We are live on ! Find out more
RGF

Retirement Guys Formula Portfolio holdings

AUM $217M
1-Year Est. Return 19.54%
This Fund
S&P 500
This Quarter Est. Return
+1.09%
1 Year Est. Return
+19.54%
3 Year Est. Return
+57.64%
5 Year Est. Return
–
10 Year Est. Return
–
AUM
$219M
AUM Growth
-$64.9M
Cap. Flow
-$66.8M
Cap. Flow %
-30.46%
Top 10 Hldgs %
24.24%
Holding
180
New
11
Increased
63
Reduced
69
Closed
30

Top Buys

Rank Stock Value
1
PDEC icon
Innovator US Equity Power Buffer ETF December
PDEC
+$1.71M
2
PG icon
Procter & Gamble
PG
+$992K
3
KO icon
Coca-Cola
KO
+$985K
4
T icon
AT&T
T
+$960K
5
JPST icon
JPMorgan Ultra-Short Income ETF
JPST
+$783K

Top Sells

Rank Stock Value
1
SCHG icon
Schwab US Large-Cap Growth ETF
SCHG
+$13.9M
2
PSFF icon
Pacer Swan SOS Fund of Funds ETF
PSFF
+$13.8M
3
SCHV
Schwab US Large-Cap Value ETF
SCHV
+$6.63M
4
VWO icon
Vanguard FTSE Emerging Markets ETF
VWO
+$5.5M
5
AAAU icon
Goldman Sachs Physical Gold ETF Shares
AAAU
+$4.89M

Sector Composition

Rank Sector Weight
1 Technology 11.75%
2 Healthcare 8.17%
3 Consumer Staples 7.41%
4 Communication Services 4.28%
5 Industrials 3.9%
Name Market Value Portfolio Weight Shares or Principal Change
in Stake 		Capital Flow
WM icon
76
Waste Management
WM
$95B
$1.13M 0.52%
5,165
-41
-0.8% -$8.74K
SCHD icon
77
Schwab US Dividend Equity ETF
SCHD
$104B
$1.13M 0.52%
41,350
+113
+0.3% +$3.07K
EZBC icon
78
Franklin Bitcoin ETF
EZBC
$376M
$1.12M 0.51%
22,147
+4,441
+25% +$257K
PEP icon
79
PepsiCo
PEP
$196B
$1.12M 0.51%
7,774
-363
-4% -$53.3K
MGK icon
80
Vanguard Morningstar Mega Cap Growth ETF
MGK
$31.3B
$1.09M 0.5%
13,210
+980
+8% +$80.5K
PSFF icon
81
Pacer Swan SOS Fund of Funds ETF
PSFF
$586M
$1.08M 0.49%
33,476
-432,972
-93% -$13.8M
COST icon
82
Costco
COST
$432B
$1.07M 0.49%
1,243
-590
-32% -$535K
SO icon
83
Southern Company
SO
$108B
$1.04M 0.47%
11,930
+5,391
+82% +$492K
ATO icon
84
Atmos Energy
ATO
$29.7B
$1.04M 0.47%
6,184
+3,177
+106% +$549K
MKC icon
85
McCormick & Company Non-Voting
MKC
$14B
$1.01M 0.46%
14,853
-221
-1% -$14.7K
AWK icon
86
American Water Works
AWK
$27B
$997K 0.45%
7,638
-104
-1% -$13.9K
GIS icon
87
General Mills
GIS
$20.2B
$988K 0.45%
21,244
-872
-4% -$41.4K
CL icon
88
Colgate-Palmolive
CL
$74.8B
$966K 0.44%
12,221
-478
-4% -$37.5K
ZTS icon
89
Zoetis
ZTS
$32.7B
$946K 0.43%
7,518
+785
+12% +$102K
KMB icon
90
Kimberly-Clark
KMB
$37.6B
$944K 0.43%
9,352
+1,017
+12% +$111K
ADP icon
91
Automatic Data Processing
ADP
$109B
$942K 0.43%
3,663
+207
+6% +$55.1K
MDLZ icon
92
Mondelez International
MDLZ
$82.9B
$926K 0.42%
17,206
+67
+0.4% +$3.86K
ABT icon
93
Abbott
ABT
$187B
$919K 0.42%
7,338
-904
-11% -$115K
SOXQ icon
94
Invesco PHLX Semiconductor ETF
SOXQ
$2.11B
$912K 0.42%
16,352
-70,743
-81% -$3.87M
BLV icon
95
Vanguard Long-Term Bond ETF
BLV
$5.74B
$903K 0.41%
12,990
-2,248
-15% -$159K
CLX icon
96
Clorox
CLX
$12B
$880K 0.4%
8,732
+304
+4% +$33K
BCD icon
97
abrdn Bloomberg All Commodity Longer Dated Strategy K-1 Free ETF
BCD
$403M
$847K 0.39%
27,371
-127,215
-82% -$4.5M
FEZ icon
98
State Street SPDR EURO STOXX 50 ETF
FEZ
$4.29B
$817K 0.37%
12,691
-57,540
-82% -$3.63M
GALT icon
99
Galectin Therapeutics
GALT
$230M
$768K 0.35%
184,562
+18,569
+11% +$97.8K
IVV icon
100
iShares Core S&P 500 ETF
IVV
$858B
$653K 0.3%
1,122
– –
2 3
4
5 6

