EFL

ERn Financial LLC Portfolio holdings

AUM $474M

This Quarter Return

-1.44%

1 Year Return

+13.19%

3 Year Return

+47.79%

5 Year Return

+68.55%

10 Year Return

–

AUM

$633M

AUM Growth

-$33.6M (-5%)

Cap. Flow

-$19.1M

Cap. Flow % of AUM

-3.01%

Top 10 Holdings %Top 10 Hldgs %

38.55%

Holding

195

New

Increased

Reduced

110

Closed

Top Buys

1	Vanguard FTSE Developed Markets ETF VEA	$1.96M
2	Pinnacle West Capital PNW	$1.54M
3	Invesco S&P 500 Quality ETF SPHQ	$1.41M
4	JPMorgan Core Plus Bond ETF JCPB	$1.4M
5	SPDR Portfolio Developed World ex-US ETF SPDW	$1.05M

Top Sells

1	Vanguard S&P 500 Growth ETF VOOG	$5.79M
2	Axon Enterprise AXON	$3.18M
3	First Trust Cloud Computing ETF SKYY	$2.21M
4	Apple AAPL	$1.91M
5	VanEck Semiconductor ETF SMH	$1.75M

Sector Composition

1	Technology	4.67%
2	Financials	2.06%
3	Consumer Discretionary	1.58%
4	Communication Services	1.23%
5	Healthcare	1.18%

#	Name	Market Value	Portfolio Weight	Shares or Principal	Shares Change %	Capital Flow
126	126 Philip Morris PM $267B	$586K	0.09%	3,692 -44	-1%	-$6.99K
127	127 Texas Instruments TXN $187B	$586K	0.09%	3,261 +239	+8%	+$42.9K
128	128 Waste Management WM $91.5B	$579K	0.09%	+2,503	New	+$579K
129	129 Adobe ADBE $154B	$577K	0.09%	1,505 -162	-10%	-$62.1K
130	130 Invesco QQQ Trust QQQ $370B	$568K	0.09%	1,212 +277	+30%	+$130K
131	131 Vanguard Total Stock Market ETF VTI $526B	$563K	0.09%	2,047 -44	-2%	-$12.1K
132	132 Trane Technologies TT $94.4B	$542K	0.09%	1,610 -297	-16%	-$100K
133	133 Invesco Russell 2000 Dynamic Multifactor ETF OMFS $249M	$530K	0.08%	13,946 -678	-5%	-$25.8K
134	134 Northrop Grumman NOC $84.8B	$526K	0.08%	1,027 -48	-4%	-$24.6K
135	135 T. Rowe Price Capital Appreciation Equity ETF TCAF $5.41B	$522K	0.08%	16,178 +231	+1%	+$7.46K
136	136 Vanguard Small-Cap Value ETF VBR $31.5B	$519K	0.08%	2,788 +19	+0.7%	+$3.54K
137	137 Invesco S&P MidCap Low Volatility ETF XMLV $828M	$517K	0.08%	8,377 -91	-1%	-$5.62K
138	138 Energy Select Sector SPDR Fund XLE $26.9B	$516K	0.08%	5,525 -1,030	-16%	-$96.3K
139	139 JPMorgan Nasdaq Equity Premium Income ETF JEPQ $29.1B	$511K	0.08%	9,865 +1,520	+18%	+$78.7K
140	140 Walmart WMT $773B	$505K	0.08%	5,754 -560	-9%	-$49.2K
141	141 Chipotle Mexican Grill CMG $58.5B	$460K	0.07%	9,163 -2,289	-20%	-$115K
142	142 Ameriprise Financial AMP $48.7B	$459K	0.07%	948 -16	-2%	-$7.75K
143	143 Vanguard Small-Cap ETF VB $66.4B	$457K	0.07%	2,063 -81	-4%	-$18K
144	144 Schwab US Large- Cap ETF SCHX $58.8B	$455K	0.07%	20,585 -19	-0.1%	-$420
145	145 McDonald's MCD $224B	$446K	0.07%	1,428 -196	-12%	-$61.2K
146	146 SPDR Bloomberg Convertible Securities ETF CWB $4.39B	$428K	0.07%	5,591 +3	+0.1%	+$230
147	147 Altria Group MO $114B	$422K	0.07%	7,026 -111	-2%	-$6.66K
148	148 SPDR S&P Oil & Gas Exploration & Production ETF XOP $1.88B	$408K	0.06%	3,095 -50	-2%	-$6.59K
149	149 Fidelity National Information Services FIS $37.5B	$384K	0.06%	5,143 -757	-13%	-$56.5K
150	150 General Dynamics GD $86B	$356K	0.06%	1,306 -8	-0.6%	-$2.18K