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ZF

Zhang Financial Portfolio holdings

AUM $3.42B
1-Year Est. Return 23.04%
This Fund
S&P 500
This Quarter Est. Return
+7.29%
1 Year Est. Return
+23.04%
3 Year Est. Return
+67.89%
5 Year Est. Return
+72.89%
10 Year Est. Return
+216.66%
AUM
$2.46B
AUM Growth
+$294M
Cap. Flow
+$138M
Cap. Flow %
5.59%
Top 10 Hldgs %
50.39%
Holding
327
New
36
Increased
154
Reduced
83
Closed
11

Top Buys

Rank Stock Value
1
BIV icon
Vanguard Intermediate-Term Bond ETF
BIV
+$25.7M
2
ITOT icon
iShares Core S&P Total US Stock Market ETF
ITOT
+$12.8M
3
VXUS icon
Vanguard Total International Stock ETF
VXUS
+$12.6M
4
AGG icon
iShares Core US Aggregate Bond ETF
AGG
+$6.91M
5
VOO icon
Vanguard S&P 500 ETF
VOO
+$5.61M

Top Sells

Rank Stock Value
1
MGV icon
Vanguard Morningstar Mega Cap Value ETF
MGV
+$1.91M
2
NPB
Northpointe Bancshares
NPB
+$1.38M
3
K
Kellanova
K
+$981K
4
JNJ icon
Johnson & Johnson
JNJ
+$866K
5
VNQ icon
Vanguard Real Estate ETF
VNQ
+$621K

Sector Composition

Rank Sector Weight
1 Technology 6.45%
2 Healthcare 2.95%
3 Financials 2.16%
4 Consumer Discretionary 1.41%
5 Communication Services 1.3%
Name Market Value Portfolio Weight Shares or Principal Change
in Stake 		Capital Flow
TEVA icon
251
Teva Pharmaceuticals
TEVA
$40.6B
$337K 0.01%
16,700
-600
-3% -$10.5K
DHR icon
252
Danaher
DHR
$141B
$337K 0.01%
1,700
-52
-3% -$10.3K
WM icon
253
Waste Management
WM
$91.5B
$332K 0.01%
1,503
-107
-7% -$24.1K
VSGX icon
254
Vanguard ESG International Stock ETF
VSGX
$6.66B
$331K 0.01%
4,774
+1,422
+42% +$95.5K
RLJ.PRA icon
255
RLJ Lodging Trust $1.95 Series A Preferred Stock
RLJ.PRA
$322M
$326K 0.01%
12,933
+253
+2% +$6.26K
VOT icon
256
Vanguard Morningstar Mid-Cap Growth ETF
VOT
$19.6B
$326K 0.01%
1,110
-1
-0.1% -$288
TJX icon
257
TJX Companies
TJX
$179B
$321K 0.01%
2,219
-137
-6% -$18.2K
BA icon
258
Boeing
BA
$184B
$320K 0.01%
1,482
-34
-2% -$7.67K
DTE icon
259
DTE Energy
DTE
$29.1B
$320K 0.01%
+2,261
New +$310K
VLO icon
260
Valero Energy
VLO
$87.2B
$317K 0.01%
1,864
– –
SPLV icon
261
Invesco S&P 500 Low Volatility ETF
SPLV
$7.22B
$311K 0.01%
4,227
– –
HYBB icon
262
iShares BB Rated Corporate Bond ETF
HYBB
$427M
$305K 0.01%
6,456
+2,142
+50% +$101K
BNDX icon
263
Vanguard Total International Bond ETF
BNDX
$82.1B
$304K 0.01%
+6,150
New +$303K
SO icon
264
Southern Company
SO
$107B
$303K 0.01%
3,193
-2
-0.1% -$187
UBS icon
265
UBS Group
UBS
$173B
$298K 0.01%
7,273
-1,242
-15% -$48.2K
GEV icon
266
GE Vernova
GEV
$266B
$297K 0.01%
483
+50
+12% +$30.3K
GIS icon
267
General Mills
GIS
$19.3B
$288K 0.01%
5,705
-40
-0.7% -$2.01K
IYC icon
268
iShares US Consumer Discretionary ETF
IYC
$1.21B
$287K 0.01%
2,734
– –
NSC icon
269
Norfolk Southern
NSC
$76.9B
$281K 0.01%
934
-7
-0.7% -$1.95K
WOR icon
270
Worthington Enterprises
WOR
$2.83B
$277K 0.01%
+5,000
New +$315K
VFH icon
271
Vanguard Financials ETF
VFH
$13.7B
$277K 0.01%
2,114
– –
CEG icon
272
Constellation Energy
CEG
$93.2B
$270K 0.01%
819
+122
+18% +$39.4K
BMY icon
273
Bristol-Myers Squibb
BMY
$131B
$269K 0.01%
5,964
-516
-8% -$24.1K
HOMZ icon
274
Hoya Capital Housing ETF
HOMZ
$36.2M
$265K 0.01%
+5,623
New +$261K
MTUM icon
275
iShares MSCI USA Momentum Factor ETF
MTUM
$26.1B
$256K 0.01%
+1,000
New +$245K
9 10
11
12 13

Similar funds

CIA
Caledonia Investments (Australia) Sydney NSW, Australia $3.44B AUM 20.03% 1-Year Est. Return
JGC
J. Goldman & Co New York $3.44B AUM 33.82% 1-Year Est. Return
MCM
Marsico Capital Management Denver, Colorado $3.4B AUM 51.58% 1-Year Est. Return
PWP
Perfromance Wealth Partners Hinsdale, Illinois $3.45B AUM 29.14% 1-Year Est. Return
RBA
Richard Bernstein Advisors New York $3.45B AUM 16.24% 1-Year Est. Return
PCM
PAR Capital Management Boston, Massachusetts $3.45B AUM 28.5% 1-Year Est. Return
LNC
Lincoln National Corp Radnor, Pennsylvania $3.45B AUM 12.55% 1-Year Est. Return
BG
Bollard Group Boston, Massachusetts $3.39B AUM 1.06% 1-Year Est. Return

Zhang Financial's Q3 2025 Portfolio in Review

As of Q3 2025, Zhang Financial held 327 positions worth $2.46B, up 14% from $2.17B the previous quarter. Its ten largest holdings account for 50% of the portfolio.

Zhang Financial deployed $138M of net new capital in Q3 2025, opening 36 new positions and adding to 154 existing holdings. Its largest new stake was Zoetis: 16,886 shares worth $2.47M.

By sector, the portfolio is most concentrated in Technology at 6.4% of assets, up from 6.2% a quarter earlier, followed by Healthcare and Financials.

On the sell side, the largest reduction was Vanguard Morningstar Mega Cap Value ETF, an estimated $1.91M trimmed.

  • Zhang Financial's largest Q3 2025 buy was Zoetis: 16,886 shares worth $2.47M.
  • Zhang Financial added most to Vanguard Intermediate-Term Bond ETF in Q3 2025, an estimated $25.7M increase.
  • Zhang Financial's biggest Q3 2025 reduction was Vanguard Morningstar Mega Cap Value ETF, cutting an estimated $1.91M.
  • Zhang Financial fully exited Northpointe Bancshares in Q3 2025, selling an estimated $1.38M.
  • Zhang Financial's ten largest holdings make up 50% of its $2.46B portfolio in Q3 2025.
  • Zhang Financial opened 36 new positions and closed 11 in Q3 2025.
  • Zhang Financial's portfolio value rose 14% quarter-over-quarter to $2.46B.

Based on Zhang Financial's 13F filing for Q3 2025, filed 10 Nov 2025.