We are live on ! Find out more
RGF

Retirement Guys Formula Portfolio holdings

AUM $217M
1-Year Est. Return 19.54%
This Fund
S&P 500
This Quarter Est. Return
+1.09%
1 Year Est. Return
+19.54%
3 Year Est. Return
+57.64%
5 Year Est. Return
–
10 Year Est. Return
–
AUM
$219M
AUM Growth
-$64.9M
Cap. Flow
-$66.8M
Cap. Flow %
-30.46%
Top 10 Hldgs %
24.24%
Holding
180
New
11
Increased
63
Reduced
69
Closed
30

Top Buys

Rank Stock Value
1
PDEC icon
Innovator US Equity Power Buffer ETF December
PDEC
+$1.71M
2
PG icon
Procter & Gamble
PG
+$992K
3
KO icon
Coca-Cola
KO
+$985K
4
T icon
AT&T
T
+$960K
5
JPST icon
JPMorgan Ultra-Short Income ETF
JPST
+$783K

Top Sells

Rank Stock Value
1
SCHG icon
Schwab US Large-Cap Growth ETF
SCHG
+$13.9M
2
PSFF icon
Pacer Swan SOS Fund of Funds ETF
PSFF
+$13.8M
3
SCHV
Schwab US Large-Cap Value ETF
SCHV
+$6.63M
4
VWO icon
Vanguard FTSE Emerging Markets ETF
VWO
+$5.5M
5
AAAU icon
Goldman Sachs Physical Gold ETF Shares
AAAU
+$4.89M

Sector Composition

Rank Sector Weight
1 Technology 11.75%
2 Healthcare 8.17%
3 Consumer Staples 7.41%
4 Communication Services 4.28%
5 Industrials 3.9%
Name Market Value Portfolio Weight Shares or Principal Change
in Stake 		Capital Flow
DGRW icon
51
WisdomTree Trust WisdomTree US Quality Dividend Growth Fund
DGRW
$16.5B
$1.67M 0.76%
18,684
-648
-3% -$57.8K
ORCL icon
52
Oracle
ORCL
$339B
$1.67M 0.76%
8,561
+96
+1% +$22.9K
VTV icon
53
Vanguard Value ETF
VTV
$188B
$1.66M 0.76%
8,973
+1,225
+16% +$230K
DFAS icon
54
Dimensional US Small Cap ETF
DFAS
$15.3B
$1.63M 0.74%
23,439
-651
-3% -$44.9K
BKR icon
55
Baker Hughes
BKR
$58.3B
$1.61M 0.73%
35,392
+11,378
+47% +$540K
HD icon
56
Home Depot
HD
$337B
$1.51M 0.69%
4,394
+1,437
+49% +$526K
SCHV
57
Schwab US Large-Cap Value ETF
SCHV
$15.6B
$1.49M 0.68%
50,469
-226,987
-82% -$6.63M
ANGL icon
58
VanEck Fallen Angel High Yield Bond ETF
ANGL
$3.07B
$1.48M 0.67%
50,245
-430
-0.8% -$12.7K
SIXJ icon
59
AllianzIM U.S. Equity 6 Month Buffer10 Jan/Jul ETF
SIXJ
$144M
$1.44M 0.66%
42,081
-2,880
-6% -$97.1K
MCD icon
60
McDonald's
MCD
$193B
$1.44M 0.66%
4,716
+211
+5% +$64.6K
EOG icon
61
EOG Resources
EOG
$77.7B
$1.44M 0.66%
13,716
-1,093
-7% -$117K
PG icon
62
Procter & Gamble
PG
$340B
$1.43M 0.65%
9,996
+6,725
+206% +$992K
JCPB icon
63
JPMorgan Core Plus Bond ETF
JCPB
$13.9B
$1.4M 0.64%
29,471
-2,315
-7% -$110K
NOW icon
64
ServiceNow
NOW
$120B
$1.38M 0.63%
8,994
+3,464
+63% +$594K
NVS icon
65
Novartis
NVS
$302B
$1.33M 0.61%
9,655
+108
+1% +$14.1K
DDFL
66
Innovator Equity Dual Directional 15 Buffer ETF - July
DDFL
$133M
$1.33M 0.61%
64,648
+5,798
+10% +$118K
AEP icon
67
American Electric Power
AEP
$70.4B
$1.28M 0.59%
11,131
-364
-3% -$43K
VZ icon
68
Verizon
VZ
$197B
$1.26M 0.58%
30,970
-1,747
-5% -$70.9K
HSY icon
69
Hershey
HSY
$37.3B
$1.25M 0.57%
6,868
-66
-1% -$12.1K
CTA icon
70
Simplify Managed Futures Strategy ETF
CTA
$1.57B
$1.21M 0.55%
44,514
-17,947
-29% -$493K
NEE icon
71
NextEra Energy
NEE
$184B
$1.21M 0.55%
15,091
-236
-2% -$19.5K
T icon
72
AT&T
T
$164B
$1.2M 0.55%
48,122
+37,939
+373% +$960K
DUK icon
73
Duke Energy
DUK
$101B
$1.19M 0.54%
10,163
-30
-0.3% -$3.66K
ECL icon
74
Ecolab
ECL
$79.8B
$1.16M 0.53%
4,435
+34
+0.8% +$9.05K
INTU icon
75
Intuit
INTU
$91.1B
$1.15M 0.52%
1,734
+1,013
+140% +$669K
1 2
3
4 5

