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Pearl Planning Portfolio holdings

AUM $217M
This Fund
S&P 500
This Quarter Est. Return
-0.45%
1 Year Est. Return
–
3 Year Est. Return
–
5 Year Est. Return
–
10 Year Est. Return
–
AUM
$187M
AUM Growth
+$23.6M
Cap. Flow
+$24.9M
Cap. Flow %
13.33%
Top 10 Hldgs %
72.48%
Holding
54
New
2
Increased
18
Reduced
20
Closed
2

Top Buys

Rank Stock Value
1
JPIE icon
JPMorgan Income ETF
JPIE
+$16.6M
2
FBND icon
Fidelity Total Bond ETF
FBND
+$16.2M
3
AVDE icon
Avantis International Equity ETF
AVDE
+$2.04M
4
VOO icon
Vanguard S&P 500 ETF
VOO
+$1.17M
5
VO icon
Vanguard Mid-Cap ETF
VO
+$707K

Top Sells

Rank Stock Value
1
BND icon
Vanguard Total Bond Market
BND
+$12.7M
2
FRDM icon
Freedom 100 Emerging Markets ETF
FRDM
+$411K
3
XMHQ icon
Invesco S&P MidCap Quality ETF
XMHQ
+$289K
4
TXN icon
Texas Instruments
TXN
+$230K
5
GOOG icon
Alphabet (Google) Class C
GOOG
+$206K

Sector Composition

Rank Sector Weight
1 Technology 1.41%
2 Communication Services 0.34%
3 Industrials 0.22%
4 Financials 0.13%
5 Consumer Discretionary 0.12%
Name Market Value Portfolio Weight Shares or Principal Change
in Stake 		Capital Flow
IVV icon
26
iShares Core S&P 500 ETF
IVV
$871B
$883K 0.47%
1,352
-1
-0.1% -$683
VEA icon
27
Vanguard FTSE Developed Markets ETF
VEA
$225B
$774K 0.41%
12,077
-1
-0% -$66
AGG icon
28
iShares Core US Aggregate Bond ETF
AGG
$138B
$737K 0.39%
7,427
-177
-2% -$17.7K
AVSC icon
29
Avantis US Small Cap Equity ETF
AVSC
$3.08B
$704K 0.38%
11,305
+387
+4% +$24.3K
XMHQ icon
30
Invesco S&P MidCap Quality ETF
XMHQ
$5.47B
$701K 0.37%
6,780
-2,724
-29% -$289K
IJH icon
31
iShares Core S&P Mid-Cap ETF
IJH
$123B
$688K 0.37%
10,188
-134
-1% -$9.3K
IBM icon
32
IBM
IBM
$214B
$668K 0.36%
2,754
-223
-7% -$60.3K
AAPL icon
33
Apple
AAPL
$4.99T
$627K 0.34%
2,471
+22
+0.9% +$5.73K
IWF icon
34
iShares Russell 1000 Growth ETF
IWF
$119B
$605K 0.32%
5,672
– –
IEFA icon
35
iShares Core MSCI EAFE ETF
IEFA
$187B
$506K 0.27%
5,587
– –
ILCV icon
36
iShares Morningstar Value ETF
ILCV
$1.32B
$492K 0.26%
5,279
– –
ORCL icon
37
Oracle
ORCL
$346B
$445K 0.24%
3,023
-33
-1% -$5.36K
META icon
38
Meta Platforms (Facebook)
META
$1.51T
$419K 0.22%
732
-94
-11% -$60.2K
RSG icon
39
Republic Services
RSG
$66.7B
$409K 0.22%
1,869
– –
MSFT icon
40
Microsoft
MSFT
$2.92T
$402K 0.21%
1,085
-27
-2% -$11.3K
VOTE icon
41
TCW Transform 500 ETF
VOTE
$1.09B
$363K 0.19%
4,761
– –
ISTB icon
42
iShares Core 1-5 Year USD Bond ETF
ISTB
$5.11B
$334K 0.18%
6,883
– –
VBR icon
43
Vanguard Small-Cap Value ETF
VBR
$37.7B
$324K 0.17%
1,490
– –
FEOE
44
First Eagle Overseas Equity ETF
FEOE
$1.54B
$318K 0.17%
6,306
– –
XLK icon
45
State Street Technology Select Sector SPDR ETF
XLK
$112B
$297K 0.16%
2,232
– –
NVDA icon
46
NVIDIA
NVDA
$4.77T
$290K 0.16%
1,664
-1
-0.1% -$183
VTI icon
47
Vanguard Total Stock Market ETF
VTI
$656B
$259K 0.14%
808
-20
-2% -$6.71K
ESGU icon
48
iShares ESG Aware MSCI USA ETF
ESGU
$17.8B
$245K 0.13%
1,732
– –
JPM icon
49
JPMorgan Chase
JPM
$950B
$238K 0.13%
809
– –
AMZN icon
50
Amazon
AMZN
$2.48T
$223K 0.12%
1,070
-91
-8% -$20K
1
2
3

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MWM
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Pearl Planning's Q1 2026 Portfolio in Review

As of Q1 2026, Pearl Planning held 54 positions worth $187M, up 14% from $164M the previous quarter. Its ten largest holdings account for 72% of the portfolio.

Pearl Planning deployed $24.9M of net new capital in Q1 2026, opening 2 new positions and adding to 18 existing holdings. Its largest new stake was JPMorgan Income ETF: 358,146 shares worth $16.5M.

By sector, the portfolio is most concentrated in Technology at 1.4% of assets, down from 2.1% a quarter earlier, followed by Communication Services and Industrials.

On the sell side, the largest reduction was Vanguard Total Bond Market, an estimated $12.7M trimmed.

  • Pearl Planning's largest Q1 2026 buy was JPMorgan Income ETF: 358,146 shares worth $16.5M.
  • Pearl Planning added most to Avantis International Equity ETF in Q1 2026, an estimated $2.04M increase.
  • Pearl Planning's biggest Q1 2026 reduction was Vanguard Total Bond Market, cutting an estimated $12.7M.
  • Pearl Planning fully exited Texas Instruments in Q1 2026, selling an estimated $230K.
  • Pearl Planning's ten largest holdings make up 72% of its $187M portfolio in Q1 2026.
  • Pearl Planning opened 2 new positions and closed 2 in Q1 2026.
  • Pearl Planning's portfolio value rose 14% quarter-over-quarter to $187M.

Based on Pearl Planning's 13F filing for Q1 2026, filed 30 Apr 2026.