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ZF

Zhang Financial Portfolio holdings

AUM $3.42B
1-Year Est. Return 23.04%
This Fund
S&P 500
This Quarter Est. Return
+7.29%
1 Year Est. Return
+23.04%
3 Year Est. Return
+67.89%
5 Year Est. Return
+72.89%
10 Year Est. Return
+216.66%
AUM
$2.46B
AUM Growth
+$294M
Cap. Flow
+$138M
Cap. Flow %
5.59%
Top 10 Hldgs %
50.39%
Holding
327
New
36
Increased
154
Reduced
83
Closed
11

Top Buys

Rank Stock Value
1
BIV icon
Vanguard Intermediate-Term Bond ETF
BIV
+$25.7M
2
ITOT icon
iShares Core S&P Total US Stock Market ETF
ITOT
+$12.8M
3
VXUS icon
Vanguard Total International Stock ETF
VXUS
+$12.6M
4
AGG icon
iShares Core US Aggregate Bond ETF
AGG
+$6.91M
5
VOO icon
Vanguard S&P 500 ETF
VOO
+$5.61M

Top Sells

Rank Stock Value
1
MGV icon
Vanguard Morningstar Mega Cap Value ETF
MGV
+$1.91M
2
NPB
Northpointe Bancshares
NPB
+$1.38M
3
K
Kellanova
K
+$981K
4
JNJ icon
Johnson & Johnson
JNJ
+$866K
5
VNQ icon
Vanguard Real Estate ETF
VNQ
+$621K

Sector Composition

Rank Sector Weight
1 Technology 6.45%
2 Healthcare 2.95%
3 Financials 2.16%
4 Consumer Discretionary 1.41%
5 Communication Services 1.3%
Name Market Value Portfolio Weight Shares or Principal Change
in Stake 		Capital Flow
MET icon
226
MetLife
MET
$61.9B
$441K 0.02%
5,351
– –
PFE icon
227
Pfizer
PFE
$147B
$439K 0.02%
17,226
-4,814
-22% -$119K
GLD icon
228
SPDR Gold Trust
GLD
$138B
$435K 0.02%
1,224
– –
QUAL icon
229
iShares MSCI USA Quality Factor ETF
QUAL
$47.7B
$434K 0.02%
2,231
+1
+0% +$188
CVCO icon
230
Cavco Industries
CVCO
$4.52B
$429K 0.02%
738
– –
DCOR icon
231
Dimensional US Core Equity 1 ETF
DCOR
$3.43B
$392K 0.02%
+5,452
New +$379K
CMI icon
232
Cummins
CMI
$89.5B
$388K 0.02%
920
– –
VCIT icon
233
Vanguard Intermediate-Term Corporate Bond ETF
VCIT
$66.3B
$386K 0.02%
4,595
– –
DD icon
234
DuPont de Nemours
DD
$19.9B
$383K 0.02%
3,913
-912
-19% -$85.9K
AVIV icon
235
Avantis International Large Cap Value ETF
AVIV
$2.03B
$381K 0.02%
5,654
– –
SCHP icon
236
Schwab US TIPS ETF
SCHP
$16.3B
$378K 0.02%
14,024
-815
-5% -$21.8K
STT icon
237
State Street
STT
$51.4B
$377K 0.02%
3,247
– –
NEM icon
238
Newmont
NEM
$110B
$373K 0.02%
+4,428
New +$309K
EMR icon
239
Emerson Electric
EMR
$90.6B
$369K 0.02%
+2,816
New +$384K
APOG icon
240
Apogee Enterprises
APOG
$897M
$366K 0.01%
8,396
-747
-8% -$32.1K
ORLY icon
241
O'Reilly Automotive
ORLY
$76.3B
$364K 0.01%
3,375
-15
-0.4% -$1.51K
CHCO icon
242
City Holding Co
CHCO
$2.05B
$355K 0.01%
2,864
+18
+0.6% +$2.26K
K
243
DELISTED
Kellanova
K
$354K 0.01%
4,315
-12,327
-74% -$981K
VPL icon
244
Vanguard FTSE Pacific ETF
VPL
$8.37B
$353K 0.01%
4,015
-391
-9% -$33.3K
IJJ icon
245
iShares S&P Mid-Cap 400 Value ETF
IJJ
$8.96B
$350K 0.01%
2,696
+2
+0.1% +$256
EFIV icon
246
State Street SPDR S&P 500 ESG ETF
EFIV
$1.03B
$349K 0.01%
5,489
+2
+0% +$122
GBTC icon
247
Grayscale Bitcoin Trust
GBTC
$9.74B
$343K 0.01%
3,819
– –
WPM icon
248
Wheaton Precious Metals
WPM
$55.8B
$343K 0.01%
+3,064
New +$299K
QRVO icon
249
Qorvo
QRVO
$8.4B
$342K 0.01%
3,750
– –
DUHP icon
250
Dimensional US High Profitability ETF
DUHP
$12.6B
$338K 0.01%
8,948
+11
+0.1% +$403
8 9
10
11 12

Similar funds

CIA
Caledonia Investments (Australia) Sydney NSW, Australia $3.44B AUM 20.03% 1-Year Est. Return
JGC
J. Goldman & Co New York $3.44B AUM 33.82% 1-Year Est. Return
MCM
Marsico Capital Management Denver, Colorado $3.4B AUM 51.58% 1-Year Est. Return
PWP
Perfromance Wealth Partners Hinsdale, Illinois $3.45B AUM 29.14% 1-Year Est. Return
RBA
Richard Bernstein Advisors New York $3.45B AUM 16.24% 1-Year Est. Return
PCM
PAR Capital Management Boston, Massachusetts $3.45B AUM 28.5% 1-Year Est. Return
LNC
Lincoln National Corp Radnor, Pennsylvania $3.45B AUM 12.55% 1-Year Est. Return
BG
Bollard Group Boston, Massachusetts $3.39B AUM 1.06% 1-Year Est. Return

Zhang Financial's Q3 2025 Portfolio in Review

As of Q3 2025, Zhang Financial held 327 positions worth $2.46B, up 14% from $2.17B the previous quarter. Its ten largest holdings account for 50% of the portfolio.

Zhang Financial deployed $138M of net new capital in Q3 2025, opening 36 new positions and adding to 154 existing holdings. Its largest new stake was Zoetis: 16,886 shares worth $2.47M.

By sector, the portfolio is most concentrated in Technology at 6.4% of assets, up from 6.2% a quarter earlier, followed by Healthcare and Financials.

On the sell side, the largest reduction was Vanguard Morningstar Mega Cap Value ETF, an estimated $1.91M trimmed.

  • Zhang Financial's largest Q3 2025 buy was Zoetis: 16,886 shares worth $2.47M.
  • Zhang Financial added most to Vanguard Intermediate-Term Bond ETF in Q3 2025, an estimated $25.7M increase.
  • Zhang Financial's biggest Q3 2025 reduction was Vanguard Morningstar Mega Cap Value ETF, cutting an estimated $1.91M.
  • Zhang Financial fully exited Northpointe Bancshares in Q3 2025, selling an estimated $1.38M.
  • Zhang Financial's ten largest holdings make up 50% of its $2.46B portfolio in Q3 2025.
  • Zhang Financial opened 36 new positions and closed 11 in Q3 2025.
  • Zhang Financial's portfolio value rose 14% quarter-over-quarter to $2.46B.

Based on Zhang Financial's 13F filing for Q3 2025, filed 10 Nov 2025.