Similar funds

EG
Enstar Group Hamilton, Bermuda $217M AUM 12.3% 1-Year Est. Return
PPW
PACK Private Wealth Wayzata, Minnesota $218M AUM 19.98% 1-Year Est. Return
FAM
Fairtree Asset Management Bellville, Cape Town, South Africa $218M AUM 5.48% 1-Year Est. Return
CWM
Collaborative Wealth Management Lake Mary, Florida $218M AUM 14.42% 1-Year Est. Return
MCM
M1 Capital Management Bloomfield Hills, Michigan $217M AUM 21.38% 1-Year Est. Return
CS
Capital Square Chattanooga, Tennessee $217M AUM 13.95% 1-Year Est. Return
MWM
MOR Wealth Management Philadelphia, Pennsylvania $218M AUM
BFA
Bright Financial Advisors Portage, Michigan $218M AUM 17.53% 1-Year Est. Return

Retirement Guys Formula's Q4 2025 Portfolio in Review

As of Q4 2025, Retirement Guys Formula held 180 positions worth $219M, down 23% from $284M the previous quarter. Its ten largest holdings account for 24% of the portfolio.

Retirement Guys Formula withdrew a net $66.8M in Q4 2025, closing 30 positions and reducing 69 holdings. Its most notable exit was Vanguard FTSE Emerging Markets ETF, an estimated $5.5M position sold in full.

By sector, the portfolio is most concentrated in Technology at 12% of assets, up from 9.4% a quarter earlier, followed by Healthcare and Consumer Staples.

Against the trend, Retirement Guys Formula opened a new position in Innovator US Equity Power Buffer ETF December worth $1.74M.

  • Retirement Guys Formula's largest Q4 2025 buy was Innovator US Equity Power Buffer ETF December: 40,103 shares worth $1.74M.
  • Retirement Guys Formula added most to Procter & Gamble in Q4 2025, an estimated $992K increase.
  • Retirement Guys Formula's biggest Q4 2025 reduction was Schwab US Large-Cap Growth ETF, cutting an estimated $13.9M.
  • Retirement Guys Formula fully exited Vanguard FTSE Emerging Markets ETF in Q4 2025, selling an estimated $5.5M.
  • Retirement Guys Formula's ten largest holdings make up 24% of its $219M portfolio in Q4 2025.
  • Retirement Guys Formula opened 11 new positions and closed 30 in Q4 2025.
  • Retirement Guys Formula's portfolio value fell 23% quarter-over-quarter to $219M.

Based on Retirement Guys Formula's 13F filing for Q4 2025, filed 23 Jan 2026.