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RGF

Retirement Guys Formula Portfolio holdings

AUM $217M
1-Year Est. Return 19.54%
This Fund
S&P 500
This Quarter Est. Return
+1.09%
1 Year Est. Return
+19.54%
3 Year Est. Return
+57.64%
5 Year Est. Return
–
10 Year Est. Return
–
AUM
$219M
AUM Growth
-$64.9M
Cap. Flow
-$66.8M
Cap. Flow %
-30.46%
Top 10 Hldgs %
24.24%
Holding
180
New
11
Increased
63
Reduced
69
Closed
30

Top Buys

Rank Stock Value
1
PDEC icon
Innovator US Equity Power Buffer ETF December
PDEC
+$1.71M
2
PG icon
Procter & Gamble
PG
+$992K
3
KO icon
Coca-Cola
KO
+$985K
4
T icon
AT&T
T
+$960K
5
JPST icon
JPMorgan Ultra-Short Income ETF
JPST
+$783K

Top Sells

Rank Stock Value
1
SCHG icon
Schwab US Large-Cap Growth ETF
SCHG
+$13.9M
2
PSFF icon
Pacer Swan SOS Fund of Funds ETF
PSFF
+$13.8M
3
SCHV
Schwab US Large-Cap Value ETF
SCHV
+$6.63M
4
VWO icon
Vanguard FTSE Emerging Markets ETF
VWO
+$5.5M
5
AAAU icon
Goldman Sachs Physical Gold ETF Shares
AAAU
+$4.89M

Sector Composition

Rank Sector Weight
1 Technology 11.75%
2 Healthcare 8.17%
3 Consumer Staples 7.41%
4 Communication Services 4.28%
5 Industrials 3.9%
Name Market Value Portfolio Weight Shares or Principal Change
in Stake 		Capital Flow
FV icon
26
First Trust Dorsey Wright Focus 5 ETF
FV
$3.62B
$2.2M 1%
34,943
+599
+2% +$37.1K
META icon
27
Meta Platforms (Facebook)
META
$1.51T
$2.18M 0.99%
3,298
+95
+3% +$63.4K
AMAT icon
28
Applied Materials
AMAT
$378B
$2.13M 0.97%
8,293
-2,159
-21% -$518K
ETN icon
29
Eaton
ETN
$150B
$2.08M 0.95%
6,534
+155
+2% +$54.9K
VGT icon
30
Vanguard Information Technology ETF
VGT
$136B
$2.07M 0.94%
21,928
-2,072
-9% -$197K
CMI icon
31
Cummins
CMI
$88.5B
$2.06M 0.94%
4,041
-745
-16% -$348K
NFLX icon
32
Netflix
NFLX
$301B
$2.05M 0.94%
21,881
+1,041
+5% +$112K
TJX icon
33
TJX Companies
TJX
$178B
$2.05M 0.93%
13,349
-557
-4% -$82.4K
WMT icon
34
Walmart Inc
WMT
$900B
$2.02M 0.92%
18,142
+5,549
+44% +$596K
UNH icon
35
UnitedHealth
UNH
$389B
$1.99M 0.91%
6,025
-4,267
-41% -$1.45M
ANET icon
36
Arista Networks
ANET
$214B
$1.93M 0.88%
14,701
-970
-6% -$134K
V icon
37
Visa
V
$697B
$1.89M 0.86%
5,384
-25
-0.5% -$8.52K
MA icon
38
Mastercard
MA
$497B
$1.88M 0.86%
3,289
+45
+1% +$25.2K
VUG icon
39
Vanguard Growth ETF
VUG
$216B
$1.87M 0.85%
25,404
+186
+0.7% +$15.1K
ABBV icon
40
AbbVie
ABBV
$465B
$1.86M 0.85%
8,148
+2,395
+42% +$546K
IJR icon
41
iShares Core S&P Small-Cap ETF
IJR
$110B
$1.85M 0.84%
15,476
+347
+2% +$41.5K
AVGO icon
42
Broadcom
AVGO
$1.81T
$1.83M 0.84%
5,297
+1,401
+36% +$501K
PANW icon
43
Palo Alto Networks
PANW
$260B
$1.82M 0.83%
9,856
+3,734
+61% +$753K
DFAU icon
44
Dimensional US Core Equity Market ETF
DFAU
$12.3B
$1.76M 0.8%
37,645
-1,992
-5% -$92.3K
PDEC icon
45
Innovator US Equity Power Buffer ETF December
PDEC
$980M
$1.74M 0.79%
+40,103
New +$1.71M
GEV icon
46
GE Vernova
GEV
$251B
$1.74M 0.79%
2,661
+1,061
+66% +$646K
DFLV icon
47
Dimensional US Large Cap Value ETF
DFLV
$6.87B
$1.73M 0.79%
50,605
-1,220
-2% -$40.6K
UBER icon
48
Uber
UBER
$144B
$1.7M 0.77%
20,763
+645
+3% +$58.1K
VB icon
49
Vanguard Small-Cap ETF
VB
$80.2B
$1.69M 0.77%
6,626
+671
+11% +$172K
CBOE icon
50
Cboe Global Markets
CBOE
$31.1B
$1.68M 0.77%
6,713
+2,180
+48% +$542K
1
2
3 4 5