Similar funds

EG
Enstar Group Hamilton, Bermuda $217M AUM 12.3% 1-Year Est. Return
PPW
PACK Private Wealth Wayzata, Minnesota $218M AUM 19.98% 1-Year Est. Return
FAM
Fairtree Asset Management Bellville, Cape Town, South Africa $218M AUM 5.48% 1-Year Est. Return
CWM
Collaborative Wealth Management Lake Mary, Florida $218M AUM 14.42% 1-Year Est. Return
MCM
M1 Capital Management Bloomfield Hills, Michigan $217M AUM 21.38% 1-Year Est. Return
CS
Capital Square Chattanooga, Tennessee $217M AUM 13.95% 1-Year Est. Return
MWM
MOR Wealth Management Philadelphia, Pennsylvania $218M AUM
BFA
Bright Financial Advisors Portage, Michigan $218M AUM 17.53% 1-Year Est. Return

Retirement Guys Formula's Q4 2025 Portfolio in Review

As of Q4 2025, Retirement Guys Formula held 180 positions worth $219M, down 23% from $284M the previous quarter. Its ten largest holdings account for 24% of the portfolio.

Retirement Guys Formula withdrew a net $66.8M in Q4 2025, closing 30 positions and reducing 69 holdings. Its most notable exit was Vanguard FTSE Emerging Markets ETF, an estimated $5.5M position sold in full.

By sector, the portfolio is most concentrated in Technology at 12% of assets, up from 9.4% a quarter earlier, followed by Healthcare and Consumer Staples.

Against the trend, Retirement Guys Formula opened a new position in Innovator US Equity Power Buffer ETF December worth $1.74M.

  • Retirement Guys Formula's largest Q4 2025 buy was Innovator US Equity Power Buffer ETF December: 40,103 shares worth $1.74M.
  • Retirement Guys Formula added most to Procter & Gamble in Q4 2025, an estimated $992K increase.
  • Retirement Guys Formula's biggest Q4 2025 reduction was Schwab US Large-Cap Growth ETF, cutting an estimated $13.9M.
  • Retirement Guys Formula fully exited Vanguard FTSE Emerging Markets ETF in Q4 2025, selling an estimated $5.5M.
  • Retirement Guys Formula's ten largest holdings make up 24% of its $219M portfolio in Q4 2025.
  • Retirement Guys Formula opened 11 new positions and closed 30 in Q4 2025.
  • Retirement Guys Formula's portfolio value fell 23% quarter-over-quarter to $219M.

Based on Retirement Guys Formula's 13F filing for Q4 2025, filed 23 Jan 2026.