

Zhang Financial deployed $163M of net new capital in Q4 2025, opening 32 new positions and adding to 183 existing holdings. Its largest new stake was Vanguard Ultra-Short Treasury ETF: 21,399 shares worth $1.61M.

By sector, the portfolio is most concentrated in Technology at 6.4% of assets, down from 6.4% a quarter earlier, followed by Healthcare and Financials.

On the sell side, the largest reduction was Parker-Hannifin, an estimated $2.16M trimmed.

  • Zhang Financial's largest Q4 2025 buy was Vanguard Ultra-Short Treasury ETF: 21,399 shares worth $1.61M.
  • Zhang Financial added most to Vanguard Intermediate-Term Bond ETF in Q4 2025, an estimated $30M increase.
  • Zhang Financial's biggest Q4 2025 reduction was Parker-Hannifin, cutting an estimated $2.16M.
  • Zhang Financial fully exited American Express in Q4 2025, selling an estimated $4.44M.
  • Zhang Financial's ten largest holdings make up 50% of its $2.68B portfolio in Q4 2025.
  • Zhang Financial opened 32 new positions and closed 9 in Q4 2025.
  • Zhang Financial's portfolio value rose 8.9% quarter-over-quarter to $2.68B.

Based on Zhang Financial's 13F filing for Q4 2025, filed 10 Feb 2026.