EFL

ERn Financial LLC Portfolio holdings

AUM $474M

This Quarter Return

-1.44%

1 Year Return

+13.19%

3 Year Return

+47.79%

5 Year Return

+68.55%

10 Year Return

–

AUM

$633M

AUM Growth

-$33.6M (-5%)

Cap. Flow

-$19.1M

Cap. Flow % of AUM

-3.01%

Top 10 Holdings %Top 10 Hldgs %

38.55%

Holding

195

New

Increased

Reduced

110

Closed

Top Buys

1	Vanguard FTSE Developed Markets ETF VEA	$1.96M
2	Pinnacle West Capital PNW	$1.54M
3	Invesco S&P 500 Quality ETF SPHQ	$1.41M
4	JPMorgan Core Plus Bond ETF JCPB	$1.4M
5	SPDR Portfolio Developed World ex-US ETF SPDW	$1.05M

Top Sells

1	Vanguard S&P 500 Growth ETF VOOG	$5.79M
2	Axon Enterprise AXON	$3.18M
3	First Trust Cloud Computing ETF SKYY	$2.21M
4	Apple AAPL	$1.91M
5	VanEck Semiconductor ETF SMH	$1.75M

Sector Composition

1	Technology	4.67%
2	Financials	2.06%
3	Consumer Discretionary	1.58%
4	Communication Services	1.23%
5	Healthcare	1.18%

#	Name	Market Value	Portfolio Weight	Shares or Principal	Shares Change %	Capital Flow
101	101 Bank of America BAC $366B	$904K	0.14%	21,663 -316	-1%	-$13.2K
102	102 Procter & Gamble PG $372B	$895K	0.14%	5,251 -90	-2%	-$15.3K
103	103 Fiserv FI $75.9B	$887K	0.14%	4,015 -232	-5%	-$51.2K
104	104 iShares ESG Aware MSCI USA ETF ESGU $14.3B	$882K	0.14%	7,234 -139	-2%	-$16.9K
105	105 PepsiCo PEP $205B	$876K	0.14%	5,841 -353	-6%	-$52.9K
106	106 Vanguard Small-Cap Growth ETF VBK $20.1B	$864K	0.14%	3,433 +31	+0.9%	+$7.81K
107	107 iShares ESG Aware MSCI EAFE ETF ESGD $10.1B	$860K	0.14%	10,528 +363	+4%	+$29.7K
108	108 S&P Global SPGI $170B	$849K	0.13%	1,671 -95	-5%	-$48.3K
109	109 Materials Select Sector SPDR Fund XLB $5.32B	$836K	0.13%	9,724 -427	-4%	-$36.7K
110	110 Thermo Fisher Scientific TMO $189B	$827K	0.13%	1,663 -210	-11%	-$104K
111	111 Utilities Select Sector SPDR Fund XLU $21.5B	$810K	0.13%	10,274 +66	+0.7%	+$5.2K
112	112 Arthur J. Gallagher & Co AJG $77.7B	$800K	0.13%	2,319 -28	-1%	-$9.67K
113	113 Zillow Z $21.2B	$795K	0.13%	11,598 +359	+3%	+$24.6K
114	114 Camden Property Trust CPT $11.7B	$781K	0.12%	6,383 -73	-1%	-$8.93K
115	115 iShares Core S&P US Value ETF IUSV $22B	$722K	0.11%	7,827 -728	-9%	-$67.2K
116	116 Blackrock BLK $178B	$704K	0.11%	744 -54	-7%	-$51.1K
117	117 Walt Disney DIS $214B	$699K	0.11%	7,084 -465	-6%	-$45.9K
118	118 Invesco S&P SmallCap Momentum ETF XSMO $1.89B	$690K	0.11%	10,992 -234	-2%	-$14.7K
119	119 SPDR Portfolio S&P 400 Mid Cap ETF SPMD $14.2B	$655K	0.1%	12,797 +262	+2%	+$13.4K
120	120 Vanguard Mid-Cap Value ETF VOE $18.9B	$650K	0.1%	4,047 -22	-0.5%	-$3.53K
121	121 Alphabet (Google) Class C GOOG $2.5T	$626K	0.1%	4,005 -265	-6%	-$41.4K
122	122 SPDR Portfolio S&P 600 Small Cap ETF SPSM $12.5B	$619K	0.1%	15,175 -1,987	-12%	-$81K
123	123 HCA Healthcare HCA $94.8B	$608K	0.1%	1,760 -115	-6%	-$39.7K
124	124 KLA KLAC $115B	$595K	0.09%	875 -88	-9%	-$59.8K
125	125 Ford F $46.7B	$586K	0.09%	58,456 -589	-1%	-$5.91K