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ATC

Adirondack Trust Company Portfolio holdings

AUM $336M
1-Year Est. Return 29.2%
This Fund
S&P 500
This Quarter Est. Return
+7.88%
1 Year Est. Return
+29.2%
3 Year Est. Return
+84.89%
5 Year Est. Return
+110.19%
10 Year Est. Return
+358.4%
AUM
$298M
AUM Growth
+$22.7M
Cap. Flow
+$3.15M
Cap. Flow %
1.06%
Top 10 Hldgs %
42.03%
Holding
521
New
41
Increased
71
Reduced
129
Closed
13

Top Buys

Rank Stock Value
1
VTI icon
Vanguard Morningstar Total Stock Market ETF
VTI
+$598K
2
IBCA
iShares iBonds Dec 2035 Term Corporate ETF
IBCA
+$383K
3
VEU icon
Vanguard FTSE All-World ex-US ETF
VEU
+$352K
4
IBDW icon
iShares iBonds Dec 2031 Term Corporate ETF
IBDW
+$286K
5
SPY icon
State Street SPDR S&P 500 ETF Trust
SPY
+$274K

Top Sells

Rank Stock Value
1
MET icon
MetLife
MET
+$439K
2
CSX icon
CSX Corp
CSX
+$315K
3
ABBV icon
AbbVie
ABBV
+$278K
4
LMT icon
Lockheed Martin
LMT
+$269K
5
HON icon
Honeywell
HON
+$257K

Sector Composition

Rank Sector Weight
1 Technology 21.12%
2 Financials 7.25%
3 Consumer Discretionary 6.82%
4 Healthcare 6.76%
5 Industrials 5.52%
Name Market Value Portfolio Weight Shares or Principal Change
in Stake 		Capital Flow
CVS icon
101
CVS Health
CVS
$122B
$430K 0.14%
5,705
-3,017
-35% -$207K
NOC icon
102
Northrop Grumman
NOC
$81.2B
$411K 0.14%
674
– –
AMT icon
103
American Tower
AMT
$80.4B
$409K 0.14%
2,129
-74
-3% -$15.4K
PM icon
104
Philip Morris
PM
$295B
$398K 0.13%
2,454
+39
+2% +$6.56K
MA icon
105
Mastercard
MA
$493B
$394K 0.13%
693
-19
-3% -$10.9K
BND icon
106
Vanguard Total Bond Market
BND
$158B
$392K 0.13%
5,275
– –
VEU icon
107
Vanguard FTSE All-World ex-US ETF
VEU
$68.5B
$364K 0.12%
+5,105
New +$352K
AIQ icon
108
Global X Artificial Intelligence & Technology ETF
AIQ
$11B
$347K 0.12%
7,022
– –
D icon
109
Dominion Energy
D
$59.3B
$345K 0.12%
5,642
-30
-0.5% -$1.78K
ADBE icon
110
Adobe
ADBE
$105B
$342K 0.11%
969
-98
-9% -$35.2K
XLI icon
111
State Street Industrial Select Sector SPDR ETF
XLI
$33.7B
$333K 0.11%
2,158
-217
-9% -$32.9K
CRM icon
112
Salesforce
CRM
$158B
$332K 0.11%
1,401
-27
-2% -$6.81K
IWM icon
113
iShares Russell 2000 ETF
IWM
$83B
$326K 0.11%
1,347
-2
-0.1% -$459
IWO icon
114
iShares Russell 2000 Growth ETF
IWO
$15.1B
$324K 0.11%
1,013
– –
VIG icon
115
Vanguard Dividend Appreciation ETF
VIG
$114B
$322K 0.11%
1,493
– –
GLW icon
116
Corning
GLW
$143B
$319K 0.11%
3,887
-8
-0.2% -$523
TGT icon
117
Target
TGT
$68B
$312K 0.1%
3,474
-298
-8% -$29.3K
KMB icon
118
Kimberly-Clark
KMB
$36.5B
$297K 0.1%
2,392
– –
IWR icon
119
iShares Russell Mid-Cap ETF
IWR
$57.4B
$292K 0.1%
3,022
+517
+21% +$49K
PRU icon
120
Prudential Financial
PRU
$41.8B
$286K 0.1%
2,759
-78
-3% -$8.21K
TD icon
121
Toronto Dominion Bank
TD
$200B
$285K 0.1%
3,562
– –
VWO icon
122
Vanguard FTSE Emerging Markets ETF
VWO
$124B
$278K 0.09%
5,130
– –
COP icon
123
ConocoPhillips
COP
$141B
$274K 0.09%
2,900
-22
-0.8% -$2.08K
SBUX icon
124
Starbucks
SBUX
$120B
$272K 0.09%
3,221
-103
-3% -$9.22K
MCK icon
125
McKesson
MCK
$101B
$271K 0.09%
351
-1
-0.3% -$704
3 4
5
6 7

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PCM
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SG
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SC
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SIC
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HGA
Hobbs Group Advisors Columbia, South Carolina $334M AUM 18.64% 1-Year Est. Return
MAM
Montanaro Asset Management London, United Kingdom $334M AUM 12.52% 1-Year Est. Return
PHWM
Pine Harbor Wealth Management Silver Spring, Maryland $334M AUM 14.59% 1-Year Est. Return

Adirondack Trust Company's Q3 2025 Portfolio in Review

As of Q3 2025, Adirondack Trust Company held 521 positions worth $298M, up 8.3% from $275M the previous quarter. Its ten largest holdings account for 42% of the portfolio.

Adirondack Trust Company's Q3 2025 filing shows 41 new, 71 increased, 129 reduced and 13 closed positions. Its largest new stake was Vanguard FTSE All-World ex-US ETF: 5,105 shares worth $364K. The largest sale was MetLife, an estimated $439K.

By sector, the portfolio is most concentrated in Technology at 21% of assets, up from 20% a quarter earlier, followed by Financials and Consumer Discretionary.

  • Adirondack Trust Company's largest Q3 2025 buy was Vanguard FTSE All-World ex-US ETF: 5,105 shares worth $364K.
  • Adirondack Trust Company added most to Vanguard Morningstar Total Stock Market ETF in Q3 2025, an estimated $598K increase.
  • Adirondack Trust Company's biggest Q3 2025 reduction was MetLife, cutting an estimated $439K.
  • Adirondack Trust Company fully exited State Street SPDR Nuveen ICE Municipal Bond ETF in Q3 2025, selling an estimated $67K.
  • Adirondack Trust Company's ten largest holdings make up 42% of its $298M portfolio in Q3 2025.
  • Adirondack Trust Company opened 41 new positions and closed 13 in Q3 2025.
  • Adirondack Trust Company's portfolio value rose 8.3% quarter-over-quarter to $298M.

Based on Adirondack Trust Company's 13F filing for Q3 2025, filed 20 Oct 2025.