Similar funds

EG
Enstar Group Hamilton, Bermuda $217M AUM 12.3% 1-Year Est. Return
PPW
PACK Private Wealth Wayzata, Minnesota $218M AUM 19.98% 1-Year Est. Return
FAM
Fairtree Asset Management Bellville, Cape Town, South Africa $218M AUM 5.48% 1-Year Est. Return
CWM
Collaborative Wealth Management Lake Mary, Florida $218M AUM 14.42% 1-Year Est. Return
MCM
M1 Capital Management Bloomfield Hills, Michigan $217M AUM 21.38% 1-Year Est. Return
CS
Capital Square Chattanooga, Tennessee $217M AUM 13.95% 1-Year Est. Return
MWM
MOR Wealth Management Philadelphia, Pennsylvania $218M AUM
BFA
Bright Financial Advisors Portage, Michigan $218M AUM 17.53% 1-Year Est. Return

Retirement Guys Formula's Q4 2025 Portfolio in Review

As of Q4 2025, Retirement Guys Formula held 180 positions worth $219M, down 23% from $284M the previous quarter. Its ten largest holdings account for 24% of the portfolio.

Retirement Guys Formula withdrew a net $66.8M in Q4 2025, closing 30 positions and reducing 69 holdings. Its most notable exit was Vanguard FTSE Emerging Markets ETF, an estimated $5.5M position sold in full.

By sector, the portfolio is most concentrated in Technology at 12% of assets, up from 9.4% a quarter earlier, followed by Healthcare and Consumer Staples.

Against the trend, Retirement Guys Formula opened a new position in Innovator US Equity Power Buffer ETF December worth $1.74M.

  • Retirement Guys Formula's largest Q4 2025 buy was Innovator US Equity Power Buffer ETF December: 40,103 shares worth $1.74M.
  • Retirement Guys Formula added most to Procter & Gamble in Q4 2025, an estimated $992K increase.
  • Retirement Guys Formula's biggest Q4 2025 reduction was Schwab US Large-Cap Growth ETF, cutting an estimated $13.9M.
  • Retirement Guys Formula fully exited Vanguard FTSE Emerging Markets ETF in Q4 2025, selling an estimated $5.5M.
  • Retirement Guys Formula's ten largest holdings make up 24% of its $219M portfolio in Q4 2025.
  • Retirement Guys Formula opened 11 new positions and closed 30 in Q4 2025.
  • Retirement Guys Formula's portfolio value fell 23% quarter-over-quarter to $219M.

Based on Retirement Guys Formula's 13F filing for Q4 2025, filed 23 Jan 2026.