EFL

ERn Financial LLC Portfolio holdings

AUM $474M

This Quarter Return

-1.44%

1 Year Return

+13.19%

3 Year Return

+47.79%

5 Year Return

+68.55%

10 Year Return

–

AUM

$633M

AUM Growth

-$33.6M (-5%)

Cap. Flow

-$19.1M

Cap. Flow % of AUM

-3.01%

Top 10 Holdings %Top 10 Hldgs %

38.55%

Holding

195

New

Increased

Reduced

110

Closed

Top Buys

1	Vanguard FTSE Developed Markets ETF VEA	$1.96M
2	Pinnacle West Capital PNW	$1.54M
3	Invesco S&P 500 Quality ETF SPHQ	$1.41M
4	JPMorgan Core Plus Bond ETF JCPB	$1.4M
5	SPDR Portfolio Developed World ex-US ETF SPDW	$1.05M

Top Sells

1	Vanguard S&P 500 Growth ETF VOOG	$5.79M
2	Axon Enterprise AXON	$3.18M
3	First Trust Cloud Computing ETF SKYY	$2.21M
4	Apple AAPL	$1.91M
5	VanEck Semiconductor ETF SMH	$1.75M

Sector Composition

1	Technology	4.67%
2	Financials	2.06%
3	Consumer Discretionary	1.58%
4	Communication Services	1.23%
5	Healthcare	1.18%

#	Name	Market Value	Portfolio Weight	Shares or Principal	Shares Change %	Capital Flow
51	51 Dimensional US Core Equity Market ETF DFAU $9.05B	$2.67M	0.42%	69,507 -2,419	-3%	-$93K
52	52 Alphabet (Google) Class A GOOGL $2.49T	$2.58M	0.41%	16,710 -1,205	-7%	-$186K
53	53 iShares MSCI Emerging Markets Asia ETF EEMA $1.43B	$2.58M	0.41%	34,818 +1,614	+5%	+$120K
54	54 FT Vest US Equity Buffer ETF September FSEP $940M	$2.57M	0.41%	57,712 -2,729	-5%	-$122K
55	55 Berkshire Hathaway Class B BRK.B $1.05T	$2.54M	0.4%	4,772 -353	-7%	-$188K
56	56 First Trust Value Line Dividend Fund FVD $9.29B	$2.54M	0.4%	56,903 -7,008	-11%	-$312K
57	57 Fair Isaac FICO $34B	$2.52M	0.4%	1,367	–	–
58	58 iShares Core S&P Mid-Cap ETF IJH $100B	$2.33M	0.37%	39,901 -2,276	-5%	-$133K
59	59 Vanguard Mid-Cap ETF VO $87.7B	$2.15M	0.34%	8,329 -435	-5%	-$113K
60	60 Vanguard Mid-Cap Growth ETF VOT $17.6B	$2.12M	0.33%	8,661 -575	-6%	-$141K
61	61 Pacer US Cash Cows 100 ETF COWZ $20.2B	$2.12M	0.33%	38,687 -1,053	-3%	-$57.7K
62	62 JPMorgan Municipal ETF JMUB $3.34B	$1.93M	0.3%	38,507 +5,628	+17%	+$281K
63	63 iShares Core S&P 500 ETF IVV $661B	$1.89M	0.3%	3,369 -348	-9%	-$196K
64	64 SPDR S&P 600 Small Cap Value ETF SLYV $4.02B	$1.88M	0.3%	23,962 -609	-2%	-$47.7K
65	65 Hartford Schroders Tax-Aware Bond ETF HTAB $380M	$1.87M	0.3%	97,711 -4,133	-4%	-$79.2K
66	66 Visa V $679B	$1.82M	0.29%	5,206 -131	-2%	-$45.9K
67	67 First Trust Capital Strength ETF FTCS $8.55B	$1.82M	0.29%	20,301 -557	-3%	-$49.9K
68	68 Costco COST $425B	$1.81M	0.29%	1,913 -178	-9%	-$168K
69	69 Oracle ORCL $664B	$1.81M	0.29%	12,921 -247	-2%	-$34.5K
70	70 Deere & Co DE $134B	$1.62M	0.26%	3,457 -375	-10%	-$176K
71	71 iShares MSCI Emerging Markets ETF EEM $19.3B	$1.61M	0.25%	36,831 -825	-2%	-$36.1K
72	72 JPMorgan Chase JPM $815B	$1.6M	0.25%	6,513 -356	-5%	-$87.3K
73	73 iShares MSCI India Small-Cap ETF SMIN $913M	$1.55M	0.24%	22,740 +1,269	+6%	+$86.4K
74	74 Meta Platforms (Facebook) META $1.9T	$1.53M	0.24%	2,651 +225	+9%	+$130K
75	75 Exxon Mobil XOM $474B	$1.41M	0.22%	11,817 -49	-0.4%	-$5.83K