GCA

Gradient Capital Advisors Portfolio holdings

AUM $306M

AUM

$306M

AUM Growth

-$3.79M (-1%)

Cap. Flow

+$5.04M

Cap. Flow % of AUM

1.64%

Top 10 Holdings %Top 10 Hldgs %

39.06%

Holding

156

New

Increased

Reduced

Closed

Top Buys

1	Dimensional Short-Duration Fixed Income ETF DFSD	$957K
2	SPDR Gold Trust GLD	$939K
3	SPDR Euro Stoxx 50 ETF FEZ	$807K
4	iShares Core S&P 500 ETF IVV	$703K
5	Dimensional US Small Cap Value ETF DFSV	$688K

Top Sells

1	Tesla TSLA	$1.25M
2	Apple AAPL	$713K
3	JPMorgan Ultra-Short Income ETF JPST	$464K
4	Vanguard Growth ETF VUG	$396K
5	SPDR Bloomberg 3-12 Month T-Bill ETF BILS	$332K

Sector Composition

1	Technology	11.39%
2	Financials	4.44%
3	Consumer Discretionary	2.76%
4	Communication Services	2.7%
5	Healthcare	1.06%

#	Name	Market Value	Portfolio Weight	Shares or Principal	Shares Change %	Capital Flow
76	76 Vanguard FTSE Emerging Markets ETF VWO $87.5B	$766K	0.25%	16,925 -588	-3%	-$26.6K
77	77 Vanguard High Dividend Yield ETF VYM $59.5B	$758K	0.25%	5,875 +365	+7%	+$47.1K
78	78 Vanguard Ultra-Short Bond ETF VUSB $5.28B	$689K	0.22%	13,816 +2,995	+28%	+$149K
79	79 iShares Core S&P Small-Cap ETF IJR $78.4B	$670K	0.22%	6,404 +1	+0%	+$105
80	80 iShares iBonds Dec 2030 Term Corporate ETF IBDV $1.83B	$639K	0.21%	29,435 +1,788	+6%	+$38.8K
81	81 Dimensional International Core Equity 2 ETF DFIC $9.34B	$638K	0.21%	22,962	–	–
82	82 Netflix NFLX $528B	$613K	0.2%	657 -62	-9%	-$57.8K
83	83 Blackstone BX $107B	$613K	0.2%	4,383	–	–
84	84 SPDR Portfolio Short Term Corporate Bond ETF SPSB $8.11B	$611K	0.2%	20,311 -127	-0.6%	-$3.82K
85	85 Schwab US TIPS ETF SCHP $12.7B	$599K	0.2%	22,293 -151	-0.7%	-$4.06K
86	86 JPMorgan Ultra-Short Municipal Income ETF JMST $3.76B	$563K	0.18%	11,064 +2,937	+36%	+$149K
87	87 iShares iBoxx $ Investment Grade Corporate Bond ETF LQD $30.6B	$549K	0.18%	5,048 -67	-1%	-$7.28K
88	88 SPDR S&P 500 ETF Trust SPY $635B	$546K	0.18%	976 -157	-14%	-$87.8K
89	89 Avantis US Mid Cap Equity ETF AVMC $171M	$533K	0.17%	8,594 +2,403	+39%	+$149K
90	90 Costco COST $450B	$532K	0.17%	563 +6	+1%	+$5.67K
91	91 iShares Core US Aggregate Bond ETF AGG $123B	$518K	0.17%	5,239	–	–
92	92 Invesco QQQ Trust QQQ $341B	$514K	0.17%	1,096 +91	+9%	+$42.7K
93	93 iShares S&P 500 Growth ETF IVW $57.6B	$497K	0.16%	5,352	–	–
94	94 Dimensional International Core Equity Market ETF DFAI $10.2B	$496K	0.16%	15,883	–	–
95	95 iShares S&P 500 Value ETF IVE $38.2B	$494K	0.16%	2,590	–	–
96	96 iShares Core MSCI EAFE ETF IEFA $141B	$489K	0.16%	6,458	–	–
97	97 iShares iBonds Dec 2029 Term Corporate ETF IBDU $2.6B	$488K	0.16%	21,086 +4,009	+23%	+$92.7K
98	98 IBM IBM $250B	$473K	0.15%	1,901 +4	+0.2%	+$994
99	99 Exxon Mobil XOM $449B	$460K	0.15%	3,868 -135	-3%	-$16.1K
100	100 Invesco S&P 500 Low Volatility ETF SPLV $7.98B	$445K	0.15%	5,958	–	–